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DNotes

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DCEBrief Topics
« on: July 28, 2015, 11:00:17 PM »
If we can think of a few headlines and basis for articles it would be helpful. Alan is working on getting a few people involved. The focus would be on what do the executives, politicians of the world need to know about digital currency. I know we have briefly talked about this before, feel free to bring your ideas back to the forefront. Here are a few ideas and subjects to get it rolling.

Digital Currency Regulation Recommendations - This topic has been discussed many times, the objective would be to create guidelines for regulators that would create an safe environment for users with enough freedom to allow innovation.

The Future of Digital Currency as a Payment System - This topic can discuss how digital currency might evolve as a payment system.

Does Digital Currency Meet the 3 Functions of Money? - Covering the 3 functions of money, Store of Value, Unit of Account, and Medium of exchange. It seems to be a fairly popular argument that digital currency does not meet these criteria.

Digital Currency is Backed by What!? - One of the other popular arguments is that digital currency has no real value. I do remember an article recently which wrote about it being backed by time and algorithmic functions. Inserting my own personal opinion here: We have to reevaluate what money is fundamentally, and how it works. Just like when a new discovery is made, we have to reevaluate our scientific theories. Eventually the books have to be re-written, new formulas created, and a brand new fundamental understanding is disseminated...

I have a dozen more ideas but I will stop there.

Shepherd

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Re: DCEBrief Topics
« Reply #1 on: August 13, 2015, 07:42:12 PM »
This should give our readers a good idea what DECBrief is all about. I am personally delighted that this represents a strong demonstration of DNotes' leadership and commitment to our industry. It is not just about DNotes but the preservation and our commitment to the true spirit in promoting a decentralized global digital currency for everyone. This will take a lot of heavy lifting and we can use a lot of support from our industry peers.

Purpose and Mission of
Digital Currency Executive Brief
[/size]

The dynamics of the world we live in are rapidly changing and at an increasingly faster pace. We are already living in the digital age, from a humble beginning when personal computers were first introduced in the late 1970s evolving into mobile computing and wireless communication in the late 1980s.

The Internet, E-commerce, smart phones, online banking, Crowdfunding, digital currency, social media and more, are the direct result of the convergence of technologies including seamless wireless communication and powerful computing capabilities at our finger tips, all of which are available today.

We are now hyperconnected globally, with a projection of five billion people online by the year 2020. Some of the world’s biggest problems may very well be our biggest opportunities, in terms of job and wealth creation. One of the biggest problems is the lack of a global currency that is not at the mercy of the misfortune of individual nations, where innocent citizens can lose their life savings overnight. Like the rerun of a bad movie, we have seen it too many times. Unfortunately, as in the case of Greece, it got a lot worse each time it was replayed, with little hope for a long term solution.

There are clearly massive economic inequalities on a worldwide scale. The opportunity to facilitate global collaboration to assist the unbanked as a means to help alleviate poverty, as well as to encourage women business empowerment and more are now within our reach. The technologies are already at our disposal. What is missing is a truly global digital currency that is not owned by a single nation, or a united group of nations as in the case of the European Union.

Most people may not realize that we are witnessing the greatest technology revolution in the history of mankind as a result of the creation of Bitcoin in 2009. This immensely innovative decentralized distributed consensus technology enables one Internet user to pay another Internet user anywhere worldwide, instantly at near zero cost, without the oversight of any central authority or middleman. It is as convenient as paying cash at a local convenience store and the value of the payment is exactly the same any where worldwide.

This will have very positive world changing implications resulting in a quantum shift in the way we collaborate and conduct global commerce. Imagine the limitless possibilities to facilitate global economic equality.

There may not be a better opportunity for our political leaders, regulators, philanthropists, media executives, educators, business executives and others to pledge a small commitment of their precious time to stay objectively informed on issues that matter as they pertain to the utilization of digital currencies to promote global collaboration for economic equality.

DCEBrief is committed to focus on bringing to your attention on issues that matter utilizing “Executive Summary” without fluff and filler. When appropriate, we may also include full length articles. Our mission is to keep you informed with timely, objective, accurate, and unbiased information. We will need the cooperation of the mainstream media and the full support of our political leaders and regulators to help promote and not stifle innovation for the better good of mankind.
« Last Edit: August 14, 2015, 03:42:47 PM by Shepherd »

Chase

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Re: DCEBrief Topics
« Reply #2 on: August 14, 2015, 12:49:46 AM »
This should give our readers a good idea what DECBrief is all about. I am personally delighted that this represents a strong demonstration of DNotes' leadership and commitment to our industry. It is not just about DNotes but the preservation and our commitment to the true spirit in promoting a decentralized global digital currency for everyone. This will take a lot of heavy lifting and we can use a lot of support from our industry peers.

Purpose and Mission of
Digital Currency Executive Brief
[/size]

The dynamics of the world we live in are rapidly changing and at an increasingly faster pace. We are already living in the digital age, from a humble beginning when personal computers were first introduced in the late 1970s evolving into mobile computing and wireless communication in the late 1980s.

The Internet, E-commerce, smart phones, online banking, Crowdfunding, digital currency, social media and more, are the direct result of the convergence of technologies including seamless wireless communication and powerful computing capabilities at our finger tips, all of which are available today.

We are now hyperconnected globally, with a projection of five billion people online by the year 2020. Some of the world’s biggest problems may very well be our biggest opportunities, in terms of job and wealth creation. One of the biggest problems is the lack of a global currency that is not at the mercy of the misfortune of individual nation, where innocent citizens can lose their life savings overnight. Like the rerun of a bad movie, we have seen it too many times. Unfortunately, as in the case of Greece, it got a lot worse each time it was replayed, with little hope for a long term solution.

There are clearly massive economic inequalities on a worldwide scale. The opportunity to facilitate global collaboration to assist the unbanked as a means to help alleviate poverty, as well as to encourage women business empowerment and more are now within our reach. The technologies are already at our disposal. What is missing is a truly global digital currency that is not owned by a single nation, or a united group of nations as in the case of the European Union.

Most people may not realize that we are witnessing the greatest technology revolution in the history of mankind as a result of the creation of Bitcoin in 2009. This immensely innovative decentralized distributed consensus technology enables one Internet user to pay another Internet user anywhere worldwide, instantly at near zero cost, without the oversight of any central authority or middleman. It is as convenient as paying cash at a local convenience store and the value of the payment is exactly the same any where worldwide.

This will have very positive world changing implications resulting in a quantum shift in the way we collaborate and conduct global commerce. Imagine the limitless possibilities to facilitate global economic equality.

There may not be a better opportunity for our political leaders, regulators, philanthropists, media executives, educators, business executives and others to pledge a small commitment of their precious time to stay objectively informed on issues that matter as they pertain to the utilization of digital currencies to promote global collaboration for economic equality.

DCEBrief is committed to focus on bringing to your attention on issues that matter utilizing “Executive Summary” without fluff and filler. When appropriate, we may also include full length articles. Our mission is to keep you informed with timely, objective, accurate, and unbiased information. We will need the cooperation of the mainstream media and the full support of our political leaders and regulators to help promote and not stifle innovation for the better good of mankind.



The Purpose and Mission of Digital Currency Executive Brief is power packed and to the point - fantastic!

Chase

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Re: DCEBrief Topics
« Reply #3 on: August 14, 2015, 12:53:51 AM »
Here is my 1st draft for the CRISP for Kids article.  Please let me know if you can think of anything else that needs saying.  Thanks! :)


CRISP For Kids - The Cryptocurrency Investment Savings Plan is Born

The CRISP For Kids program began as a joint pilot project of DNotes and CryptoMoms in July 2014.  It was designed to evolve around CryptoMoms, a currency neutral site dedicated to encourage women's participation in cryptocurrency.  This design allows for the easy participation of family and friends.  http://cryptomoms.com/

CRISP for kids was created to help the world's children and grandchildren develop strong saving habits early, in order to help secure their financial future.  All CRISPs (Cryptocurrency Investment Savings Plan) are unstructured and self directed plans, using DNotes as the investment vehicle.  Re-occurring savings, in a any amount, may be added at any time.

After the launch of the CRISP, it soon became evident that the parents, grandparents, aunts, and uncles from around the world are genuinely concerned about the financial well being of the children in their families.  In fact, many of the kids currently in the program were signed up by their grandparents who gave them a gift of DNotes to get them started.

Children are great candidates for a long term savings plan in digital currency.  Their long term investment horizon and the early stage of the digital currency industry allows for significant capital appreciation.

Anyone can set up or contribute to a child's CRISP, giving this program the potential to help children around the world.  A teacher could establish CRISPs for all of his or her students, and at the same time start teaching the class about digital currency.  Cryptocurrency can be a powerful lesson tool and what is new and evolving today will be the norm for them in the future.

The funds from the CRISP can be used by the child for their education, travel, their first home, as well as many other things.  By the time the children are old enough to withdraw the DNotes, they will be very grateful their parents or grandparents had the foresight to take early advantage of an investment in digital currency.

With the launch of the DNotesVault in December, 2014, you need little more than an email address to start a CRISP.  All deposits sent to any DNotesVault address are securely stored offline in DNotes cold storage vault with a 100% guarantee.  http://www.dnotesvault.com/

Everyone at CryptoMoms is very proud of the CRISP For Kids program and it is a delight reading the posts of the proud parents and grandparents as they share a little bit about each child.  Some have left messages that will outlive the writer and it is starting to have almost a time-capsule feeling.

CryptoMoms and the DNotes team are dedicated to helping anyone interested in starting a CRISP for any child.  Please visit:  http://cryptomoms.com/forum/cryptomoms-com/5/kids-with-a-cr-i-s-p/530
« Last Edit: August 14, 2015, 02:43:48 AM by Chase »

Shepherd

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Re: DCEBrief Topics
« Reply #4 on: August 17, 2015, 03:02:49 PM »
Quote from RJF:

Executive Brief and Executive Summary are basically the same thing. Check out the advise from "Inc." below: (geared towards business plan summaries but still useful.)

How to Write an Executive Summary

When you're trying to sell an idea to a potential investor, you'll need to craft the pitch-perfect executive summary. Here's how to write one that will get your business plan read and your foot in the door.

Whether you've put together a business plan or an investment proposal, you're going to need an executive summary to preface your report. The summary should include the major details of your report, but it's important not to bore the reader with minutiae. Save the analysis, charts, numbers, and glowing reviews for the report itself. This is the time to grab your reader's attention and let the person know what it is you do and why he or she should read the rest of your business plan or proposal.

The executive summary is also an important way for you, as the entrepreneur, to determine which aspects of your company have the clearest selling points, and which aspects may require a bit more explanation. Akira Hirai, founder and CEO of Phoenix-based Cayenne Consulting, a firm that helps entrepreneurs develop business plans and financial forecasts, says the process of distilling the essence of your business down to a page forces you to think hard, decide what's important, and discard things that aren't essential to the story line. "By doing this," he says, "you develop a better vision of what your business is all about, and you become better at telling your story."

Why Write It?

Investors, lenders, executives, managers, and CEOs are busy. Always. That means the executive summary is an essential gateway for your business plan to get read. Think about it this way: If you had an endless list of things to do, and someone handed you an 80-page document and said, "Read this!" you'd probably first want to know why.

"The most important reason to include an executive summary is that in many cases, it is the only thing the reader will read," says Pablo Bonjour, founder and CEO of Katy, Texas-based SMG Business Plans, a company that offers entrepreneurs assistance in writing business plans. According to Bonjour, investors will read the executive summary to decide if they will even bother reading the rest of the business plan. It's rare for an investor or lender to read an entire business plan, at least in the initial stages of analysis and consideration for funding, so having a strong executive summary is key.

When you're writing your business plan, your goal is to get your foot in the door and face time with the investor. "Assuming that your business is a good fit for the investor, a strong executive summary will get you invited in for a meeting," Hirai says. "A poor executive summary will leave you standing in the cold."

The First Paragraph

Just as a movie might begin with a fight scene or a magazine article open with a funny anecdote, you'll need a strong hook for your executive summary.

"The most important part of an executive summary is the first paragraph that clearly explains what the company does," according to Dave Lavinsky, president of Growthink, a Los Angeles-based company that helps entrepreneurs develop business plans and raise capital. "Most business plans start with a story that tries to create excitement, and this doesn't always work."

One way to think about it, says Hirai, is that your executive summary needs an executive summary. The first paragraph needs to compel the reader to read the rest of the summary. Perhaps you have a compelling aha! moment, so you might start with that. If you've identified a problem in the marketplace that isn't being adequately serviced, you might start with that.

The Nuts and Bolts

There is no set structure for an executive summary, but there are guidelines you must follow to ensure your business plan or investment proposal gets the attention it deserves. First, think about your core strengths. Use bullet points to present your ideas, and make sure you always use concise language.

"You need to match your story to your audience, your business, and your desired outcomes," says Hirai. "If you have an exceptional management team, you might start with that."

Ask yourself what's unique and exciting about your company. After you've explained what your company does, it's time to sell why you believe you're uniquely qualified to succeed.

Lavinsky recommends addressing these questions when putting together your executive summary:

• Do you have a unique partnership?

• Do you already have customers and traction?

• Do you have patents or technology?

• Is your marketing plan special in some way?

Depending on your audience, you can also try a more rigid approach to the executive summary. After the first paragraph, Bonjour says one effective structure is to summarize each section in the same order in which the items are presented within the full business plan. To make the structure as relevant as possible for the reader, typically an investor or a lender, he suggests considering these categories:

• A Company Description Summary

• The Problem

• Your Solution

• Why Now

The Why Now category is one of the most important questions to answer, because it makes your executive summary timely. The last thing you want is to leave the reader feeling like there's plenty of time to act. Chances are, if there isn't any urgency to your executive summary, your business plan won't get read.

After describing the elements above, the executive summary should also have a brief financial summary. For your financials, Bonjour suggests including the valuation of the deal, so that the reader knows right away what the risks are, and what the returns can be.

Strictly Professional or Humorous? What's the Tone?

This depends on who your readers are. Do your research. If you're presenting your plan to investors, make sure the language of the executive summary caters to their backgrounds. For example, if you know your investor has a degree in chemical engineering, your language might be different from that in the executive summary presented to an investor who studied philosophy.

In other words, "use language that will resonate with your target audience," says Hirai. Don't be afraid to change your executive summary when you present it to different investors. Consider creating different versions for each audience, he says, but make sure that it's always kept professional, crisp, and free of any embarrassing errors. Another good tip he gives is to use personal pronouns (e.g., "we" and "our") over general nouns (e.g., "the company"). Your reader will feel a stronger personal connection with you, your brand, and your idea if you can relate to the reader in the first person.

Don't forget to be confident, either. If the writer does not clearly believe in this company, says Bonjour, why should the reader believe in it? Put yourself in your reader's shoes, and ask yourself why you would want to invest in a company. "Think about it like a job interview or asking a girl out on a date," he says. "If you are not confident and don't act like you want it, chances are you won't get anywhere."

The Length

Remember, every executive summary is--and should be--unique. Depending on the size of the business plan or investment proposal you're sending, the executive summary's length will vary. However, the general consensus is that an executive summary should be between one and four pages long.

Think logically. A two-page summary can be printed on the front and back of a single page, which can feel like a professional brochure. And if you can't tell the essence of your story in a page or two, says Hirai, then you probably haven't thought things through well enough.

Echoing this thought, Bonjour asserts that "you can cheat a bit by using smaller fonts, widening your margins, shrinking images and tables, but ultimately you need to summarize everything contained within the executive summary. After all, it is called a 'summary' for a reason."

What to Avoid

"The reason most business entrepreneurs get executive summaries wrong is that they believe the goal of the executive summary is to get the investors to give them a check," says Lavinsky. "The goal of the executive summary is to get the investor to read the business plan or to meet with you."

With that in mind, clear your vocabulary of any superlatives, clichés, or claims that can't be backed up, he adds. Avoid using terms like "the best," "groundbreaking," "cutting-edge," and "world-class." "Investors see those words day in and day out," he says, "and eventually they lose meaning."
RJF
Note:


The only thing I don't agree with is the "one to four pages", thats way too long for our purposes. They are mainly talking about summarizing business plans where being brief can be 4 pages long. I think, for our purposes, a 300 word cap would be appropriate.


Quote From DYNA:


Very good article, on Executive Summary. Thanks RJF. Executive Summary is a must in any business plan, but should be in every report to senior executive. It should also be included in every research paper and resume among others. The length could be a short paragraph to a few pages. In our particular case, a couple of short paragraphs seems to be the best format.

Understand that there are a lot of recommendations, but as far as I know, it does not have an established industry standard. We know that its primary objective is to keep busy executives informed with the least amount of time spent. The second objective is to entice the reader to read more. In the case of DCEBrief, we have already decided upon RFJ recommendation of no "fluff or filler" that full length article will be our exception than the rule. To a large extend then, our articles are already written close to an executive summary format. That being the case the two paragraphs we are proposing will carry the most weight if they convey the most compelling message of the article sufficiently persuasive to the reader to want to read the whole article. Writing is not considered my area of strength, so please take this as just another opinion.

I am also thinking of an additional re-enforcement, using the last paragraph (conclusion) as the "closing argument" for the entire article. That itself could be the executive summary as is, or with minor modification. DCEBrief could become a class of its own in our world where information overload is becoming a serious problem. Don't feel offended that I no longer read every word posted on our forum. That is just the fact our life.
« Last Edit: August 17, 2015, 03:07:33 PM by Shepherd »

Shepherd

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Re: DCEBrief Topics
« Reply #5 on: August 20, 2015, 03:44:38 PM »
DCEBrief is looking awesome! We are only getting started and not even ready for launch.

A big thank you to all DCEBrief contributors. I am predicting that our list of contributors will grow to a record breaking number. No fluff or fillers will become our theme in our world of information overload. Getting an article published in DCEBrief will be prestigious one day. We always have a dream and this is just a new one added to our long list. We will continue to do things others wouldn't so that one day we could do things others couldn't. Building DNotes to be the trusted global digital currency for everyone worldwide is a big dream supported by many little dreams. Once a little dream becomes a reality it becomes a build block.

DNotes is more than just another digital currency. It is a trusted digital currency with a purpose, supported by our own ecosystem, solidly constructed with many highly scalable building blocks that are all strategically linked. The daily market price of DNotes is based on supply and demand but the fundamental value of DNotes can only be realized over the long-term based on the incremental value we are adding to our ecosystem and our trusted brand everyday. That will make a world of difference but not so obvious until DNotes is discovered by many potential investors who have never heard of us.

DNotes

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Re: DCEBrief Topics
« Reply #6 on: August 22, 2015, 01:56:18 AM »
Our latest article on DCEBrief


http://www.dcebrief.com/finding-the-goldilocks-zone-striking-the-balance-between-regulation-and-innovation-in-the-digital-currency-space/

If anyone needs the username and password:
username: dce
password: brief

Shepherd

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Re: DCEBrief Topics
« Reply #7 on: August 22, 2015, 03:05:36 AM »
Our latest article on DCEBrief


http://www.dcebrief.com/finding-the-goldilocks-zone-striking-the-balance-between-regulation-and-innovation-in-the-digital-currency-space/

If anyone needs the username and password:
username: dce
password: brief

DCEBrief is shaping up real good. Great job and a big thank you to all our contributors.

Shepherd

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Re: DCEBrief Topics
« Reply #8 on: August 25, 2015, 06:19:29 PM »
Purpose and Mission of Digital Currency Executive Brief

Executive Summary:

The convergence of technologies in the 21st century will go down in history as the Digital Age. It is an era of great technology innovation, remarkable productivity gain, massive job creation and enormous wealth accumulation, as well as immense disruption of incumbent industries too slow to adapt and change. At least in part, the casualties of late adoption and reluctance to change can be attributed to information overload and confusion due to the lack of objective, concise, and timely information available.

Convinced that Digital currency is the greatest technology revolution since the internet, DCEBrief is committed to change the confusion in our industry, by bringing issues that matter to your attention, utilizing an “Executive Summary” without fluff and filler. Our mission is to keep you informed with timely, objective, accurate, and unbiased information that encourages both the cooperation of the media and the full support of our political leaders and regulators to help promote and not stifle innovation for the better good of mankind.



Purpose and Mission of Digital Currency Executive Brief

The dynamics of the world we live in are rapidly changing and at an increasingly faster pace. We are already living in the digital age, from a humble beginning when personal computers were first introduced in the late 1970s evolving into mobile computing and wireless communication in the late 1980s.

The Internet, E-commerce, smart phones, online banking, crowdfunding, digital currency, social media and more, are the direct result of the convergence of technologies including seamless wireless communication and powerful computing capabilities at our finger tips, all of which are available today.

We are now hyperconnected globally, with a projection of five billion people online by the year 2020. Some of the world’s biggest problems may very well be our biggest opportunities, in terms of job and wealth creation. One of the biggest problems is the lack of a global currency that is not at the mercy of the misfortune of individual nations, where innocent citizens can lose their life savings overnight. Like the rerun of a bad movie, we have seen it too many times. Unfortunately, as in the case of Greece, it got a lot worse each time it was replayed, with little hope for a long term solution.

There are clearly massive economic inequalities on a worldwide scale. The opportunity to facilitate global collaboration to assist the unbanked as a means to help alleviate poverty, as well as to encourage women business empowerment and more are now within our reach. The technologies are already at our disposal. What is missing is a truly global digital currency that is not owned by a single nation, or a united group of nations as in the case of the European Union.

Most people may not realize that we are witnessing the greatest technology revolution since the Internet as a result of the creation of Bitcoin in 2009. This immensely innovative decentralized distributed consensus technology enables one Internet user to pay another Internet user anywhere worldwide, instantly at near zero cost, without the oversight of any central authority or middleman. It is as convenient as paying cash at a local convenience store and the value of the payment is exactly the same any where worldwide.

This will have very positive world changing implications resulting in a quantum shift in the way we collaborate and conduct global commerce. Imagine the limitless possibilities as a result of improved global economic equality. Mass acceptance and widespread utilization of a trusted global digital currency like DNotes may be the most viable vehicle to accomplish these possibilities.

There may not be a better opportunity for our political leaders, regulators, philanthropists, media executives, educators, business executives and others to pledge a small commitment of their precious time to stay objectively informed on issues that matter as they pertain to the utilization of digital currencies to promote global collaboration for economic equality.

DCEBrief is committed to focus on bringing issues that matter to your attention, utilizing an “Executive Summary” without fluff and filler. When appropriate, we may also include full length articles. Our mission is to keep you informed with timely, objective, accurate, and unbiased information. We will need the cooperation of the mainstream media and the full support of our political leaders and regulators to help promote and not stifle innovation for the better good of mankind.

Shepherd

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Re: DCEBrief Topics
« Reply #9 on: August 26, 2015, 04:51:37 PM »
Here is my first unedited article for DCEBrief scheduled to be launched the 1st week of September. Feel free to comment and edit. I am not a professional writer, but just someone trying hard to make a contribution to an new technology I am very passionate about. I am totally dedicated to help build a trusted global digital currency for everyone worldwide to participate. You all are warmly invited to join force with us. Thank you and enjoy.

Executive Summary:

Although unlikely in the near future, it is conceivable that a merchant using digital currency, conducting 100% of his transactions locally or worldwide could have complete bookkeeping records of every transaction perfectly balanced for any on-demand audit at the push of a button. There would be no requirement of creating a paper trail or double entry of data; drastically improving efficiency. The transaction fees or chargebacks would be at near zero. That is the future of money.

However, historically, large scale changes and mass acceptance of new technologies, despite their immense potential to improve efficiencies and productivity, have taken years, decades, or even many generations. When fully adopted, it led to massive job creation, improve standard of living and enormous wealth accumulation.



Digital Currency – The Future of Money
[/b]

We have been down that route many times. Large scale changes and mass adoptions take years, decades or many generations as the case may be. The first Industrial Revolution took place during the 18th and 19th centuries. Recorded history witnessed the transition from predominantly agrarian rural societies to an industrial Europe and North America with urban societies over a time span of multi-generations. Many early adaptors made their fortune with the convenience of money as a medium of exchange, a store of value and a unit of account, while creating a massive number of new jobs. The utilization of steam engines and other machineries brought about immense productivity gain. Yet there had been great struggle in many cases where the full productivity improvement was only achieved after a new generation of managers replaced the older generation. Large scale changes are never quick or easy.

The second Industrial Revolution took place from 1850 to 1914 when automation and mass production kicked into high gear. Electricity and fossil fuel became the catalyst for the new invention of the combustion engine. Again it took decades for many new inventions to evolve and gain mass acceptance. New fortunes were made and millions more jobs were created. Productivity continued to improve.

Since the end of World War One, we have been in the Third Industrial Revolution. Within this period we have been witnessing many technology revolutions, causing impressive productivity gain as the result of great improvements in efficiency. Hundreds of millions of new jobs have been created and the standard of living drastically improved around the world, with enormous fortunes accumulated by a relatively small percentage of the population. According to a recent Oxfam published report, the richest 1% of the population controls nearly as much wealth as the remaining 99% combined.

Perhaps one of the most significant changes was the switch from analog to digital technology that started in the 1980s, at the emergence of personal computers and cellular telephones. We are now living in the digital age and almost any thing that can be digitized will be digitized. Get use to the term digital asset which includes digital currency. We should learn to embrace it and objectively gain the knowledge not to fear it. When one begins to understand why digital currency and the Blockchain technology will be the greatest technology revolution since the internet, that fear will be replaced by a desire to learn more and put it to good use.

To a large extent most money or fiat currency is already digital, in the sense that it is recorded, stored, transmitted, accounted for, and posted in a digital ledger.
The banks seem to have finally caught up, as a necessity, in order to remain competitive while attempting to constantly improve productivity. Unfortunately, a closer examination of our current banking system, financial services, and the credit and debit card payment network system will reveal great inefficiencies and risk exposures.

With the exception of cash payment between two parties, money transactions require multiple data entries to provide audit trails. It also requires extra time to pass through multiple intermediaries often incurring high fees especially in the case of merchant accounts accepting debit and credit cards, wire transfers, and cross border remittances.

As Bitcoin and other digital currencies gained broader acceptance, major banks are seriously considering their version of token or digital currency. It is too early to tell how this will play out. What is predictable is that many jobs will be on the line for the sake of better efficiency for higher productivity. The banking system will have their version of centralized digital currency to enable more efficient flow of funds and record keeping.

Bitcoin and other digital currencies like DNotes are much more than currencies that meet the full functions of money as a unit of account, as a store of value, and as a medium of exchange; the inherent characteristics of fiat currency. They are also a global payment network enabling one Internet user to pay another Internet user anywhere worldwide, instantly at near zero cost, without the oversight of any central authority or middlemen.

As an integral part of digital currency is the highly innovative Blockchain distributed consensus and record keeping technology that eliminate the high cost of double entries and the complexity of audit trails. Every transaction is a cryptographically verified, time-stamped permanent record for anyone worldwide to see. By design, Bitcoin and digital currency is programmable money that allows additional data and instructions to be recorded on the Blockchain.

Although unlikely in the near future, it is conceivable that  a merchant using digital currency, conducting 100% of his transactions locally or worldwide could have complete bookkeeping records of every transaction perfectly balanced for any on demand audit at the push of a button. Digital currency eliminates the costly, excessive paper trail with further savings coming from near-zero transaction fees and no chargebacks. That is the future of money.
« Last Edit: August 26, 2015, 06:23:25 PM by Shepherd »

Shepherd

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Re: DCEBrief Topics
« Reply #10 on: August 31, 2015, 02:28:16 AM »
Our latest article on DCEBrief


http://www.dcebrief.com/finding-the-goldilocks-zone-striking-the-balance-between-regulation-and-innovation-in-the-digital-currency-space/

If anyone needs the username and password:
username: dce
password: brief

DCEBrief is shaping up real good. Great job and a big thank you to all our contributors.

Quote from: DNotes on Today at 01:23:54 AM

Removed the password protection from DCEBrief and we will be officially launching with a press release soon.

Quote From Dyna Today:

Thanks. Press release for DCEBrief scheduled for Wednesday September 2, 2015.

Visit: http://www.dcebrief.com/

Shepherd

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Re: DCEBrief Topics
« Reply #11 on: August 31, 2015, 03:59:08 PM »
Quote from: RJF on Today at 12:59:56 PM

Copy for CRISP For Retirement for DCEBrief :

"Did you know that only 42% of private sector workers age 25 to 64 have any pension coverage in their current job? That's lower than the 50% who had pension coverage back in 1979. (Source: Center for Retirement Research)

Also, 30% of workers in a 2012 study reported that they had less than $1,000 in savings and investments. (Source: Employee Benefit Research Institute)

Where do you stand? Globally, most workers do not even have a plan, nor can they afford to save for something they may never be able to do, retire. As the global economy shifts away from the middle and lower classes, the amount of money earmarked for retirement dwindles.

DNotes can help. With “Crypto Currency” taking over the traditional roles of money, the obvious solution is to put aside a small amount of funds now, in the form of DNotes. The vehicle offered to facilitate this is the “CRISP” Plan. (Cryptocurrency Investment Savings Plans).

As your DNotes increase in value over time, you will be building a source of income to help offset expenses after retirement. Our DNotes Vault and a CRISP For Retirement Plan, will allow you to save your funds in a secure, self directed, online account with a 100% loss guarantee. You can also choose the amount of time to “lock in” your DNotes and receive interest accordingly. As DNotes grows, so does your future.

Visit us at www.DNotesVault.com and start securing your future now."

PS: Sorry for the late entry, been involved in a really intense technical project involving travel, just seeing the Sun again today!  Shocked

Quote from: Dyna on Today at 01:05:42 PM

Thanks, RJF. That is quite an eyeopener. Unfortunately, the sad truth is that the vast majority of the world's population has little to nothing saved for retirement or rainy days. We are passionate about doing whatever little we can to make it possible for others to save a small amount on a regular basis.

In many cases, some of our DNotes stakeholders made generous donations to fund the interest available for retirement savings, as well as other programs. Free DNotes are still available for CRISP for students.

Quote from: RJF on Today at 02:03:13 PM

Right you are Alan, most of the world doesn't even know what retirement means, they will be working till they drop with little hope of changing that destiny. This is where crypto such as DNote can help. A small purchase every now and then can add up to a real fund after years of appreciation and growth. And, since the plans are self directed, you buy and save as and when, you can, there's nothing being deducted from your paycheck that you might need this month to make another payment or, buy necessities.

 Quote from: TeeGee on Today at 03:05:25 PM

Great work RJF, and welcome to the team Kris.

CRISP for Retirement is a very exciting plan, because it holds the most lengthy saving terms that could realise the largest investment gains out of all the CRISPS due to the deposit terms!

Now it appears the team are beginning for round 2 of Cryptomom's development, the further expansions of the program could be used as a model for the CRISP plans to follow.

Watching / participating attentively. I heard CRISP for students video is likely to be ready end of this week.

Quote From Dyna Today:

With the launch of DCEBrief and Kris joining our team we can consider this as the beginning of a new chapter. Now that we have established a fairly solid foundation and good awareness, we are going to pick up speed in reaching out to potential strategic partners who may have common grounds to start working with us.

We fully believe that for DNotes to be the trusted global digital currency, with mass acceptance ultimately, we must make it easily available for everyone worldwide to participate even if we have to continue to hand out some free DNotes to promote our shared stake concept, especially for  a good cause.

We have no doubt that digital currency like DNotes has the built-in capabilities to be far superior to money or fiat currency. However, harnessing its superiority is an enormously costly and time consuming task few would want to undertake. Unfortunately, if the valuation of DNotes is an indicator, I must add that many investors may not quite understand why DNotes has invested so much time and resources in a diverse list of projects. The short answer is that they are all strategically linked as vital building blocks as we strive for mass acceptance of DNotes in a global scale. Investment in DNotes is best suited for long term investors and ideal for our family of CRISPs. DNotes is much more than just another digital currency. It is a currency with a purpose coupled with multiple missions to reflect the best of humanity.

Shepherd

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Re: DCEBrief Topics
« Reply #12 on: September 01, 2015, 12:45:03 PM »
Here is  a Sneak Peek of DCEBrief Press Release For immediate release on Wednesday, 9-2-2015:


Bitcoin Alternative DNotes Launches DCEBrief.com,
 'Digital Currency Executive Brief' News Portal
[/size]


Digital Currency DNotes has founded numerous platforms to confront the challenges facing the industry as it seeks mass acceptance. The latest initiative is DCEBrief: providing executive briefs on Digital Currency issues that matter for busy executives, decision makers and everyday people worldwide.
 
DNotes, launched on February 18th, 2014, is one of ..........   Founded at a critical time when the Digital Currency industry faced many challenges; DNotes decided to take a different path, embarking on a long term strategic plan to build a trusted brand supported by its own ecosystem.

DNotes' latest project is DCEBrief; to provide objective, unbiased news on the latest developments in the world of Bitcoin and Digital Currency, in “Executive Summary” format, with no fluff or filler. DCEBrief's mission is to ensure decision makers, busy executives and everyday people worldwide can access the information they need, to help them understand the often misunderstood Digital Currency industry...................

DNotes has relentlessly pursued a path of mutual respect, cooperation, and solutions believed to be in the best interest of the industry and ultimately humanity. Co-Founder Alan Yong, a respected technology visionary since the emergence of personal computer and wireless communication in the 1980’s, stated that Digital Currency like DNotes has the built-in capabilities to be far superior to money or fiat currency.

...... When the vast majority of global commerce transactions take place between only the payer and the recipient, similar to the way cash is used today, that will be the day of mass acceptance of Digital Currency. .....................

As Alan Yong states about DCEBrief's mission:

“When one begins to understand why Digital Currency and Blockchain technology will be the greatest technological revolution since the Internet, that fear will be replaced by a desire to learn more and put it to good use.”......................

Utilizing an “Executive Summary” without fluff and filler. DCEBrief was launched with the mission to keep the public informed with timely, objective, accurate, and unbiased information that encourages both the cooperation of the media and the full support of political leaders and regulators worldwide, to help promote and not stifle innovation for the better good of mankind.

Shepherd

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Re: DCEBrief Topics
« Reply #13 on: September 20, 2015, 02:09:15 PM »

Quote from: Chase on September 19, 2015, 11:29:58 PM

This has been an exciting few weeks for DNotes! 


DNotes Live on Cryptsy for Bitcoin Trading, Growth of Ecosystem With World's First Cryptocurrency Savings Accounts Continues Unabated

Yahoo Finance - http://finance.yahoo.com/news/dnotes-live-cryptsy-bitcoin-trading-171100787.html

eWallstreeter - http://ewallstreeter.com/dnotes-live-on-cryptsy-for-bitcoin-trading-growth-of-ecosystem-with-world-s-first-cryptocurrency-savings-accounts-continues-unabated-12997/

Quote from: Bergman on Today at 01:31:39 AM

Very exciting few weeks for DNotes. Cryptsy, dcebrief with some excellent articles, lots of press, and good deal of action on the exchanges.

Quote From Dyna today:

We have made a lot of progress in multiple fronts. DCEBrief has been doing exceptionally well. It's a lot of hard work though. I want our team to know that I appreciate their contributions very much. DCEBrief has been publishing many great articles and rapidly gaining readership. We trust that it will become a valuable part of our ecosystem.

The price of DNotes has been on a solid uptrend with good volume. We are doing very well on Cryptsy and our press release has been very well received, and being published in many news outlets I have not seen before.


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