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Author Topic: Welcome to DNotes Digital Currency!  (Read 772 times)

Chase

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Welcome to DNotes Digital Currency!
« on: December 07, 2015, 02:03:52 AM »
Welcome to DNotes Digital Currency!

A collection of informative posts from the forum and information for those that want to go a little further in depth than the DNotes Path & Philosophy to find out more about "The DNotes Difference".

A brief summary:


DNotes Path & Philosophy  -  http://cryptomoms.com/forum/dnotes/28/dnotes-path-and-philosophy/1556/

DNotes is a long term, large scale, global project that will take years or even decades to fulfil its objective of becoming the digital currency of choice in global commerce. DNotes has the most comprehensive and far reaching business model of any competitor in this industry. It has many parts and components, including our own ecosystem. Once it starts to gain momentum, it will dominate and can not be easily replicated.

DNotes Launched in February, 2014 with the goal of being the global “digital currency of the future with lasting value”. The development team immediately began creating a culture of mutual respect, cooperation, and team work resulting in a productive and rewarding community atmosphere. They have built, and continue to build, the trusted brand needed to experience significant growth in the financial services industry.

DNotes has always made it a top priority to build a solid foundation capable of supporting rapid scaling, and when ready, begin working on the necessary technology as the industry matured. This is a stark contrast to what has gone on in the industry over the last few years, where it has always been 'all about the tech', at a great cost (and often failure) to the various projects. A methodical approach, carried out by a dedicated team all sharing the same vision, allowed the entire DNotes ecosystem built to date, to be constructed with 100% funding provided by a small number of stakeholders.

Through CryptoMoms (Cryptocurrency Learning Center) and DNotes Vault (guaranteed online storage for DNotes stakeholders), we have made investing in cryptocurrency possible for segments of the population that had very little representation in the 'bitcoin world'. Women, children, and older adults, the majority with no interest or experience in technology, make up a significant portion of DNotes stakeholders.

The importance of educating the public on cryptocurrency did not stop with CryptoMoms. DNotesEDU (formerly DNotes Educational Guide) developed the first app that allowed anyone with a smartphone to gain entry level knowledge on digital currency.

The CRISP (Cryptocurrency Investment Savings Plan) program, designed for various long term savings goals, has been established and is positioned for global expansion at the appropriate time.

DCEBrief (Digital Currency Executive Brief) provides the objective, to the point industry news needed by decision makers, professionals, and other people that don't have time for excessive page filler.

Looking ahead...

As part of a structured 'best business practices' approach to product development, very few details are released on projects being worked on before they are finished. DNotes has now moved into its next phase of development, which includes a major upgrade to the DNotes blockchain, migrating it to a hybrid PoS/PoW coin, creating a second digital currency to be used for funding and other purposes, planning an ICO, positioning itself to be a significant player in the blockchain technology arena, and becoming a serious FinTech participant. Specific details on these projects will be released at the appropriate time.

Alan has always been very passionate about helping struggling small business owners, having lent his business expertise to many entrepreneurs in the capacity as a small business consultant for more than a decade. His book, Improve Your Odds - The Four Pillars Of Business Success, draws on this expertise acquired over the course of more than four decades in the business world, and is a key foundation block to our ecosystem. It will serve as a launching pad for funding upcoming projects, further development, promoting DNotes and the CRISP plans, as well as connecting DNotes with small business owners and their employees.

The Four Pillars of Business Success member website is an affordable e-mentorship program that gives you exclusive access to information and materials that expand on the concept of the book. It will also provide you with access to Alan and his team, a wealth of additional resources, and the tools required to help your business grow quickly.

DNotes Global Inc. is a for-profit company that was created to take over, help develop, and fund our growing ecosystem. DNotes digital currency will own up to 25% of this company, providing significant fundamental and intrinsic value to the currency as the company expands. Plans for the company include its own exchange, bank, partner banks, global payment network, multi-currency cards, and various business ventures.

DNotes Global Inc. is our bridge between the centralized financial world we live in now, and the decentralized world (currency and technology) we are about to introduce to it. Once DNotes Global is firmly established, expect it to grow rapidly with mergers and acquisitions along its path. Perhaps within ten years, DNotes Global will be a publicly traded company. That long term vision has remained virtually unchanged since the day DNotes was launched.

« Last Edit: February 10, 2017, 09:53:50 PM by Chase »
Introduction to DNotes: A next generation global payments system - https://www.youtube.com/watch?v=ar8C7xBgpIE&feature=youtu.be
Bitcoin and The Long Arm of The Law - https://dcebrief.com/bitcoin-and-the-long-arm-of-the-law/

Chase

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Re: Welcome to DNotes Digital Currency!
« Reply #1 on: January 08, 2016, 06:37:00 PM »

This question is going to come up often in the next while, so to make it easier to find the 'gold standard' reply, I'm posting it here as well.

This is Alan's explanation to Zoe's Question: What do you mean DNotes the currency will own 25 percent of the company to start, subject to dilution?


From Alan:

Our community leaders should save a copy of this post for convenience reference. To be consistent, please quote and do not deviate in explaining the ownership of DNotes' participation in the new company. This will be a generous and historic gift from small group of DNotes investors to all DNotes stakeholders based on our passionate belief that it is an invaluable contribution to the long term success of DNotes.

*************************

Ownership of DNotes' participation in the new company


DNotes, like Bitcoin, is a decentralized digital currency owned by all of its stakeholders. The ownership is at will in the sense; anyone can be a stakeholder by acquiring some amount of DNotes at anytime. By the same token, any current stakeholder can liquidate his or her entire ownership at anytime without notice and no longer remained as a stakeholder. Yet, no one automatically owned any of the Bitcoin ecosystems, such Coinbase, just by owning some amount of Bitcoin.

Coinbase is a privately held, for profit company,100% funded and owned by private investors. When the founding group of investors started Coinbase they own 100% of the shares issued. To use a very simple example, let is assume that the company was authorized to issue up to 4,000 common shares and 400 shares were issued at the first round. This means that the first group of shareholders owning the 400 shared at point in time owned 100% of Coinbase. Let us further assume that they then raised $2,000,000 to expand the business, in exchange for 100 newly issued shares. At this point in time, the founding stakeholders’ ownership is diluted by 20%, and subsequently owned 80% and the new investors own 20%.

Now imagine that this new company is a privately held company like a Coinbase. The ecosystems in our case consist of CryptoMoms, DNotesVault, and DCEBrief at this time. The ecosystems are 100% funded by a small number of DNotes stakeholders. Since the details has yet to be finalized, due to further legal considerations, let is assume that we have a for profit “C” corporation with 100,000,000 authorized common shares and we decided to initially issue 10,000,000 shares. At that point in time, 2,500,000 (25%) will be owned by all the DNotes stakeholders under a (custodian account) and 7,500,000 (75%) will be owned by the founding investors.

Should we decide to seek additional funding using newly issued shares, all existing shareholders ownership would be diluted. But as the company grows and new capital is added, the company will become more valuable.

DNotes has a very unique business model, in that we believe that for DNotes to gain mass acceptance as the trusted global digital currency to supplement fiat currency one day, it needs a substantial professionally managed company to protect and promote the best interest of DNotes. We believe that the significant ownership given to DNotes will provide solid fundamental value to support the anticipated increasing value of DNotes over the long term. This will be a solid boost to our family of CRISPs.

Any future earning distribution in the form of dividends or other proceeds will be paid to the DNotes custodian account. For all practical purposes, no payment will be paid directly to DNotes stakeholders. The general public can participate in the ownership of the new company by owning DNotes.

Our vision is to build DNotes as the trusted global digital currency for everyone worldwide to participate. Given the global social and economic challenges we passionately believe there is an urgent need for us to offer a digital currency option to supplement fiat currencies on a worldwide basis. While DNotes itself will remain decentralized, it is highly essential that there is leadership and fundamental value behind it. However, like any start-ups, this will be quite exciting but a long road and a lot of hard work ahead. This is an unproven business model and there are no assurances that it will be a success. If successful, it will be most valuable to long term investors and may not benefit short term traders in a meaning and material way.

Shepherd

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Re: Welcome to DNotes Digital Currency!
« Reply #2 on: January 08, 2016, 11:49:43 PM »

This question is going to come up often in the next while, so to make it easier to find the 'gold standard' reply, I'm posting it here as well.

This is Alan's explanation to Zoe's Question: What do you mean DNotes the currency will own 25 percent of the company to start, subject to dilution?


From Alan:

Our community leaders should save a copy of this post for convenience reference. To be consistent, please quote and do not deviate in explaining the ownership of DNotes' participation in the new company. This will be a generous and historic gift from small group of DNotes investors to all DNotes stakeholders based on our passionate belief that it is an invaluable contribution to the long term success of DNotes.

*************************

Ownership of DNotes' participation in the new company


DNotes, like Bitcoin, is a decentralized digital currency owned by all of its stakeholders. The ownership is at will in the sense; anyone can be a stakeholder by acquiring some amount of DNotes at anytime. By the same token, any current stakeholder can liquidate his or her entire ownership at anytime without notice and no longer remained as a stakeholder. Yet, no one automatically owned any of the Bitcoin ecosystems, such Coinbase, just by owning some amount of Bitcoin.

Coinbase is a privately held, for profit company,100% funded and owned by private investors. When the founding group of investors started Coinbase they own 100% of the shares issued. To use a very simple example, let is assume that the company was authorized to issue up to 4,000 common shares and 400 shares were issued at the first round. This means that the first group of shareholders owning the 400 shared at point in time owned 100% of Coinbase. Let us further assume that they then raised $2,000,000 to expand the business, in exchange for 100 newly issued shares. At this point in time, the founding stakeholders’ ownership is diluted by 20%, and subsequently owned 80% and the new investors own 20%.

Now imagine that this new company is a privately held company like a Coinbase. The ecosystems in our case consist of CryptoMoms, DNotesVault, and DCEBrief at this time. The ecosystems are 100% funded by a small number of DNotes stakeholders. Since the details has yet to be finalized, due to further legal considerations, let is assume that we have a for profit “C” corporation with 100,000,000 authorized common shares and we decided to initially issue 10,000,000 shares. At that point in time, 2,500,000 (25%) will be owned by all the DNotes stakeholders under a (custodian account) and 7,500,000 (75%) will be owned by the founding investors.

Should we decide to seek additional funding using newly issued shares, all existing shareholders ownership would be diluted. But as the company grows and new capital is added, the company will become more valuable.

DNotes has a very unique business model, in that we believe that for DNotes to gain mass acceptance as the trusted global digital currency to supplement fiat currency one day, it needs a substantial professionally managed company to protect and promote the best interest of DNotes. We believe that the significant ownership given to DNotes will provide solid fundamental value to support the anticipated increasing value of DNotes over the long term. This will be a solid boost to our family of CRISPs.

Any future earning distribution in the form of dividends or other proceeds will be paid to the DNotes custodian account. For all practical purposes, no payment will be paid directly to DNotes stakeholders. The general public can participate in the ownership of the new company by owning DNotes.

Our vision is to build DNotes as the trusted global digital currency for everyone worldwide to participate. Given the global social and economic challenges we passionately believe there is an urgent need for us to offer a digital currency option to supplement fiat currencies on a worldwide basis. While DNotes itself will remain decentralized, it is highly essential that there is leadership and fundamental value behind it. However, like any start-ups, this will be quite exciting but a long road and a lot of hard work ahead. This is an unproven business model and there are no assurances that it will be a success. If successful, it will be most valuable to long term investors and may not benefit short term traders in a meaning and material way.

Chase, thank you for re-posting it here. This covers an important issue that is not easy for everyone to understand.

Chase

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Re: Welcome to DNotes Digital Currency!
« Reply #3 on: February 08, 2017, 05:09:19 AM »
Updating the latest on DNotes:

Alan's posts on DNotes over the last few months:

Feb 6, 2017
Without disclosing details, we are working on a major upgrade to the DNotes blockchain, migrating it to a hybrid PoS/PoW coin, creating a second digital currency, planning an ICO, positioning to be a significant player in the block chain technology arena, and becoming a serious FinTech participant. Those who believe in our business model and can connect all the dots based my previous posts will get a good idea of our path to fulfill our ultimate vision of  being a trusted global digital currency that is superior to fiat currency.  It will be a digital currency that meets and exceeds the full functions of money and one that anyone worldwide can participate. These will keep us very busy for a long time. Once we become firmly entranced it will be difficult for others to replicate the DNotes'  model.

Feb 5, 2017
Our industry has a tendency to interact with the world differently. In my opinion, its total dependence and over emphasis on decentralization without a bridge to the centralized real world creates many barriers and traps -  preventing mass acceptance of digital currency anytime soon.

Without a doubt, the creation of digital currency using peer-to-peer decentralized ledger and consensus system is ingenious. This fundamentally changed the future of money - making it absolutely possible for a digital currency like DNotes to meet and exceed the full functions of money - as a unit of account, store of value, and medium of exchange. It may take generations but DNotes is positioned to be superior to fiat currency one day.  Today, it is common for money (fiat currency) to be created out of "thin air" with crushing consequences as in the case of Venezuela and Greece. Economic activities came to a sudden stop with many citizens loosing their entire savings overnight. Decentralized governance and decentralized creation of digital currency is vastly superior and vital to DNotes' success. That is our core believe.

However, whether we like it or not - we live in a vastly centralized world. It thrives on efficiency, large scale participation, and well coordinated collaborative efforts, among many others. For DNotes to gain mass acceptance one day, we must build an ecosystem that can effectively bridge the gap between the centralized world and the decentralized world. It must be done in a large global scale and designed for everyone world to participate. To accomplish that - many problems must be solved. We have been spending countless hours to identify and solve problems as the technology evolves and finally becomes more matured and settled.

DNotes Global Inc. is our bridge. With the new DNotes blockchain a second digital currency will be created for funding and other purposes. Once DNotes Global is firmly established, expect it to grow rapidly with mergers and acquisitions along its path. Perhaps within ten years, DNotes Global will be a publicly traded company. That is our long term vision with little changes since the day DNotes was launched. This will be a very exciting year for us. I will share what we can at the appropriate time.

Feb5, 2017
The 1,000,000 DNotes retirement bonus was a one time donation from a few major DNotes stakeholders who purchased every one of the DNotes from the open market. So, when they are gone they are gone, unless someone comes up with another donation – not likely in my opinion. CRISP For Retirement turned out to be more popular than originally expected and, as such, used up the donation relatively quickly.

We are working diligently to upgrade the DNotes blockchain to be a hybrid Proof-Of-Work/Proof-Of-Stake digital currency. A hybrid system of PoS working alongside of PoW will enhance our security posture. In essence, stake-sub blocks extend PoW blocks to confirm or reject their validity. Those who signed up to participate in staking their coins are rewarded for supporting the network.

There are benefits and challenges. It is quite complex and not everyone can participate. Additionally, a fixed rate reward is technically nearly impossible to achieve. For all practical purposes and claims, PoS coins are challenging for the average stakeholders to participate. We are working to make our PoS system as user friendly as possible and believe that DNotesVault is a unique advantage we have in the ecosystems we have already built. This will benefit all our account holders who want to participate in staking, including our family of CRISPs.

DNotes was first launched on February 18, 2014. There will be a press release in celebration of our 3  year old birthday. We are thinking of opening the DNotes Bitcointalk forum for a few days to let everyone catch up and celebrate with us. What amazes me most is that our vision from the day of launch has remained very much the same; with very little changes.

This will be a very exciting year for DNotes with substantial advances in various fronts. DNotes has been positioning itself to execute some big bold plans of global scale. DNotes Global, Inc. is among the various components that will play a vital role. For that matter every block is strategically linked and will contribute to the accomplishment of our vision. Ultimately, DNotes will become a trusted global digital currency - as a supplement to fiat currencies. It will include our own exchange, bank, partner banks, global payment network, multi-currency cards and various business ventures. The ability to integrate all the different blocks is among our unique strengths; making it difficult for others to replicate what we are doing.

It was a delight for me to finally meet TeeGee (Tim) in person. He is very excited to assist us in various areas with focus in blockchain related technologies and business opportunities. I am looking forward to working with him closely.

Jan 16, 2017
DNotes Global, Inc. is incorporated in the State of Delaware on April 1, 2016, #6005128. It is a 01025 Stock Corporation ("C" Corporation) That is all public information for anyone who wish to verify. We have retained the Law firm of Huck Bouma for their legal services. As you may know, professional services is very costly. I have advanced and paid almost US$2,000 so far. More legal work needs to be done (including licensing agreements and the assignment of up to 25% ownership to DNotes) at the justifiable and appropriate time since it will require additional funding. There is just not much to report at this time. It is another one of our building blocks that is positioned for us to deploy quickly when needed. DNotes is taking a very different path and committed to be a long term player in our industry. That has always been our strategy and clearly articulated many times. I understand that this can be frustrating for investors with short term outlook. One needs to decide and pick the investment with the best fit. Our industry is loaded with many choices.

Nov. 19, 2015 - This is the latest statement:

"if money is primarily used in economic transactions between two people, then it makes a lot of sense to me." That is DNotes’ ultimate goal. I have mentioned that in a number of my previous posts, that when the vast majority of DNotes transactions are between two parties, there will be little doubt that DNotes is superior to fiat currency. Getting to that point will take years and a lot of strategic positioning and great executions.

It will be great if we can write an article about this subject for DCEBrief. DNotes is a long term large scale global project that will take years or even decades to reach its ultimate goal - to facilitate the vast majority of the transactions between two parties. If you understand our ultimate goal you will understand and appreciate all the extra work and commitments we have subjected ourselves to. It is a lot of very hard work and not always a lot of fun. We believe that for DNotes to be the trusted global digital currency for everyone in the world to participate in, thereby gaining mass acceptance - that is what it takes.

Nov. 2, 2015 from Alan Yong:

"Our 2016 roadmap includes aggressively promoting a total package of CRISP for Retirement, CRISP For Employee Incentive Benefits and the book to small business owners, including women small business owners. This will be a major campaign involving third party support and other partnership. Expect a big push to develop our own e-commerce site and global payment networks and other ventures to be launched at the later part of 2016. Developing the right technologies and launching them at the right time are all winning strategies. That is our pathway to deploy DNotes as the medium of exchange."

Oct. 30, 2015 from Alan Yong:

For others it may be worth noting that DNotes has the most comprehensive and far reaching business model than any of our competitors in this industry. Starting from ground up DNotes is designed to be a complete system, strategically positioned to interact internally and externally in the most efficient and dominant manner conceivable. It has many parts and components, including our own ecosystem. Once it starts to gain momentum, it will dominate and can not be easily replicated. This is a very large scale global project with a very bold agenda. Technology is one of many components or subsystems. Focusing only on the technology aspect at the wrong time or prematurely is a very bad idea and the major pitfall in our industry. With due respect, that kind of mentality is a clear demonstration of ignorance on what it would take to be successful in the business world.

Being designed as a complete system in a massive nascent industry that is currently chaotic, fragmented, ever-changing, lawless, and leaderless; timing and good strategic directions are significantly more valuable than running mindlessly with the crowd.

We have disclosed that a for-profit company will be incorporated in 2016 to take over our ecosystem and expand into other areas. DNotes will own up to 25% of this company with significant funding for future development which will include our own exchange, Blockchain technology, and a global payment network. For more details:

Bitcoin Alternative DNotes Announces New Company ...
dcebrief.com/bitcoin-alternative-dnotes-announces-new-company-launc.

Oct 24, 2016
We have indeed been relatively quiet since last summer, after migrating from Bitcointalk forum to CryptoMoms. I used to spend a great deal time each day to support the forum. During our formative stage it was important to clearly define and articulate the DNotes’ vision. We are now at a different stage in our development. It has been a lot harder for me to spend as much time to support our forum as before. I will try to spend more time writing blog posts this winter.

As mentioned earlier, we have been working with Game Credit to provide a CRISP program for their game players. Although further details have yet to be finalized we have already completed a working “CRISP For Education” plan for further testing and acceptance. As you may know, Game Credit is doing extremely well. We are delighted to work closely with them.

We are actively expanding our development team with part-time openings for experienced software developers in the Chicago (IL) and Fort Wayne (IN) areas. Interested parties may pm me for further details.

I am firmly committed as ever to the success of DNotes and continued to position DNotes as the trusted digital currency for everyone worldwide to participate. This is a long path forward for both DNotes and DNotes Global, Inc. We are actively pursuing a number of projects but still at an early stage. For consistency of our strategic directions it may be most helpful to refer to the last part of “The DNotes Story” as follows: 

…………………

8. A Book for Small Business Owners and Startups

Alan has always been very passionate about helping struggling small business owners having lent his business expertise to many entrepreneurs in the capacity as a small business consultant for more than a decade. As a community, we are often inspired with respect for his business experience and strong leadership as reflected in the management of DNotes. Consequently, we have often encouraged him to write a book one day.

This book is a key foundation block to our ecosystem. It will serve as a launching pad for funding upcoming projects and further development. Equally important is the opportunity for DNotes to connect with small business owners and their employees. I believe that this book will be of great inspiration and help to entrepreneurs.

Furthermore, I trust that this book will also help to promote our CRISP for Retirement and Employee Incentive Benefit programs which will greatly benefit business owners and their employees. Additionally, this chapter will help spread the word and recognition about DNotes, piquing the interest of potential stakeholders. We are proud to have assisted Alan in an editing capacity and in the writing of the DNotes story.

9. Integrated Private Company

Although DNotes is managed as a business, it is not controlled like one. Being a decentralized autonomous organization, the DNotes currency is owned by its entire group of stakeholders on an “at will” basis. Any stakeholder can change ownership at will without notice. We have taken this ownership structure one step further by owning up to a 25% stake of the equity in the privately held for-profit company, DNotes Global, Inc., incorporated in the State of Delaware, USA. By extension, all of DNotes stakeholders have an ownership stake in DNotes Global, Inc.

This company does not control the currency itself. However, among others plans, the company will help to develop and fund our growing ecosystem and projects that are going to be essential in taking DNotes to the next level; to become the dominant digital currency leading to mass global acceptance. Extending the company equity to currency holders is expected to provide significant fundamental and intrinsic value to the currency as the company expands.

Leaderless organizations can be a big hurdle to ongoing development. This has been witnessed in Bitcoin’s community in solving the issue concerning the maximum number of transactions its network can handle simultaneously. We see the potential of chaos and impotence as an inherent weakness of decentralized systems that forego leadership. This risk can be minimized with the presence of a group of developing stakeholders who have sufficient self-interest to help protect and promote the organization.

Digital currency and the blockchain are the best opportunity in a generation to invest in the future from the ground floor. The next several years will be pivotal to DNotes’ rise to preeminence in the financial technology industry. Upon release of this book, Alan and the team will switch into the next phase from planning to execution of technology development. The last two and a half years have been spent carefully analyzing market and consumer behavior, working on our value proposition, building critical infrastructures, and waiting to spring forward at the most opportune moment. We are confident that we will dominate the industry swiftly when we are ready. This book serves to throw the gauntlet in our self-imposed challenge.

Arnold H. Glasow probably said it best when he said “Success is simple. Do what’s right, the right way, at the right time.” DNotes is focused on exploiting its competitive advantages at the most opportune time.


For full details: The DNotes Story – An Unfolding Big Bold Idea of Global Scale
https://bitcointalk.org/index.php?topic=470155.msg14931224#msg14931224
« Last Edit: February 10, 2017, 07:31:09 PM by Chase »

Chase

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Re: Welcome to DNotes Digital Currency!
« Reply #4 on: February 10, 2017, 07:45:27 PM »

From Alan:

What has DNotes been doing differently?

1. Culture 

Recognizing the fragmented and chaotic nature of our industry, we started by  creating a culture of mutual respect, cooperation, and team work resulting in a productive and rewarding community atmosphere many characterized as “refreshing”. DNotes is now a respected currency with a purpose. This has made it possible for DNotes to have its own ecosystem system without outside funding. It is quite an amazing accomplishment for anyone who knows what it takes.

2. A trusted Brand

DNotes has built a trusted brand and will continue down that path. TRUST is invaluable in financial services. A significant part of DNotes' future growth will involve financial services.

3. Dedicated Long Term Commitment

The DNotes team and many of its stakeholders are long term investors. The vast majority of them are net buyers investing for the long term. We do not participate in pump and dump. Unfortunately, trading bots including some likely operated by some exchanges are making price stability nearly impossible to achieve. We will continue to support the market but becoming very reluctant to “feed the bot”. We are less concerned about volatilities until we start promoting DNotes as a medium of exchange. By then, we believe that other mechanisms will be in place to address that issue.

4. Women’s Full Participation - CryptoMoms

We are totally committed to encourage and assist women’s participation in the digital currency space. It is most encouraging to note that CryptoMoms broke the record of 13,000 registered members today after being launched less than 1 ˝ years ago. Expect us to be doing a lot more to empower women in the future. I will personally be heading up a major project to assist women small business owners. Anyone, interested to participate may contact me. Women should not be left behind in this massive emerging industry.

5. Saving For The Future – CRISP

Everything that we do for DNotes is done for strategic reasons or for a good cause; positioning DNotes to accomplish the ultimate goal of mass acceptance on a global scale. It is not how big the project is at launch, but how well positioned it is for global expansion at the appropriate time.

Our family of CRISPs for children, students, employees and retirees are designed to fulfill our mission to make DNotes available for everyone worldwide to participate. We believe that disciplined savings for the long term, done on regular bases, is a good thing for everyone. Our job is to provide for the convenience, safety, and long term appreciating value of DNotes. Consequently, DNotes is managed as a business, but not controlled as a business.

6. DNotesVault

DNotesVault is a significant service for our stakeholders, at no cost.  It is easier to open a DNotes Vault account than a bank account. It is also secure. We guarantee 100% of your deposit through a separate cold storage account, secured in a different location, with an amount always in excess of the total deposit. The guaranteed funds are verifiable any time through the blockchain.

7. DCEBrief

DCEBrief is the latest addition to our ecosystem built to provide objective, unbiased news on the latest developments in the world of digital currency, in “Executive Summary” format, with no fluff or filler. DCEBrief's mission is to ensure decision makers, busy executives and everyday people worldwide can access the information they need, to help them understand the often misunderstood Digital Currency industry.

The DNotes’ Difference:

If you are new to DNotes, we hope you got a better sense of the DNotes’ difference. Our ultimate objective is for DNotes to gain mass acceptance as the digital currency of choice in global commerce, where the vast majority of the DNotes transactions are between two parties without the control of any central authority or middleman. We are not hoping that it could happen. We have been executing multiple strategic plans to make it happen. DNotes and its ecosystem is not just a vision or a wishful business plan; it is a large scale global project with completed solid foundation and multiple functioning systems as outlined above. As we expand, there will be many opportunities in different areas. Get to know us early, if you have exceptional skill-sets and like to be a part of our team. Feel free to PM me.


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