Crypto Moms

Crypto Moms => DNotes => Topic started by: DNotes on May 22, 2015, 06:44:00 PM

Title: DNotes General Discussion
Post by: DNotes on May 22, 2015, 06:44:00 PM
This thread will be used for DNotes general discussion. At the time of this writing the bitcointalk forum has been down for some time. In the meantime we can use this thread to communicate and general discussion outside of bitcointalk.
Title: Re: DNotes General Discussion
Post by: wiser on May 22, 2015, 07:04:24 PM
Great :)
Title: Re: DNotes General Discussion
Post by: Chase on May 22, 2015, 08:01:27 PM

I agree - great idea.  I was away all day yesterday and by the time I got home Bitcointalk was down.  It's strange not being able to catch up when you get home.
Title: Re: DNotes General Discussion
Post by: mrbum805 on May 22, 2015, 08:32:12 PM
Great idea! Yes, I agree with Chase it is weird all the sudden you cant follow up on Dnotes at the end of the day, especially with all the PR about to come out. Good thing you guys are one step ahead. Hopefully more will join in
Title: Re: DNotes General Discussion
Post by: Shepherd on May 22, 2015, 11:55:37 PM
Great idea! Yes, I agree with Chase it is weird all the sudden you cant follow up on Dnotes at the end of the day, especially with all the PR about to come out. Good thing you guys are one step ahead. Hopefully more will join in

Excellent reporting, Chase. CryptoMoms will hit that "Jackpot" one day with a lot of our own joining that list. I just wish it will happen in my generation.

Things are going very well. Our team is doing a great job with the press release. DNotes price is finally on a solid uptrend. Those who have been dumping the last ten days could be missing out, but that is what free market is all about. I have done my best stating our case. DNotes is a long term investment with a solid growth path. I have never came across an opportunity of such magnitude and a group so committed to sharing. We have an awesome team. Thank you all for doing your part.
Title: Re: DNotes General Discussion
Post by: wiser on May 23, 2015, 01:25:41 AM
I think the DNotes "sale" may be over. Check out this chart from Poloniex.

(http://creativecurrencies.cu.cc/wp-content/uploads/20150522-DNotes-chart.png)
Title: Re: DNotes General Discussion
Post by: Shepherd on May 23, 2015, 01:58:43 AM
I think the DNotes "sale" may be over. Check out this chart from Poloniex.

(http://creativecurrencies.cu.cc/wp-content/uploads/20150522-DNotes-chart.png)

That is the way it is looking. Too bad Bitcointalk forum is down. We are getting a lot of visitors. I have also been getting quite a few connections with major banks. My next post may shed some light.
Title: Re: DNotes General Discussion
Post by: Shepherd on May 23, 2015, 02:02:35 AM
The following article is very interesting, especially coming from a major bank; CitiBank. Of course,
we are bias, but what the world needs is a global currency like DNotes for everyone. Equal opportunity, equal Value no matter which part of the world you are spending, saving, storing, sending or receiving the Currency.  Many nations will be attempt to create their version of digital currency but any nation can buy DNotes at the going rate just like any of us. DNotes will prevail as the Digital Currency of The Future with Lasting Value because it is a global currency created for everyone and not limited to the privileged few or a single nation. Be proud to be a part of history in the making.


From Cointelegraph
Author
Tom Jackson

Citi Calls on UK Gov’t to Launch ‘Inevitable’ Digital Currency

Leading global bank Citi has called on the government of the United Kingdom (UK) to adopt
a digital form of legal tender to reduce the cost of moving money, increase consumer
spending and add greater liquidity to the market.  ……..
…………. The benefits of digital currencies are that they increase transparency and benefit
consumers, merchants and governments in reducing the cost of moving and handling money,
hence leading to increased economic activity by consumers and a more liquid market. ……

…… “This currency would be less expensive, more efficient and provide greater transparency than current physical legal tender or electronic methods.”
“We believe the benefits are realized through the application of the underlying technology to provide an extensible, decentralized, trustworthy and generic transaction store to solve a wide variety of problems,” the bank added……

Read More:
http://cointelegraph.com/news/114325/citi-calls-on-uk-govt-to-launch-inevitable-digital-currency
Title: Re: DNotes General Discussion
Post by: wiser on May 23, 2015, 02:23:50 AM
The following article is very interesting, especially coming from a major bank; CitiBank. Of course,
we are bias, but what the world needs is a global currency like DNotes for everyone. Equal opportunity, equal Value no matter which part of the world you are spending, saving, storing, sending or receiving the Currency.  Many nations will be attempt to create their version of digital currency but any nation can buy DNotes at the going rate just like any of us. DNotes will prevail as the Digital Currency of The Future with Lasting Value because it is a global currency created for everyone and not limited to the privileged few or a single nation. Be proud to be a part of history in the making.


From Cointelegraph
Author
Tom Jackson

Citi Calls on UK Gov’t to Launch ‘Inevitable’ Digital Currency

Leading global bank Citi has called on the government of the United Kingdom (UK) to adopt
a digital form of legal tender to reduce the cost of moving money, increase consumer
spending and add greater liquidity to the market.  ……..
…………. The benefits of digital currencies are that they increase transparency and benefit
consumers, merchants and governments in reducing the cost of moving and handling money,
hence leading to increased economic activity by consumers and a more liquid market. ……

…… “This currency would be less expensive, more efficient and provide greater transparency than current physical legal tender or electronic methods.”
“We believe the benefits are realized through the application of the underlying technology to provide an extensible, decentralized, trustworthy and generic transaction store to solve a wide variety of problems,” the bank added……

Read More:
http://cointelegraph.com/news/114325/citi-calls-on-uk-govt-to-launch-inevitable-digital-currency

I have a couple thoughts on this.

1. I actually prefer if the currencies are generated privately at first, like DNotes, and that a government endorses it as a good currency option for its citizens to use. All the gov would really have to do is accept tax payments in this currency.

2. Much as I like DNotes, I don't want it to be the *only* global currency. I think there are several promising ones which excel in different ways, and I'd like to see somewhere in the neighborhood of five to seven, maybe even ten, in common use. But each of them is used all over the world. The differences between them would be more about features--some features may be better for different types of transactions. Basically, I think it's great for people to have choices in the money they use. Free market and competition will weed out the bad ones and move the good ones to the top. With that in mind, people could still have regional currencies, but they would be one of several options, never the only option.
Title: Re: DNotes General Discussion
Post by: DNotes on May 23, 2015, 03:02:48 AM
The following article is very interesting, especially coming from a major bank; CitiBank. Of course,
we are bias, but what the world needs is a global currency like DNotes for everyone. Equal opportunity, equal Value no matter which part of the world you are spending, saving, storing, sending or receiving the Currency.  Many nations will be attempt to create their version of digital currency but any nation can buy DNotes at the going rate just like any of us. DNotes will prevail as the Digital Currency of The Future with Lasting Value because it is a global currency created for everyone and not limited to the privileged few or a single nation. Be proud to be a part of history in the making.


From Cointelegraph
Author
Tom Jackson

Citi Calls on UK Gov’t to Launch ‘Inevitable’ Digital Currency

Leading global bank Citi has called on the government of the United Kingdom (UK) to adopt
a digital form of legal tender to reduce the cost of moving money, increase consumer
spending and add greater liquidity to the market.  ……..
…………. The benefits of digital currencies are that they increase transparency and benefit
consumers, merchants and governments in reducing the cost of moving and handling money,
hence leading to increased economic activity by consumers and a more liquid market. ……

…… “This currency would be less expensive, more efficient and provide greater transparency than current physical legal tender or electronic methods.”
“We believe the benefits are realized through the application of the underlying technology to provide an extensible, decentralized, trustworthy and generic transaction store to solve a wide variety of problems,” the bank added……

Read More:
http://cointelegraph.com/news/114325/citi-calls-on-uk-govt-to-launch-inevitable-digital-currency

I have a couple thoughts on this.

1. I actually prefer if the currencies are generated privately at first, like DNotes, and that a government endorses it as a good currency option for its citizens to use. All the gov would really have to do is accept tax payments in this currency.

2. Much as I like DNotes, I don't want it to be the *only* global currency. I think there are several promising ones which excel in different ways, and I'd like to see somewhere in the neighborhood of five to seven, maybe even ten, in common use. But each of them is used all over the world. The differences between them would be more about features--some features may be better for different types of transactions. Basically, I think it's great for people to have choices in the money they use. Free market and competition will weed out the bad ones and move the good ones to the top. With that in mind, people could still have regional currencies, but they would be one of several options, never the only option.

It is very possible that is one of the things digital currencies bring to the table. It's all about choices and options.
Title: Re: DNotes General Discussion
Post by: RJF on May 23, 2015, 03:35:53 AM
Good to see the backup forum, might be needed more than we think...  :)
Title: Re: DNotes General Discussion
Post by: Shepherd on May 23, 2015, 04:04:02 AM
The following article is very interesting, especially coming from a major bank; CitiBank. Of course,
we are bias, but what the world needs is a global currency like DNotes for everyone. Equal opportunity, equal Value no matter which part of the world you are spending, saving, storing, sending or receiving the Currency.  Many nations will be attempt to create their version of digital currency but any nation can buy DNotes at the going rate just like any of us. DNotes will prevail as the Digital Currency of The Future with Lasting Value because it is a global currency created for everyone and not limited to the privileged few or a single nation. Be proud to be a part of history in the making.


From Cointelegraph
Author
Tom Jackson

Citi Calls on UK Gov’t to Launch ‘Inevitable’ Digital Currency

Leading global bank Citi has called on the government of the United Kingdom (UK) to adopt
a digital form of legal tender to reduce the cost of moving money, increase consumer
spending and add greater liquidity to the market.  ……..
…………. The benefits of digital currencies are that they increase transparency and benefit
consumers, merchants and governments in reducing the cost of moving and handling money,
hence leading to increased economic activity by consumers and a more liquid market. ……

…… “This currency would be less expensive, more efficient and provide greater transparency than current physical legal tender or electronic methods.”
“We believe the benefits are realized through the application of the underlying technology to provide an extensible, decentralized, trustworthy and generic transaction store to solve a wide variety of problems,” the bank added……

Read More:
http://cointelegraph.com/news/114325/citi-calls-on-uk-govt-to-launch-inevitable-digital-currency

I have a couple thoughts on this.

1. I actually prefer if the currencies are generated privately at first, like DNotes, and that a government endorses it as a good currency option for its citizens to use. All the gov would really have to do is accept tax payments in this currency.

2. Much as I like DNotes, I don't want it to be the *only* global currency. I think there are several promising ones which excel in different ways, and I'd like to see somewhere in the neighborhood of five to seven, maybe even ten, in common use. But each of them is used all over the world. The differences between them would be more about features--some features may be better for different types of transactions. Basically, I think it's great for people to have choices in the money they use. Free market and competition will weed out the bad ones and move the good ones to the top. With that in mind, people could still have regional currencies, but they would be one of several options, never the only option.

In most cases, local, state, and federal government's participation will creep in as tax revenue but it is conceivable some nations could negotiate a special purchase. There will be a few dozen global digital currencies and many "specialty" digital currencies. DNotes is designed to be the most broad based with global appeals. We have as good or a better chance to take the lead position. Replicating DNotes is extremely difficult. 
Title: Re: DNotes General Discussion
Post by: Shepherd on May 23, 2015, 03:00:25 PM
Brief Update:

Excellent day for DNotes. Solid uptrend and great support across the board.

Our team has been working hard on the press release for "CRISP For Employee Incentive Benefits" scheduled for release early next week. It could be as early as Monday, pending "all cleared" for launch from our software Dev. Team.

Congratulations to everyone for a job well done. Special thanks to our Project Director, Marc for leading the charge, TeeGee for proving the first draft, wiser for editing and everyone else who assisted in different ways. This is the first project our team will be launching with minimum support from me. That is how DNotes will continue to grow with  expanding capabilities and skill-sets as the result increasing participation from our community. Thanks again, everyone.
Title: Re: DNotes General Discussion
Post by: DNotes on May 23, 2015, 04:20:58 PM
Yesterday was the anniversary of the famous bitcoin pizza that sold for 10,000 bitcoin. Today that would be worth 2.4 million. A couple days ago, 10,000 DNotes were worth $100, today 10,000 DNotes is worth $150!

(http://i60.tinypic.com/2iau0sh.png)

Source: http://techcrunch.com/2015/05/22/happy-bitcoin-pizza-day/
Title: Re: DNotes General Discussion
Post by: mafort1469 on May 24, 2015, 02:25:54 PM
In anticipation of our next Press Release of the CRISP for Employee Incentive Benefits Plan here is a sneak peek:

Chicago, Illinois - DNotes announces the release of their Employee Incentive Benefits Plan, the latest addition to their family of CRISPs (Cryptocurrency Investment Savings Plans) that already provides an investment vehicle for Children, Students, and Retirement funds.

“Employees are struggling to secure their financial future. This means high stress, increased anxiety, lower productivity, and diminishing loyalty that breeds high staff turnover. High interest credit cards are being used to supplement cash flow. Furthermore, these fraud-prone cards have high transaction costs and shockingly high chargebacks that are paid for by the merchant, anywhere up to 8%, thus impeding business, jobs, and wage growth. I see Digital Currency adoption as a solution to high transaction costs for merchants, and inflated prices for essential consumer goods,” said DNotes Co-founder Alan Yong.

Director of CRISP for Employee Incentive Benefits, Marc Fortenberry, said that employers will register for the program by completing a simple online form at http://dnotesvault.com. Each employer will have a main dashboard which will include a company specific link for their employees to sign up. The employer will then be able to send DNotes to reward their staff as they see fit.

The Press Release is schedule for distribution early next week!
Title: Re: DNotes General Discussion
Post by: DNotes on May 24, 2015, 03:15:30 PM
In anticipation of our next Press Release of the CRISP for Employee Incentive Benefits Plan here is a sneak peek:

Chicago, Illinois - DNotes announces the release of their Employee Incentive Benefits Plan, the latest addition to their family of CRISPs (Cryptocurrency Investment Savings Plans) that already provides an investment vehicle for Children, Students, and Retirement funds.

“Employees are struggling to secure their financial future. This means high stress, increased anxiety, lower productivity, and diminishing loyalty that breeds high staff turnover. High interest credit cards are being used to supplement cash flow. Furthermore, these fraud-prone cards have high transaction costs and shockingly high chargebacks that are paid for by the merchant, anywhere up to 8%, thus impeding business, jobs, and wage growth. I see Digital Currency adoption as a solution to high transaction costs for merchants, and inflated prices for essential consumer goods,” said DNotes Co-founder Alan Yong.

Director of CRISP for Employee Incentive Benefits, Marc Fortenberry, said that employers will register for the program by completing a simple online form at http://dnotesvault.com. Each employer will have a main dashboard which will include a company specific link for their employees to sign up. The employer will then be able to send DNotes to reward their staff as they see fit.

The Press Release is schedule for distribution early next week!

Excellent! The CRISP for Employee Incentive Benefits program is up and running. Please feel free to sign up and test it out.
Title: Re: DNotes General Discussion
Post by: Shepherd on May 24, 2015, 05:59:22 PM
In anticipation of our next Press Release of the CRISP for Employee Incentive Benefits Plan here is a sneak peek:

Chicago, Illinois - DNotes announces the release of their Employee Incentive Benefits Plan, the latest addition to their family of CRISPs (Cryptocurrency Investment Savings Plans) that already provides an investment vehicle for Children, Students, and Retirement funds.

“Employees are struggling to secure their financial future. This means high stress, increased anxiety, lower productivity, and diminishing loyalty that breeds high staff turnover. High interest credit cards are being used to supplement cash flow. Furthermore, these fraud-prone cards have high transaction costs and shockingly high chargebacks that are paid for by the merchant, anywhere up to 8%, thus impeding business, jobs, and wage growth. I see Digital Currency adoption as a solution to high transaction costs for merchants, and inflated prices for essential consumer goods,” said DNotes Co-founder Alan Yong.

Director of CRISP for Employee Incentive Benefits, Marc Fortenberry, said that employers will register for the program by completing a simple online form at http://dnotesvault.com. Each employer will have a main dashboard which will include a company specific link for their employees to sign up. The employer will then be able to send DNotes to reward their staff as they see fit.

The Press Release is schedule for distribution early next week!
Title: Re: DNotes General Discussion
Post by: Shepherd on May 24, 2015, 06:08:25 PM
In anticipation of our next Press Release of the CRISP for Employee Incentive Benefits Plan here is a sneak peek:

Chicago, Illinois - DNotes announces the release of their Employee Incentive Benefits Plan, the latest addition to their family of CRISPs (Cryptocurrency Investment Savings Plans) that already provides an investment vehicle for Children, Students, and Retirement funds.

“Employees are struggling to secure their financial future. This means high stress, increased anxiety, lower productivity, and diminishing loyalty that breeds high staff turnover. High interest credit cards are being used to supplement cash flow. Furthermore, these fraud-prone cards have high transaction costs and shockingly high chargebacks that are paid for by the merchant, anywhere up to 8%, thus impeding business, jobs, and wage growth. I see Digital Currency adoption as a solution to high transaction costs for merchants, and inflated prices for essential consumer goods,” said DNotes Co-founder Alan Yong.

Director of CRISP for Employee Incentive Benefits, Marc Fortenberry, said that employers will register for the program by completing a simple online form at http://dnotesvault.com. Each employer will have a main dashboard which will include a company specific link for their employees to sign up. The employer will then be able to send DNotes to reward their staff as they see fit.

The Press Release is schedule for distribution early next week!

Excellent job, team. It has been approved for immediate release. This will be our broadest worldwide distribution. It is very close to 100% efforts of our community. I am very proud and appreciative of what our community can accomplish working tirelessly together as a team.
Title: Re: DNotes General Discussion
Post by: indiamikezulu on May 25, 2015, 12:47:03 AM
Second week without Bitcointalk. My mob is adjusting. It should be seen as an opportunity not a trial.

Mark (IndiaMikeZulu), Australia
Title: Re: DNotes General Discussion
Post by: DNotes on May 25, 2015, 06:02:33 AM
Second week without Bitcointalk. My mob is adjusting. It should be seen as an opportunity not a trial.

Mark (IndiaMikeZulu), Australia

Hopefully it will be back up soon as well.
Title: Re: DNotes General Discussion
Post by: DNotes on May 26, 2015, 02:15:18 AM
Another one on CCN.

(http://s15.postimg.org/hd3vvs5kr/cempben.png)

Source: https://www.cryptocoinsnews.com/bitcoin-alternative-dnotes-launches-worlds-first-digital-currency-employee-incentive-benefits-plan/
Title: Re: DNotes General Discussion
Post by: DNotes on May 26, 2015, 03:15:25 PM
Interesting article on alternative coins surpassing bitcoin. It is my belief that surpassing bitcoin will take leadership, practical applications, and ease of use features. Many in our community promote technologies that actually make it more complicated to both understand and use.

Penn State Scholar Predicts Altcoins Will Surpass Bitcoin

[...]John Carroll, a Distinguished Professor of Information Sciences and Technology at Penn State University, believes that Bitcoin will lose its shine in future, if there be any additional improvements in other alternative digital currencies, or altcoins. His comments are derived from a scenario where Bitcoin will be the victim of some “pioneer’s penalty” if it fails to add anything more to the table. In simple words, who will use an acoustic string telephone when he could access a mobile phone.

[...]“Bitcoin didn’t do everything right,” Carroll further states. “I don’t know whether becoming the currency of choice for murder-for-hire and drug deals helped them much. But it’s often the case that those early pioneers make missteps that are corrected by succeeding initiatives, which may be what will happen here.”

Source: http://www.newsbtc.com/2015/05/25/penn-state-scholar-predicts-altcoins-will-surpass-bitcoin/
Title: Re: DNotes General Discussion
Post by: DNotes on May 27, 2015, 02:05:28 AM
Quoted from bitcointalk:

This is an interesting article on how the largest generation in the U.S. is going to affect the banking industry:


The Millennial Generation: Banking’s Big Problem, and It’s a Good Thing

The Millennial generation is proving to be a large force behind the transformation and disruption of the banking industry. Their distinct habits and preferences will be responsible for reshaping the global economy in the decades to come.

Millennials are the largest generation in the U.S. and the fastest growing demographic in the world. Organizations and corporations worldwide are trying to figure out how to engage this generation whose brand relationships and patterns of consumption are distinctive from those of generations past. Young people think differently, consume differently and use traditional services differently. Companies who successfully unlock the keys to the habits of Millennials will reap major profits.

The banking space has felt the effects of this more than any other industry to date. It is pretty safe to say that millennials hate traditional banking. The Millennial Disruption Index is a three-year study based on extensive interviews with over 10,000 respondents who answered questions about which industries were most likely to be disrupted in the coming decades. Key findings include:

Millennials believe banking is at the highest risk of disruption out of all the industries in the survey.
53% think their banks offer nothing different from other banks.
71% would prefer to go to a dentist than listen to what banks are saying.
1 in 3 are open to switching banks in the next 90 days.
Four leading banks — JP Morgan, Citibank, Bank of America and Wells Fargo — are among their least favorite brands.
They also have big ideas on the future of money and finance:

68% believe accessing money will be different in five years.
70% believe paying for things will be different in five years.
33% believe banks aren’t needed at all.
50% believe startups will change the way banks works.
73% would be more excited about a new offering in financial services from Google, Apple, Amazon, Paypal and Square than a nationwide bank.
It’s no wonder that banks may feel threatened and that the executives at these banks believe they could be facing increasing profit-margin pressure and outright disintermediation, as highlighted in a recent Accenture report.

Demographics and Characteristics

Goldman Sachs put out a report on the demographics and characteristics of the Millennials titled “Millennials Coming of Age.” Millennials were born between the years 1980 and 2000 and are considered the largest generation in American history at 92 million. For comparison, Generation X has 61 million and the Baby Boomers have 77 million.

Goldman recognizes five defining characteristics of this generation:

They are the first digital natives — the first generation that has grown up fully connected to smartphones and the Internet.
They have use social media in a profound way and are completely “connected.”
They have less money to spend.

continue reading: http://cointelegraph.com/news/114348/the-millennial-generation-bankings-big-problem-and-its-a-good-thing



The findings are very telling. Banks and financial services must take the changing landscape very seriously and start building new partnership with no other than DNotes. We have made and will continue to make dedicated efforts to serve both the students and the women's market. These are two very dominant forces that cannot be ignored.

DNotes is the only digital currency invited, and I will be a speaker addressing a prestigious group of investors and VCs at : Silicon Dragon NY 2015
Silicon Dragon NY 2015: Innovation Revolution
June 22, 2015, 5:30pm – 9pm
NASDAQ Market Site, 43rd / Broadway

It's quite an honor. DNotes is getting discovered. Check it out: http://www.silicondragonventures.com/events/events-2015/silicon-dragon-ny-2015/

DEALMAKER PANEL
Jim Robinson, Co-founder/Managing Partner, RRE Ventures
Pat Kenealy, Managing Director, IDG Ventures USA
Alessandro Piol, Partner & Co-founder, Alphaprime Ventures
Annemarie Tierney, VP, Head of Strategy and New Markets, NASDAQ
Sandy Carter, General Manager, Worldwide Cloud Ecosystem, IBM
Claudia Iannazzo, Partner, Pereg Ventures
Moderator: Rebecca Fannin, Silicon Dragon / Forbes

INNOVATION SPOTLIGHT: DIGITAL CURRENCIES
Francesco Rulli, Founder, BitLanders & BitCharities
Sarah Martin, VP, Digital Currency Council
Alan Yong, Founder, DNotes
Moderator: Porter Bibb, Managing Partner, MediaTech Capital Partners



(http://s10.postimg.org/62xpaj2d5/sdevent.png)

Title: Re: DNotes General Discussion
Post by: DNotes on May 30, 2015, 02:00:32 PM
DNotes has accomplished a lot in just over one year. Although Alan has mentioned this before, it important to remember that we are still at the foundation building stage. Essentially, we have been building the infrastructure of what we often referred to as highly scalable building blocks. Each building block is launched as a pilot project, constantly fine tuned to perfection and positioned for full scale launch locally or globally as the case may be, at the most opportune time. They are all strategically linked and served as the initial segment of our own ecosystem. As DNotes continues to grow new infrastructure, such as a licensed regulated exchange, global payment network, mobile applications and many more will be added.

Let us take a closer look at the CRISP for Students program today. We strongly believe that encouraging and assisting students to be among the earliest adopters of digital currency is a prudent endeavor. This is where many of the high paying jobs will be and today’s student will become our next generation of leaders.
   
The foundation of CRISP For Students has been built with over 40 students enrolled at this time. We will continue our giveaway program to introduce students to DNotes which we firmly believe will play a big role in their future. Students can signup today and have a real world experience with DNotes, without having to pay for it, and I feel that is a significant benefit and there is the potential of significant appreciation over the long term. Should that happened, it could be your solution to pay down or payoff your student debt.

Big things in life often start out in a small way. People who can see great value in taking the first step are more likely to be successful while many would come back later and wonder why they missed the opportunity. Signing up for the program takes very little efforts.  To get started go to: http://dnotesvault.com/crisp-for-students.php
Title: Re: DNotes General Discussion
Post by: Shepherd on May 30, 2015, 07:36:15 PM
DNotes has accomplished a lot in just over one year. Although Alan has mentioned this before, it important to remember that we are still at the foundation building stage. Essentially, we have been building the infrastructure of what we often referred to as highly scalable building blocks. Each building block is launched as a pilot project, constantly fine tuned to perfection and positioned for full scale launch locally or globally as the case may be, at the most opportune time. They are all strategically linked and served as the initial segment of our own ecosystem. As DNotes continues to grow new infrastructure, such as a licensed regulated exchange, global payment network, mobile applications and many more will be added.

Let us take a closer look at the CRISP for Students program today. We strongly believe that encouraging and assisting students to be among the earliest adopters of digital currency is a prudent endeavor. This is where many of the high paying jobs will be and today’s student will become our next generation of leaders.
   
The foundation of CRISP For Students has been built with over 40 students enrolled at this time. We will continue our giveaway program to introduce students to DNotes which we firmly believe will play a big role in their future. Students can signup today and have a real world experience with DNotes, without having to pay for it, and I feel that is a significant benefit and there is the potential of significant appreciation over the long term. Should that happened, it could be your solution to pay down or payoff your student debt.

Big things in life often start out in a small way. People who can see great value in taking the first step are more likely to be successful while many would come back later and wonder why they missed the opportunity. Signing up for the program takes very little efforts.  To get started go to: http://dnotesvault.com/crisp-for-students.php

Great post. “Essentially, we have been building the infrastructure of what we often referred to as highly scalable building blocks.”

“Infrastructure” is a key word builders understand very well. That is the foundation of the value proposition they count on; without which they would just wait. Once the infrastructure is completed, the value of all affected areas goes up and things can happen very quickly. CRISP For Student is a part of the overall infrastructure. The builders see it as a major highway to a new school or university and start acquiring properties in the surrounding areas because they envision that soon there would be a vibrant city with a great demand for many new homes. The skeptic wondered why would it be such a big deal with a student population of less than 100.

Mindset governs the way we formulate our opinion. Some are often right; others are often wrong. In business it often separates the winners from the losers. In our industry where the vast majority of the coins are failing, investing with the right mindset is a valuable component of successful investing.
Title: Re: DNotes General Discussion
Post by: TeeGee on June 06, 2015, 12:01:58 AM
I just watched this 3 minute video about 'leadership' and starting a movement. I found it incredibly interesting. I feel much like Digital Currency is currently sitting at the point where about 3 people are involved in the timeline of the video.

https://www.youtube.com/watch?v=lbaemWIljeQ

It highlights how 'viral' both Digital Currency, and the DNotes project could become if we can stand up for our values / passion / mutual interests, and embrace our 'first follower' status.

DNotes is the industry leader, known for trust, integrity, stability and strategy among others. This is only the beginning. Imagine what we can all achieve together?
Title: Re: DNotes General Discussion
Post by: Shepherd on June 06, 2015, 02:07:24 AM
I just watched this 3 minute video about 'leadership' and starting a movement. I found it incredibly interesting. I feel much like Digital Currency is currently sitting at the point where about 3 people are involved in the timeline of the video.

https://www.youtube.com/watch?v=lbaemWIljeQ

It highlights how 'viral' both Digital Currency, and the DNotes project could become if we can stand up for our values / passion / mutual interests, and embrace our 'first follower' status.

DNotes is the industry leader, known for trust, integrity, stability and strategy among others. This is only the beginning. Imagine what we can all achieve together?

This is an excellent video and definitely worth watching. Good leadership is not about telling others what to do but showing and sharing things that are worth doing. It is not about me but about all of us. It is not about exploiting others for personal gain but about working together in things we all believe in for the mutual benefit of everyone. The most valuable form of movement a leader can create is one that perpetuates itself long after the leader is gone; one that the followers keep creating more followers continuously creating ever increasing momentum till it reaches a tipping point and start to dominate. This is very telling where DNotes is heading.  We could not have produced a more meaningful video ourselves.
Title: Re: DNotes General Discussion
Post by: DNotes on June 11, 2015, 04:30:51 PM
(http://i.imgur.com/Ss1VqoZ.png)

Source: http://www.bitlanders.com/blogs/bitlanders-bitcharities-president-francesco-rulli-to-speak-at-silicon-dragon-ny-2015-at-nasdaq/3164615
Title: Re: DNotes General Discussion
Post by: DNotes on June 13, 2015, 03:25:23 PM
Some of this may sound familiar to many of you.

Major Challenges Facing Bitcoin Adoption

Bitcoin has already been existence for more than half a decade yet it has a long way to go before achieving mainstream acceptance. In fact, the challenges facing bitcoin back then are still pretty much the same ones it is struggling to surpass now.

The Trouble with Bitcoin

When it was first introduced, the main obstacle was the technical jargon and computer background needed to understand the concept itself. Bitcoin involves computers solving complex algorithms in order to verify transactions, something that was difficult to grasp by the common man.

From then, the features of bitcoin made it popular among members of the Dark Web or underground market. Bitcoin became prevalent in use with money laundering and criminal activities such as drug deals or assassination attempts, lending a negative light on its reputation.

This has also earned the ire of government officials and financial regulators who are having a hard time monitoring the activity in this industry. Many have made an effort to understand how the bitcoin ecosystem works while others dismissed the cryptocurrency as illegal.

The volatility in prices has also made it difficult for most people to accept bitcoin as a regular means of payment. You need it to be accessible, you need it to be usable and you need it to be relatively stable,” says Jonathan Chester, founder and CEO of Bitwage.

“We need to work on how do we bring people in and how do we capture the mainstream audience,” said Connie Gallippi of Bitcoin Foundation. She believes that the concept has to be made less complicated in order to capture the interest and trust of the general public.

As of now, three out of four Americans haven’t even heard of the six-year-old digital cash, a study conducted by the research firm GfK and The Street recently revealed.

Source: http://www.newsbtc.com/2015/06/12/major-challenges-facing-bitcoin-adoption/
Title: Re: DNotes General Discussion
Post by: DNotes on June 14, 2015, 02:29:52 PM
(http://i.imgur.com/Icp73PU.jpg)

http://cointelegraph.com/news/114557/dnotes-will-be-known-as-the-currency-with-a-purpose
Title: Re: DNotes General Discussion
Post by: indiamikezulu on June 15, 2015, 01:39:51 AM
"simple . . . form" Gee, simple -- that's a novel idea.

Mark (IndiaMikeZulu), Australia
Title: Re: DNotes General Discussion
Post by: DNotes on June 15, 2015, 03:50:42 PM
Breaking News:

1 Minutes Ago
6-15-2015

NEWS Channel 8
http://www.wfla.com/story/29319482/digital-currency-dnotes-to-present-at-nasdaq-in-new-york-builds-on-bitcoins-shortfalls

Digital Currency DNotes to Present at NASDAQ in New York - Builds on Bitcoin's Shortfalls

Information contained on this page is provided by an independent third-party content provider. WorldNow and this Station make no warranties or representations in connection therewith. If you have any questions or comments about this page please contact pressreleases@worldnow.com.

SOURCE DNotes

Bitcoin alternative DNotes' co-founder Alan Yong will be joining the "Innovation Spotlight: Digital Currencies" panel at Silicon Dragon, to be held at the NASDAQ on June 22nd, 2015. DNotes is a second generation digital currency focused on long-term adoption, scalability, and solving real-world issues.

CHICAGO, June 15, 2015 /PRNewswire/ -- DNotes co-founder Alan Yong is pleased to be joining the Innovation Spotlight: Digital Currencies panel at this year's Silicon Dragon event, to be held in New York at the NASDAQ on June 22nd. Alan Yong is an experienced tech entrepreneur having founded personal computer company Dauphin Technology in 1989. Francesco Rulli, President of bitLanders and bitCharities, will also be part of the panel, along with Sarah Martin, VP at Digital Currency Council. The panel will be moderated by Porter Bibb, Managing Partner at MediaTech Capital Partners.

Photo - http://photos.prnewswire.com/prnh/20150615/222917

Stable Bitcoin alternative DNotes is focused on long-term adoption and solving real-world issues for the unbanked and people worldwide from all walks of life. DNotes' ecosystem includes the world's first Cryptocurrency Investment Savings Plans (CRISPs) for retirees, employees, students, and children worldwide. CRISPs include a 100% deposit guarantee and bonus interest for retirement CRISPs participants. DNotes also funds cryptocurrency neutral site CryptoMoms in order to aid women's participation in cryptocurrencies.

Bitcoin has correctly been credited as the most disruptive technology in the monetary system since the debit card. However, Bitcoin has been hit with countless negative headlines and has arguably settled with a very limited purpose as a speculative trading vehicle. Some believe Bitcoin is failing to meet the full function of money and gain mass acceptance as it is too costly to acquire, and too volatile as a store of value and medium of exchange.

But Bitcoin's ground-breaking technology laid the foundation for improved and more advanced cryptocurrencies that have a real chance to make it into the mainstream and revolutionize the monetary system just as the debit card once did. The main innovation stemming from Bitcoin is trustless transactions, meaning transactions are fully decentralized and do not rely on a central bank or government. Bitcoin also introduced the primary innovation of blockchain technology; a public ledger where all Bitcoin transactions are recorded indefinitely together with all Bitcoin 'blocks' that have been mined to secure the network.

DNotes is the second generation Bitcoin alternative digital currency taking full advantage of the pioneer Bitcoin's innovation while avoiding the pitfalls. It was clear early that DNotes strives to maintain reliable long-term appreciation building stability, trust, and currency value in line with fundamental value.

DNotes is a currency with a purpose with global initiatives to help solve global problems. There are currently 2.5 billion people worldwide that do not have a bank account, insurance, or are under-served by banks and financial service companies. DNotes is beneficial for the unbanked as it does not require a stable government, includes inexpensive transactions, minimal exchange fees, and near zero remittance costs for sending money to any country. No ID is required for people who do not have one or do not trust their governments. DNotes has the potential to change the wealth of nations and their citizens by enabling anyone, anywhere to tap into the emerging wealth creation opportunities provided by digital currency.

Bitcoin will most likely go down in history as one of the greatest technology revolutions in history. Bitcoin as a currency is an integral part of the technology pack, powered by the Blockchain as the most innovative protocol of decentralized distributed consensus ledger ever conceived. DNotes, designed from the ground up with a purpose as the stable trustworthy digital currency for everyone, is destined to possibly become the global Digital Currency of the future with lasting value. With an ecosystem that currently consists of DNotesVault, Cryptocurrency Investment Saving Plans and CryptoMoms, DNotes is the currency with the highest potential for mass global acceptance. The DNotes ecosystem consists of highly scalable buildings block to expand rapidly on a global scale at the most opportune time.

About Alan Yong:

DNotes Co-Founder Alan Yong is a well -regarded visionary since the early days of personal computers. He founded Dauphin Technology in 1989, which had contracts with the US Department of Defense, and is best known for creating the Dauphin DTR, the most powerful window-based miniature computer that competed head-on with Apple's Newton computer that became the Apple iPhone as we know it today. In 2007, Yong co-founded Smokeys Daylily Gardens, one of the largest daylily growers in the world. Smokeys Daylily Gardens is the first merchant to accept DNotes as payment for its products.

About DNotesVault and CRISP:

DNotes is a currency for everyone – unborn to most senior, rich or poor. Over the last year DNotes successfully launched the world's first Cryptocurrency Investment Savings Plans (CRISPs) for employees, children, students, and retirement (http://dnotesvault.com). CRISPs provide a 100% guarantee matching fund verifiable on the transparent blockchain and embedded in DNotesVault.com infrastructure. For the first time, DNotes' CRISPs and DNotesVault allow anyone worldwide to take advantage of the unprecedented opportunities provided by digital currency.

About CryptoMoms:
In 2014 DNotes founded http://cryptomoms.com, an online community to encourage and assist women to participate in the emerging world of cryptocurrencies overwhelmingly dominated by men. Surveys from 2014 show that 95% of cryptocurrency participants are male even though women account for 50% of the buying power. CryptoMoms is a platform fully equipped with a forum, chat, information pages and a full guide on how to store, buy, and sell digital money. It is clear that in order for digital currencies to become truly mainstream the gender imbalance must be corrected.

About Silicon Dragon:

Silicon Dragon is a news, events, and research group covering innovation and investment hubs in the Silicon Valleys of the world, and provides insights to strategize and profit in the world's top tech innovation centers. The next Silicon Dragon event will be held on the 22nd of June at the NASDAQ in New York where Alan Yong will be attending as a panelist on the Innovation Spotlight: Digital Currencies Panel.

For more information please visit: http://dnotescoin.com

To trade DNotes with Bitcoin please go to: http://poloniex.com/exchange#btc_note

To learn more about DNotesVault and CRISPs please go to: http://dnotesvault.com

Follow DNotes on twitter: http://twitter.com/dnotescoin

Media contact:

Name: Alan Yong

Email: Contact@DNotescoin.com

DNotes is the source of this content. Virtual currency is not legal tender, is not backed by the government, and accounts and value balances are not subject to FDIC and other consumer protections. This press release is for informational purposes only. The information does not constitute investment advice or an offer to invest.

To view the original version on PR Newswire, visit:http://www.prnewswire.com/news-releases/digital-currency-dnotes-to-present-at-nasdaq-in-new-york---builds-on-bitcoins-shortfalls-300098845.html


©2015 PR Newswire. All Rights Reserved.

Title: Re: DNotes General Discussion
Post by: DNotes on June 16, 2015, 12:35:19 AM
(http://s23.postimg.org/qvuqmpnrf/ccnnasdaq.png)

https://www.cryptocoinsnews.com/digital-currency-dnotes-to-present-at-nasdaq-in-new-york-builds-on-bitcoins-shortfalls/
Title: Re: DNotes General Discussion
Post by: Ashley on June 17, 2015, 01:19:00 AM

Fantastic!  DNotes at NASDAQ for Silicon Dragon!   Do you know if we will be able to watch it online?
Title: Re: DNotes General Discussion
Post by: Shepherd on June 17, 2015, 02:58:20 AM

Fantastic!  DNotes at NASDAQ for Silicon Dragon!   Do you know if we will be able to watch it online?

Can't speak for the news media, though DNotes has been getting great coverage lately. It will be on Youtube. 
Title: Re: DNotes General Discussion
Post by: DNotes on June 20, 2015, 04:30:17 AM
(http://s14.postimg.org/4xshf6vb5/insidebtc.png)

http://insidebitcoins.com/news/dnotes-alan-yong-speaks-at-silicon-dragon-regarding-bitcoins-shortfalls/33225
Title: Re: DNotes General Discussion
Post by: DNotes on June 24, 2015, 10:24:20 PM
For those of you that might be interested, Alan is the young man on the right. Picture taken at Monday's Silicon Dragon event where Alan was a guest speaker.

(http://www.silicondragonventures.com/wp-content/uploads/2015/06/cropped-bitcoin-panel1.jpg)

Source: http://www.silicondragonventures.com/events/events-2015/silicon-dragon-ny-2015/

Title: Re: DNotes General Discussion
Post by: DNotes on June 28, 2015, 04:01:29 AM
Quoted from bitcointalk forum.

There will be a new website for DNotes, catering to investors and executives. The DNotesCoin.com site will continue as a user based site (tech specs, links to resources, downloads, mining, ect), and we will eventually upgrade the design as well as make it more friendly for DNotes users.

The focus of the new site will be executive summaries of DNotes mission and efforts and a gateway for our relationship with government and regulation (including regulatory recommendations). This will allow us to point readers directly to the information they need in a quick and easy to digest format.

It will be blog style and include other points of interest like press releases and bio's.

We need your feedback and recommendations!

What are the most important topics we need to cover?
Examples: DNotes regulation recommendations, DNotes general executive summary, Plans for the future of DNotes, etc

What features should the site have? a
Examples: Meet the team, Press releases, News feed, Alan's corner, DNotes projects, etc



If you can voice your opinion on what would be the most important, it will help us to decide how to build the site without cluttering it. Even if someone has already mentioned something, if you feel strongly that it needs to be added or even excluded, please let us know.
Title: Re: DNotes General Discussion
Post by: wiser on June 28, 2015, 04:18:38 AM
Cross-posting what I shared on the Bitcoin Talk thread...

I'm quoting what I wrote earlier on the subject of recommendations for regulation. The very brief summary is that I would recommend a regulatory licensing system where the main goal is to inform consumers of potential risks but to not prevent them from taking those risks. To put it even more bluntly, the goal should be to as far as possible assure the customer that what he is buying is what he thinks he is buying. Again, all I need to do is reference the GAW fiasco for people inside the industry to know what I mean, as theirs was a situation in which this customer thought she was buying one thing but she actually bought a different thing altogether, and then that different thing changed twice before it finally died.

EDIT: Yet another way to summarize my recommendation is that the hand of regulation should be heavy when it comes to preventing outright fraud or even "misleading with the best of intentions." However, as long as a level of truth (transparency) is established, then consumers need to be free to make their own choices concerning what levels of risk they are willing to take on. For example, I believe there is a rule that in order to be a venture capitalist you have to already own a certain amount of money/assets, something like over a million dollars. Why? There is no reason why I as a person of moderate means shouldn't be allowed to be an angel for my neighbor's cake decorating venture (which may only require a thousand or two in start up costs). But I would be very disappointed if I fronted the money for it and then found out later it was actually a basket weaving business (even a very good basket weaving business). Bottom line: I want the government to help people not lie to me and then I want it to leave me alone to make my financial choices.

With the news and talk about regulation going on recently, I believe it may be a good idea if we voice our opinion on what favorable and fair regulation would look like from our standpoint. Many of us know the industry pretty well and understand what the major risk factors are for consumer security with digital currency.

In your own opinion, what would you consider fair regulation to protect consumers without hindering advancement?

I'm not an expert, but here's how I would approach it.

1. Set up a set of standards related to website security, amount of funds backing up user accounts, insurance coverage (if there ever is such a thing), and various other reasonable precautions that large sites which hold user funds should be taking.
2. Next, set up a grading system of some sort. So an A rated company adheres to the strictest standards, whereas a C or D rated company adheres to more lenient standards.
3. The conditions which must be met for each grade are clearly and publicly posted so everyone knows.
4. Companies can post their grade based on what standards they are following. Potential users see it and can make an informed decision based on their own risk tolerance. Some consumers may choose to only deal with A and B companies. Others may be fine with doing some business with C and D companies.
5. Adhering to these standards is completely voluntary. No one forces any business to meet those standards. However, if they don't meet them, they don't get to advertise themselves as an A rated company. They may lose a lot of potential customers but most likely save on their up front costs. Companies can at any time "upgrade" to a higher grade by meeting that grade level's standards.
6. Standards would be determined by some sort of group of knowledgeable industry leaders and whoever else might make up these types of groups.
7. There is some sort of neutral auditing group whose job it is to review companies and determine which standards they are meeting and issue them their "grade." This auditing group also posts all participating companies and their grades on a website that anyone can read, so that companies claiming to have a certain grade can be checked against the auditing group's list. That site could also be educational about what the standards mean and why they are important, and can also warn people about certain types of sites which are plain never going to make the grade and why (Bitcoin doublers, for example).
8. Everything is done as transparently as possible.
9. A company that uses other companies (for example a retail site that has a 3rd party payment gateway) should have a page where all their third parties and their grades are posted as well.

The bottom line is that in my opinion, the kind of "regulation" that really serves the public is standardization which makes it very clear how a service measures up in terms of various conditions the general public would or should care about. A service can either make the grade or not but it has the right to exist and conduct business regardless. But the company making the grade is likely to attract more customers.

I'm not a huge fan of companies being "forced" to make a certain standardization grade, because I believe that potential customers have the right and ability to make an informed decision. I do believe that such criteria should be well known and it should be very transparent how grades are determined and given out and then the public decides which companies to patronize based on those grades. Basically, the government or some kind of regulatory body can really help everyone by setting and enforcing standards (or at least overseeing that process), and making it clear how businesses measure up. But then leave the choice to the consumer. Maybe I will only trade on an A rated exchange but someone else might be fine with a B rated exchange because the fees are lower. Startup businesses should have the freedom to exist and gradually "level up" on their grades so as not to be priced out of even starting. They would have to work harder to earn their customers' trust but at least they could be conducting business while raising funds to meet various criteria. A reputable online business is going to voluntarily take certain precautions to make sure their customers' accounts and funds are as secure as possible, but probably won't be able to start off using the absolute most state of the art security systems. That should be fine as long as what they do have (and don't have) is clearly disclosed, or at least what grade they have.
Title: Re: DNotes General Discussion
Post by: DNotes on June 30, 2015, 06:39:06 PM
We've registered DCEBrief.com for the new website. Short for Digital Currency Executive Brief. With the following criteria: Short and descriptive and/or not easy to come to a false conclusion about the content without further inquiry, and easy enough to say. Sounded out D C E Brief.

Still open to suggestions if anyone would like to make any better suggestions.
Title: Re: DNotes General Discussion
Post by: Shepherd on September 17, 2015, 12:38:39 AM

Quote from: Scream on Today at 02:11:07 PM

Good coin, Great Community, Strong community too
im buy this coin some month ago and i like with rate now Roll Eyes

Quote from: TeeGee on Today at 02:30:36 PM

Welcome Scream, great to have you join us. We really appreciate the comment.

We are indeed a strong tight-knit and ever growing community that is undertaking key projects that will turn DNotes into an international success. Succes for DNotes will only be truly realized when  any two people can easily make an account, send funds to it (or use DNotes low fee ATM to escape bank fees?) and then send to any other person in the worlds DNotes account with no third party making anything on the transaction (completely p2p). That is a good goal to pursue for the near future.

Just imagine all the extra services that could be provided for a small fee on an instant p2p payment network? Providing 'bare-bones' access for essentially free seems to be the way that many businesses are putting their products out there, especially in the gaming world. These games then rely on players purchasing exta 'in-game content' like skins, custom music and customizable decals to put on weapons / characters etc. It also seems common that in-game 'raffles' or 'unboxing' of hidden items is a trend, that means that people can be given statistically rare items that are worth hundreds of dollars that they then trade with other owners of the game.

This creates massive value to a game that is offered for free; but pay to customize. Riot games released their game "League Of Legends" under this model ~2010/2011, and even though the game is free, which means a massive user-base, many of their users choose to pay for customization. Riot games made over 1 billion dollars on League Of Legends alone in the last year... on a free game.

I'm being all hypothetical here, but applying the model to crypto:

Everybody uses money;
Everybody can transfer money for free using digital currency;
Digital currency has an unlimited potential number of users with no real barrier to entry;
Many of these users will happily pay for extra features on top of their core service;
A gaming company made 1 billion dollars alone in 2014;
What do you think a currency company's potential would be with the custom service offerings it may provide?

*edit: I DO NOT play League of Legends.

Quote From Dyna Today:

TeeGee, you made two interesting points that I am going to briefly response to. 1) "Completely P2P" transaction is our ultimate goal. This may take years if not an entire generation but if we don't position DNotes to be that currency to gain worldwide mass acceptance, one day, then some other currency will. We are taking our mission very seriously, every step of the way. Yes, once DNotes starts to gain momentum there will be plenty of opportunity to add value and charge a small fees. Multiply that by billions of times, you are talking about some serious revenue. 2) The Gaming world? That is for sure - just a little early to elaborate. That will come under our next phase of "strategic partnership". Let's say we are casting a very wide net.
Title: Re: DNotes General Discussion
Post by: KristinaHD on September 17, 2015, 05:14:43 PM
Been working with digital currency for about 3 weeks now, and more amazing attributes of DNotes are being revealed every day. Did you know that DNotes has implemented the FIRST family of savings plans for Cryptocurrency? Our CRISP savings plans have something for everyone - kids, students, retirement, employees, and a CRISP for charity will be coming soon.

Kids - http://dnotesvault.com/crisp-for-kids.php
Students - http://dnotesvault.com/crisp-for-students.php
Retirement - http://dnotesvault.com/crisp-for-retirement.php
Employees - http://dnotesvault.com/crisp-for-employees.php

This is an amazing opportunity to begin planning for your future. There's no need to involve a financial planner. There are no minimum requirements. There are no fees. AND there are giveaways to benefit from as well. Just a small investment can turn out to be a large payoff as DNotes steadily increases in value. For example, $100 invested in DNotes in March 2014, when it was first traded was worth over $2,000 by the end of 2014. that's a HUGE jump.

I just paid my electric bill over the phone the other day. There was a WHOPPING $10 fee to use my credit card. $10??? Are you serious???? That's like at least 9 Butterfinger bars! Now. Imagine a world where you paid little to nothing in bank fees, ATM fees, payment processing fees, transaction fees. If digital currency was accepted everywhere world wide, the money saved on various (pointless) fees would be phenomenal. The money we save could then be invested in a retirement fund, or... You know... Candy bars....

Let's talk about inflation. Inflation happens when our government decides to print more money without having anything to back it up (like the gold standard). This puts our country further into debt, and decreases the value of our dollar. The current inflation rate is .2%. To put that into perspective, $1000 five years ago is worth about $900 today. Inflation occurs because our economic system is based off of a centralized currency, meaning the government holds authority. Digital currency is decentralized, meaning authority is put into the hands of the people. Cryptocurrency cannot be copied or counterfeited. No one can print more. This means it is INFLATION PROOF!!

The first digital currency was created in 2009. The market has since then blossomed, giving everyone, no matter age, gender, social or economic status a chance to take advantage of its many benefits. I encourage you all to invest a small amount into a CRISP plan. Open a DNotes Vault account. Check out a few exchanges, familiarize yourselves with Cryptocurrency. It IS the future of money. Don't be left out.

Www.dnotesvault.com (find CRISP and store your DNotes here)
Www.cryptsy.com (exchange here)
Www.poloniex.com (exchange here)
Www.dcebrief.com (get the most important crypto news here)
Title: Re: DNotes General Discussion
Post by: Shepherd on September 17, 2015, 05:37:43 PM
Been working with digital currency for about 3 weeks now, and more amazing attributes of DNotes are being revealed every day. Did you know that DNotes has implemented the FIRST family of savings plans for Cryptocurrency? Our CRISP savings plans have something for everyone - kids, students, retirement, employees, and a CRISP for charity will be coming soon.

Kids - http://dnotesvault.com/crisp-for-kids.php
Students - http://dnotesvault.com/crisp-for-students.php
Retirement - http://dnotesvault.com/crisp-for-retirement.php
Employees - http://dnotesvault.com/crisp-for-employees.php

This is an amazing opportunity to begin planning for your future. There's no need to involve a financial planner. There are no minimum requirements. There are no fees. AND there are giveaways to benefit from as well. Just a small investment can turn out to be a large payoff as DNotes steadily increases in value. For example, $100 invested in DNotes in March 2014, when it was first traded was worth over $2,000 by the end of 2014. that's a HUGE jump.

I just paid my electric bill over the phone the other day. There was a WHOPPING $10 fee to use my credit card. $10??? Are you serious???? That's like at least 9 Butterfinger bars! Now. Imagine a world where you paid little to nothing in bank fees, ATM fees, payment processing fees, transaction fees. If digital currency was accepted everywhere world wide, the money saved on various (pointless) fees would be phenomenal. The money we save could then be invested in a retirement fund, or... You know... Candy bars....

Let's talk about inflation. Inflation happens when our government decides to print more money without having anything to back it up (like the gold standard). This puts our country further into debt, and decreases the value of our dollar. The current inflation rate is .2%. To put that into perspective, $1000 five years ago is worth about $900 today. Inflation occurs because our economic system is based off of a centralized currency, meaning the government holds authority. Digital currency is decentralized, meaning authority is put into the hands of the people. Cryptocurrency cannot be copied or counterfeited. No one can print more. This means it is INFLATION PROOF!!

The first digital currency was created in 2009. The market has since then blossomed, giving everyone, no matter age, gender, social or economic status a chance to take advantage of its many benefits. I encourage you all to invest a small amount into a CRISP plan. Open a DNotes Vault account. Check out a few exchanges, familiarize yourselves with Cryptocurrency. It IS the future of money. Don't be left out.

Www.dnotesvault.com (find CRISP and store your DNotes here)
Www.cryptsy.com (exchange here)
Www.poloniex.com (exchange here)
Www.dcebrief.com (get the most important crypto news here)

Wow, Kris, that is an excellent post. May be there is hope that I return to retirement in a couple of years and let the younger generation take over. Great job. You are certainly on the right track.

Let me guess. Potential in transaction fees savings using a stable digital currency like DNotes in the USA alone will be in the $ billions based on a 20% market share. Perhaps, one day we will do a research and come with some hard numbers and write an article for DCEBrief.
Title: Re: DNotes General Discussion
Post by: DNotes on January 02, 2016, 04:20:25 AM
Reading through this article, Bitcoin's Big Challenge in 2016: Reaching 100 Million Users (http://www.coindesk.com/2016-bitcoin-challenge-100-million-users/), I was starting to wonder if I was reading Alan's article.


"The blockchain is ubiquitous yet, as many readers of CoinDesk already know, it continues to be vastly misunderstood.

Just saying that a business can use blockchain technology means very little. Business are built in the daily grind by forging enduring relationships with users and creating communities. You can have a good team with a lousy product or can have an amazing idea but no execution. Success requires the constant application of energy, strategy, persistence and vision. But above all, it requires the delivery of products that people really appreciate.

Bitcoin and blockchain companies need to first focus on solving problems, and then build services and software that delight their customers. So far, in 2015, we are yet to solve a problem – and we’re a long way from delighting consumers."


Too much too really highlight the way I wanted. The rest of the article is a great read as well, but that is what I really wanted to share.



Good points raised in this article, much of what is discussed here in the DNotes forum.

Happy new years everyone. Keep up the good work for 2016 and DNotes will be successful.
Title: Re: DNotes General Discussion
Post by: DNotes on January 04, 2016, 09:26:19 PM
All, so the idea in progress for the book and accompanying site is this:

The book is designed to help small business be successful. Drawing from Alan's schooling and knowledge in business and as a business consultant for hundreds of businesses that needed help.



The book I am writing is dedicated to assist small business owners, including many women small business owners. The vast majority of small business owners and their employees are struggling today in the face of mounting regulations and high cost of doing business. Many small business owners struggle to meet payroll on a regular bases and skip supporting their own retirement savings. Many employees have not see a pay raise in years. We are committed to help in ways we can to foster better employer/employee relationship and improved ways of doing business. We believe that CRISP For Retirement, and CRISP For Employees Incentive Benefits when offered as a package with interactive support by virtual of a dedicated web site will make a difference. We also plan to engage other groups as part of the resources that are beneficial for small business owners. Any suggestions you may have will be very much appreciated.


The book and the site will be utilized in the upcoming business to help fund and grow this business. We will be exploring both publisher options and self publishing options if we cannot make a favorable deal with a publisher. We have also created a model for a marketing plan in the event we do have to self publish to ensure it is a viable option.

The site will be a membership site designed to compliment the book, likely with different levels of membership. We intend to keep the cost of membership low in the spirit of helping small business and not becoming a burden, and we plan to over-deliver in terms of value to the customer.

The first level of membership will likely include additional content and explore more in depth the concepts within the book via video and articles published on a regular basis. We intend to have articles from Alan directly and approved articles from industry experts. This would also include specific forms, spreadsheets, and materials that would help small businesses, Alan can go into more detail on that than I can.

The second level may include access to a forum, where we can help answer peoples business questions, give them advice and guidance, and also use it as an outlet for vetted consultants to help in various aspects of their business. One of the requirements for being a vetted consulted in the forum would be that they spend some time helping answer questions on the forums.

So this is the rough idea, I look forward to hearing your comments and suggestions.

I like it. It ties crypto/business/economy/money/success and surviving in the future monetary world together in one place. I think this is something currently lacking in our industry. Everyone involved has an idea of how to make their version of crypto or, blockchain (read sequential database here) or whatever part of this new technology they have bought in to work for them but, very few have the vision to pull it all together or, even show how one area effects the others in real world.

Again, lets look at "blockchain". How many blockchain projects have been announced in the last year? Hundreds? Certainly there is something under the radar here. Not sinister but fearful. Fear of being left behind. As much as banks and other financial institutions try to "pooh pooh" crypto, behind closed doors they are scared to death but, they need to show the public they are engaged. Large corporations and governments are in the same boat, get involved or, get left behind. All these "blockchain" projects are simply vehicles to get funding to explore the technology using the current "buzz" words that are quickly becoming a part of the Lexicon.

A website that could take all this into consideration and perhaps show the way to integration without pain, would be welcome. I feel there are very few places on the Web where professionals can go to discuss the technology and how to best leverage it for their needs. Real world data, working examples, technical input and support, that would be something to get them all in one place.

  


We've decided on the site name and book title. "Calibrate Your Company; The Four Pillars of Business Success" and FourPillarsofBusinessSuccess.com (there is nothing there now). You can see the current cover concept here (http://dcebrief.com/wp-content/uploads/2016/01/Book_Cover4.pdf), you can ignore the graphics for the most part, this is the conceptual phase we will eventually hand off to a designer. So we would love to hear your comments on those.

Also, I'm getting ready to get started on the site itself so I can start messing around with the design, logo, and testing the various membership site platforms I've found. If you guys have any suggestions on anything at all, including how the site will look, what to include inside and outside of the member area, or logo please feel free to let me know. I will share as much as I can, but I'm sure it will be a week before I have anything to show.
Title: Re: DNotes General Discussion
Post by: DNotes on January 07, 2016, 11:44:23 PM
(http://dcebrief.com/wp-content/uploads/2016/01/dhcd2yir.jpg)

http://finance.dailyherald.com/dailyherald/news/read/31311735/Cryptocurrency_DNotes_2015_Year_in_Review
Title: Re: DNotes General Discussion
Post by: DNotes on February 01, 2016, 02:55:02 PM
(http://dcebrief.com/wp-content/uploads/2016/02/paloifsprno.jpg)

http://finance.dailyherald.com/dailyherald/news/read/31454328/PayServices_Announces_Launch_of_Innovative_Financial_Services_Portal
Title: Re: DNotes General Discussion
Post by: infovortice2013 on May 23, 2016, 01:16:42 AM
amazing news! and radical move out bitcointalk, hope comunitty came here and continue supporting the project !! DNotes Global Inc is already running ??
Title: Re: DNotes General Discussion
Post by: indiamikezulu on May 23, 2016, 03:20:15 AM
If I may suggest . . .

'thread jumps' are not so uncommon. Could the OP go back to the now-locked thread, and put simply 'We have moved to [new link]' in large red letters?
Title: Re: DNotes General Discussion
Post by: TeeGee on May 23, 2016, 03:20:52 AM
Awesome move - I suppose the bitcointalk thread will now be used for just key updates. This forum we can exercise a lot more control over, and therefore have much more organised sticky threads so that people can find the information they need easily. I like it.

DNotes is very correct in pointing out how precious time is going to become as a commodity as this team spreads limited time over an even wider array of projects and tasks. We have achieved a lot of great things already, and the company is only just being launched. Cryptomoms.com has some ~25000 members even! That is all in just two years.
Title: Re: DNotes General Discussion
Post by: DNotes on May 23, 2016, 05:13:59 AM
amazing news! and radical move out bitcointalk, hope comunitty came here and continue supporting the project !! DNotes Global Inc is already running ??

Thanks infovortice! I'm sure some will certainly come over. The company is up and running.
Title: Re: DNotes General Discussion
Post by: DNotes on May 23, 2016, 05:14:36 AM
If I may suggest . . .

'thread jumps' are not so uncommon. Could the OP go back to the now-locked thread, and put simply 'We have moved to [new link]' in large red letters?

Great idea IMZ
Title: Re: DNotes General Discussion
Post by: DNotes on May 23, 2016, 05:16:22 AM
Awesome move - I suppose the bitcointalk thread will now be used for just key updates. This forum we can exercise a lot more control over, and therefore have much more organised sticky threads so that people can find the information they need easily. I like it.

DNotes is very correct in pointing out how precious time is going to become as a commodity as this team spreads limited time over an even wider array of projects and tasks. We have achieved a lot of great things already, and the company is only just being launched. Cryptomoms.com has some ~25000 members even! That is all in just two years.

Thanks TeeGee, most of the updates will be here. If everyone has any suggestions for new categories and formatting that would be helpful.
Title: Re: DNotes General Discussion
Post by: infovortice2013 on May 23, 2016, 01:15:56 PM
amazing news! and radical move out bitcointalk, hope comunitty came here and continue supporting the project !! DNotes Global Inc is already running ??

Thanks infovortice! I'm sure some will certainly come over. The company is up and running.

XD nice to know !!! maybe silent company launch is the best, but should need a party presentation at some time :)

Yeah DNotes in his own forum should be moar effective translating coin information to customers, and easy to be located faster.

i think dcebrief  have good categories map, maybe here can teach more about mining and tech and less about financial vision. really i think we need to find more miners to contribute descentralization.
Title: Re: DNotes General Discussion
Post by: Shepherd on May 23, 2016, 02:34:22 PM
amazing news! and radical move out bitcointalk, hope comunitty came here and continue supporting the project !! DNotes Global Inc is already running ??

Thanks infovortice! I'm sure some will certainly come over. The company is up and running.

XD nice to know !!! maybe silent company launch is the best, but should need a party presentation at some time :)

Yeah DNotes in his own forum should be moar effective translating coin information to customers, and easy to be located faster.

i think dcebrief  have good categories map, maybe here can teach more about mining and tech and less about financial vision. really i think we need to find more miners to contribute descentralization.

Our plan is to make this an awesome site not just for DNotes but for our industry as well. I am personally going to be very busy over the next 5 weeks with visitors from Malaysia and Australia visiting us to attend a family wedding.

I strongly encourage our community to post any suggestions and recommendations. We always appreciate your support and believe that this is the opportunity to do something great to benefit a larger audience.

DNotes Global, Inc. is already an operating company with a small revenue from the book sales. I full expect the company to grow rapidly within two years. May be that is a better time to have a party - at DNotes Global's 2nd birthday.
Title: Re: DNotes General Discussion
Post by: neleonele on May 24, 2016, 07:43:04 AM
Awesome move - I suppose the bitcointalk thread will now be used for just key updates. This forum we can exercise a lot more control over, and therefore have much more organised sticky threads so that people can find the information they need easily. I like it.

DNotes is very correct in pointing out how precious time is going to become as a commodity as this team spreads limited time over an even wider array of projects and tasks. We have achieved a lot of great things already, and the company is only just being launched. Cryptomoms.com has some ~25000 members even! That is all in just two years.

Here!

Always with you guys.


Best,

Nele
Title: Re: DNotes General Discussion
Post by: Shepherd on May 24, 2016, 10:34:34 AM
Awesome move - I suppose the bitcointalk thread will now be used for just key updates. This forum we can exercise a lot more control over, and therefore have much more organised sticky threads so that people can find the information they need easily. I like it.

DNotes is very correct in pointing out how precious time is going to become as a commodity as this team spreads limited time over an even wider array of projects and tasks. We have achieved a lot of great things already, and the company is only just being launched. Cryptomoms.com has some ~25000 members even! That is all in just two years.

Here!

Always with you guys.


Best,

Nele

Thanks, Nele. Always good to see you. Hope all is well. Alan.
Title: Re: DNotes General Discussion
Post by: DNotes on May 24, 2016, 02:47:20 PM
Awesome move - I suppose the bitcointalk thread will now be used for just key updates. This forum we can exercise a lot more control over, and therefore have much more organised sticky threads so that people can find the information they need easily. I like it.

DNotes is very correct in pointing out how precious time is going to become as a commodity as this team spreads limited time over an even wider array of projects and tasks. We have achieved a lot of great things already, and the company is only just being launched. Cryptomoms.com has some ~25000 members even! That is all in just two years.

Here!

Always with you guys.


Best,

Nele

Appreciate it Nele! Glad to see you here.
Title: Re: DNotes General Discussion
Post by: RJF on June 05, 2016, 04:01:31 PM

Since dropping out of BCT, it appears we have lost significant value. Analysis anyone?
Title: Re: DNotes General Discussion
Post by: DNotes on June 05, 2016, 04:30:36 PM

Since dropping out of BCT, it appears we have lost significant value. Analysis anyone?

I don't believe leaving bitcointalk was a significant contributor. There was a large amount sold Polo and created a significant downtrend without the liquidity to support it, and of course recovering from such a downtrend is much more costly than just bringing the price back up to the same level. When we have more liquidity, market support, and buyer power large sells won't be as much of an issue. Though we would like to see DNotes much closer to what we consider the true value now, and it is a bit disheartening to see the price go down, it doesn't affect our long term mission and objectives.

Title: Re: DNotes General Discussion
Post by: Shepherd on June 05, 2016, 10:28:20 PM

Since dropping out of BCT, it appears we have lost significant value. Analysis anyone?

I don't believe leaving bitcointalk was a significant contributor. There was a large amount sold Polo and created a significant downtrend without the liquidity to support it, and of course recovering from such a downtrend is much more costly than just bringing the price back up to the same level. When we have more liquidity, market support, and buyer power large sells won't be as much of an issue. Though we would like to see DNotes much closer to what we consider the true value now, and it is a bit disheartening to see the price go down, it doesn't affect our long term mission and objectives.

RJF, it is disheartening to see DNotes trading at significantly below what we believe to be fair value. Our long term stakeholders should consider this as a buying opportunity. I am traveling and entertaining international visitors until the first week of July but will check in when I have a chance.
Title: Re: DNotes General Discussion
Post by: RJF on June 06, 2016, 04:04:04 PM

Since dropping out of BCT, it appears we have lost significant value. Analysis anyone?

I don't believe leaving bitcointalk was a significant contributor. There was a large amount sold Polo and created a significant downtrend without the liquidity to support it, and of course recovering from such a downtrend is much more costly than just bringing the price back up to the same level. When we have more liquidity, market support, and buyer power large sells won't be as much of an issue. Though we would like to see DNotes much closer to what we consider the true value now, and it is a bit disheartening to see the price go down, it doesn't affect our long term mission and objectives.

RJF, it is disheartening to see DNotes trading at significantly below what we believe to be fair value. Our long term stakeholders should consider this as a buying opportunity. I am traveling and entertaining international visitors until the first week of July but will check in when I have a chance.

I agree, just bad timing and market conditions I suppose. As for "buying opportunity", already been there, bought more.  ;)
Title: Re: DNotes General Discussion
Post by: DNotes on June 06, 2016, 04:12:47 PM

Since dropping out of BCT, it appears we have lost significant value. Analysis anyone?

I don't believe leaving bitcointalk was a significant contributor. There was a large amount sold Polo and created a significant downtrend without the liquidity to support it, and of course recovering from such a downtrend is much more costly than just bringing the price back up to the same level. When we have more liquidity, market support, and buyer power large sells won't be as much of an issue. Though we would like to see DNotes much closer to what we consider the true value now, and it is a bit disheartening to see the price go down, it doesn't affect our long term mission and objectives.

RJF, it is disheartening to see DNotes trading at significantly below what we believe to be fair value. Our long term stakeholders should consider this as a buying opportunity. I am traveling and entertaining international visitors until the first week of July but will check in when I have a chance.

I agree, just bad timing and market conditions I suppose. As for "buying opportunity", already been there, bought more.  ;)

Great! We have a good team and solid supporters, we just have to build up the company quickly so we can grow.
Title: Re: DNotes General Discussion
Post by: BrandonC on June 07, 2016, 02:27:21 PM

Since dropping out of BCT, it appears we have lost significant value. Analysis anyone?

I don't believe leaving bitcointalk was a significant contributor. There was a large amount sold Polo and created a significant downtrend without the liquidity to support it, and of course recovering from such a downtrend is much more costly than just bringing the price back up to the same level. When we have more liquidity, market support, and buyer power large sells won't be as much of an issue. Though we would like to see DNotes much closer to what we consider the true value now, and it is a bit disheartening to see the price go down, it doesn't affect our long term mission and objectives.

RJF, it is disheartening to see DNotes trading at significantly below what we believe to be fair value. Our long term stakeholders should consider this as a buying opportunity. I am traveling and entertaining international visitors until the first week of July but will check in when I have a chance.

I agree, just bad timing and market conditions I suppose. As for "buying opportunity", already been there, bought more.  ;)

Lucky you, I've been waiting nearly 2 weeks for an old POS wallet to sync so I can move that money into DNotes. According to my calculations I only have 11 days to go, so hopefully the price stays down for that duration.

Has anyone else noticed how ridiculously long Proof of Stake currencies take to sync (even with a bootstrap file)? This problem becomes a nightmare when the currency developers feel the need to release a new wallet every month.
Title: Re: DNotes General Discussion
Post by: DNotes on June 07, 2016, 02:36:44 PM

Since dropping out of BCT, it appears we have lost significant value. Analysis anyone?

I don't believe leaving bitcointalk was a significant contributor. There was a large amount sold Polo and created a significant downtrend without the liquidity to support it, and of course recovering from such a downtrend is much more costly than just bringing the price back up to the same level. When we have more liquidity, market support, and buyer power large sells won't be as much of an issue. Though we would like to see DNotes much closer to what we consider the true value now, and it is a bit disheartening to see the price go down, it doesn't affect our long term mission and objectives.

RJF, it is disheartening to see DNotes trading at significantly below what we believe to be fair value. Our long term stakeholders should consider this as a buying opportunity. I am traveling and entertaining international visitors until the first week of July but will check in when I have a chance.

I agree, just bad timing and market conditions I suppose. As for "buying opportunity", already been there, bought more.  ;)

Lucky you, I've been waiting nearly 2 weeks for an old POS wallet to sync so I can move that money into DNotes. According to my calculations I only have 11 days to go, so hopefully the price stays down for that duration.

Has anyone else noticed how ridiculously long Proof of Stake currencies take to sync (even with a bootstrap file)? This problem becomes a nightmare when the currency developers feel the need to release a new wallet every month.

It has been a long time since I used a staking wallet, but I do remember it was agonizingly slow. It would be interesting to know if there are any who don't have that problem.
Title: Re: DNotes General Discussion
Post by: BrandonC on June 08, 2016, 01:02:52 AM

Since dropping out of BCT, it appears we have lost significant value. Analysis anyone?

I don't believe leaving bitcointalk was a significant contributor. There was a large amount sold Polo and created a significant downtrend without the liquidity to support it, and of course recovering from such a downtrend is much more costly than just bringing the price back up to the same level. When we have more liquidity, market support, and buyer power large sells won't be as much of an issue. Though we would like to see DNotes much closer to what we consider the true value now, and it is a bit disheartening to see the price go down, it doesn't affect our long term mission and objectives.

RJF, it is disheartening to see DNotes trading at significantly below what we believe to be fair value. Our long term stakeholders should consider this as a buying opportunity. I am traveling and entertaining international visitors until the first week of July but will check in when I have a chance.

I agree, just bad timing and market conditions I suppose. As for "buying opportunity", already been there, bought more.  ;)

Lucky you, I've been waiting nearly 2 weeks for an old POS wallet to sync so I can move that money into DNotes. According to my calculations I only have 11 days to go, so hopefully the price stays down for that duration.

Has anyone else noticed how ridiculously long Proof of Stake currencies take to sync (even with a bootstrap file)? This problem becomes a nightmare when the currency developers feel the need to release a new wallet every month.

It has been a long time since I used a staking wallet, but I do remember it was agonizingly slow. It would be interesting to know if there are any who don't have that problem.

A couple years ago when the coins first launched it wasn't so bad (nearly identical to POW), but it seems as POS blockchains grow, the time to synchronize grows exponentially. It's an issue worth keeping an eye on, especially with currencies like Ethereum willing/planning to bet everything on proof of stake.
Title: Re: DNotes General Discussion
Post by: Chase on June 25, 2016, 02:01:58 AM

Day one of Brexit and I'm already experiencing Brexit fatigue! 

And this will go on for years...   :-\
Title: Re: DNotes General Discussion
Post by: DNotes on June 25, 2016, 04:20:54 PM

Day one of Brexit and I'm already experiencing Brexit fatigue! 

And this will go on for years...   :-\

Brexit is certainly the hot topic everywhere. Lol
Title: Re: DNotes General Discussion
Post by: Chase on July 03, 2016, 10:42:38 PM

This is an excellent article and well worth taking the time to read.


The New Age Of Financial Services: Open Sourced

Money originated as a control mechanism for governments of Ancient Sumer to control farmers, based upon shared beliefs. It was then structured during the Industrial Revolution into government-backed institutions, banks, that could issue paper notes and checks that would be as acceptable as gold or coinage, based upon these shared beliefs. We share a belief in banks, because governments say they can be trusted and governments use the banks as a control mechanism that manages the economy. So now we come to bitcoin and the Internet age, and some of these fundamentals are being challenged. Before we get into that though, let’s just take a step back and talk about how the Internet age came around.

The Internet age

Some might claim it dates back Alan Turing, the Enigma machine and the Turing Test, or even further back to the 1930s when the Polish Cipher Bureau was the first to decode German military texts on the Enigma machine. Enigma certainly was the machine that led to the invention of modern computing, as British cryptographers created a programmable, electronic, digital computer called Colossus to crack the codes held in the German messages.

Colossus was designed by the engineer Tommy Flowers, not Alan Turing – he designed a different machine – and was operational at Bletchley Park from February 1944, two years before the American computer ENIAC appeared. ENIAC, short for Electronic Numerical Integrator and Computer, was the first electronic general purpose computer. It had been designed by the U.S. military for meteorological purposes – weather forecasting – and delivered in 1946.

When ENIAC launched, the media called it The Giant Brain, with a speed a thousand times faster than any electro-mechanical machines of its time. ENIAC weighted over 30 tons and took up 1,800 square feet of space. It could process about 385 instructions per second. Compared with an iPhone 6, which can process around 3.5 billion instructions per second, this was rudimentary technology, but we are talking about 70 years ago, and Moore’s Law hadn’t even kicked in yet.

The key is that Colossus and the ENIAC laid the groundwork for all modern computing and became a boom industry in the 1950s. You may think it surprising that, back in 1943, the then-president of IBM, Thomas Watson, predicted that there would be a worldwide market for maybe five computers. Bearing in mind the size and weight of those darned machines, you can see why he thought that way. But, my, how things have changed today.

However, we are still in the early days of the network revolution, and I’m not going to linger over the history of computers here. The reason I mention ENIAC and Colossus is to put our current state of change in perspective. We are 70 years into the transformation that computing is giving to our world.

ValueWeb in financial services

Considering it was 330 years from the emergence of steam power to the last steam power patent, that implies there’s a long way to go in our transformation. However, we can already see that a new age of money is being created in the Internet age. I call this the ValueWeb, connecting everyone on the planet to talk, socialize, communicate, and trade globally, in real-time for almost free. I can make a Skype call for almost no cost to anyone on the planet, thanks to the rapidly diminishing costs of technology. (For example, the cheapest smartphone in the world costs just $34.) In other words, what is happening in our revolution is that we can provide a computer far more powerful than anything before, and put it in the hands of everyone on the planet, so that everyone on the planet is on the network. Once on the network, you get the network effect, which creates exponential possibilities, as everyone can now trade, transact, talk, and target one-to-one, peer-to-peer.

As we connect one-to-one in real-time, it will create massive new flows of trade for markets that were underserved or overlooked. Just look at Africa. African mobile subscribers take to mobile wallets like ducks to water. A quarter of all Africans who have a mobile phone have a mobile wallet, rising to pretty much every citizen in more economically vibrant communities like Kenya, Uganda, and Nigeria. This is because these citizens never had access to a network before; they had no value exchange mechanism, except a physical one that was open to fraud and crime. Africa is leap-frogging other markets by delivering mobile financial inclusion almost overnight.

The same is true in China, India, Indonesia, the Philippines, Brazil, and many other underserved markets. So the first massive change in the network effect of financial inclusion is that the 5 billion people who previously had zero access to digital services are now on the network.

A second big change is the nature of digital currencies, cryptocurrencies, bitcoin, and shared ledgers. This part is building the new rails and pipes for the fourth generation of finance, and we are yet to see how this rebuilding works out. Will all the banks be based on an R3 blockchain? Will all clearing and settlement be via Hyperledger? What role will bitcoin play in the new financial ecosystem?

We don’t know the answers to those questions yet, but what we will see is a new ecosystem that diminishes the role of historical banks. The challenge for historical banks is whether they can rise to the challenge of the new system.

Digital inclusion

This new age of finance, the ValueWeb, is a digital, networked value structure that is real-time, global, connected, digital, and nearly free. It is based upon everything – from the 7 billion humans communicating and trading in real-time globally to their billions of machines and devices, which all have intelligence inside – being connected. This new structure obviously cannot work on a system built for paper and buildings and humans, and it is most likely to be a new layer on top of that old structure.

A new layer of digital inclusion that overcomes the deficiencies of the old structure. A new layer that will see billions of transactions and value transferred at light speed in tiny amounts. In other words, the new age is one where everything can transfer value, immediately and for an amount that starts at a billionth of a dollar if necessary.

This new layer of value exchange is therefore nothing like what we have seen before and, for what was there before, it will supplement the old system and diminish it. Give it half a century and we will probably look back at banking today as we currently look back at cash and barter. They are old methods of transacting for the old historical structures of physical trade. These have been replaced by a new method of transacting in the digital age.

The path forward

In conclusion, I don’t expect banks to disappear, but I do expect a new system to evolve that may include some banks, but will also include new operators that are truly digital. Maybe it is the Googles, Baidus, Alibabas, and Facebooks; or maybe it is the Prospers, Lending Clubs, Zopas, and SoFis. We don’t know the answer yet and, if I were a betting man, I would say it’s a hybrid mix of all, as all evolve to a new age of financial structures. The hybrid is one where banks are part of a new value system that incorporates digital currencies, financial inclusion, micropayments, and peer-to-peer exchange, because that is what the networked age needs. It needs the ability for everything with a chip inside to transact in real-time for near-free. We’re not there yet, but this revolution is in early days. It’s just 70 years since the first computer was built. The Industrial Revolution took three centuries to play out. Give this revolution another few decades and then we will know exactly what we built.

http://www.digitalistmag.com/digital-economy/2016/06/24/the-new-age-of-financial-services-open-sourced-04284310
Title: Re: DNotes General Discussion
Post by: Minty on July 04, 2016, 02:06:34 AM

This is an excellent article and well worth taking the time to read.


The New Age Of Financial Services: Open Sourced

Money originated as a control mechanism for governments of Ancient Sumer to control farmers, based upon shared beliefs. It was then structured during the Industrial Revolution into government-backed institutions, banks, that could issue paper notes and checks that would be as acceptable as gold or coinage, based upon these shared beliefs. We share a belief in banks, because governments say they can be trusted and governments use the banks as a control mechanism that manages the economy. So now we come to bitcoin and the Internet age, and some of these fundamentals are being challenged. Before we get into that though, let’s just take a step back and talk about how the Internet age came around.

The Internet age

Some might claim it dates back Alan Turing, the Enigma machine and the Turing Test, or even further back to the 1930s when the Polish Cipher Bureau was the first to decode German military texts on the Enigma machine. Enigma certainly was the machine that led to the invention of modern computing, as British cryptographers created a programmable, electronic, digital computer called Colossus to crack the codes held in the German messages.

Colossus was designed by the engineer Tommy Flowers, not Alan Turing – he designed a different machine – and was operational at Bletchley Park from February 1944, two years before the American computer ENIAC appeared. ENIAC, short for Electronic Numerical Integrator and Computer, was the first electronic general purpose computer. It had been designed by the U.S. military for meteorological purposes – weather forecasting – and delivered in 1946.

When ENIAC launched, the media called it The Giant Brain, with a speed a thousand times faster than any electro-mechanical machines of its time. ENIAC weighted over 30 tons and took up 1,800 square feet of space. It could process about 385 instructions per second. Compared with an iPhone 6, which can process around 3.5 billion instructions per second, this was rudimentary technology, but we are talking about 70 years ago, and Moore’s Law hadn’t even kicked in yet.

The key is that Colossus and the ENIAC laid the groundwork for all modern computing and became a boom industry in the 1950s. You may think it surprising that, back in 1943, the then-president of IBM, Thomas Watson, predicted that there would be a worldwide market for maybe five computers. Bearing in mind the size and weight of those darned machines, you can see why he thought that way. But, my, how things have changed today.

However, we are still in the early days of the network revolution, and I’m not going to linger over the history of computers here. The reason I mention ENIAC and Colossus is to put our current state of change in perspective. We are 70 years into the transformation that computing is giving to our world.

ValueWeb in financial services

Considering it was 330 years from the emergence of steam power to the last steam power patent, that implies there’s a long way to go in our transformation. However, we can already see that a new age of money is being created in the Internet age. I call this the ValueWeb, connecting everyone on the planet to talk, socialize, communicate, and trade globally, in real-time for almost free. I can make a Skype call for almost no cost to anyone on the planet, thanks to the rapidly diminishing costs of technology. (For example, the cheapest smartphone in the world costs just $34.) In other words, what is happening in our revolution is that we can provide a computer far more powerful than anything before, and put it in the hands of everyone on the planet, so that everyone on the planet is on the network. Once on the network, you get the network effect, which creates exponential possibilities, as everyone can now trade, transact, talk, and target one-to-one, peer-to-peer.

As we connect one-to-one in real-time, it will create massive new flows of trade for markets that were underserved or overlooked. Just look at Africa. African mobile subscribers take to mobile wallets like ducks to water. A quarter of all Africans who have a mobile phone have a mobile wallet, rising to pretty much every citizen in more economically vibrant communities like Kenya, Uganda, and Nigeria. This is because these citizens never had access to a network before; they had no value exchange mechanism, except a physical one that was open to fraud and crime. Africa is leap-frogging other markets by delivering mobile financial inclusion almost overnight.

The same is true in China, India, Indonesia, the Philippines, Brazil, and many other underserved markets. So the first massive change in the network effect of financial inclusion is that the 5 billion people who previously had zero access to digital services are now on the network.

A second big change is the nature of digital currencies, cryptocurrencies, bitcoin, and shared ledgers. This part is building the new rails and pipes for the fourth generation of finance, and we are yet to see how this rebuilding works out. Will all the banks be based on an R3 blockchain? Will all clearing and settlement be via Hyperledger? What role will bitcoin play in the new financial ecosystem?

We don’t know the answers to those questions yet, but what we will see is a new ecosystem that diminishes the role of historical banks. The challenge for historical banks is whether they can rise to the challenge of the new system.

Digital inclusion

This new age of finance, the ValueWeb, is a digital, networked value structure that is real-time, global, connected, digital, and nearly free. It is based upon everything – from the 7 billion humans communicating and trading in real-time globally to their billions of machines and devices, which all have intelligence inside – being connected. This new structure obviously cannot work on a system built for paper and buildings and humans, and it is most likely to be a new layer on top of that old structure.

A new layer of digital inclusion that overcomes the deficiencies of the old structure. A new layer that will see billions of transactions and value transferred at light speed in tiny amounts. In other words, the new age is one where everything can transfer value, immediately and for an amount that starts at a billionth of a dollar if necessary.

This new layer of value exchange is therefore nothing like what we have seen before and, for what was there before, it will supplement the old system and diminish it. Give it half a century and we will probably look back at banking today as we currently look back at cash and barter. They are old methods of transacting for the old historical structures of physical trade. These have been replaced by a new method of transacting in the digital age.

The path forward

In conclusion, I don’t expect banks to disappear, but I do expect a new system to evolve that may include some banks, but will also include new operators that are truly digital. Maybe it is the Googles, Baidus, Alibabas, and Facebooks; or maybe it is the Prospers, Lending Clubs, Zopas, and SoFis. We don’t know the answer yet and, if I were a betting man, I would say it’s a hybrid mix of all, as all evolve to a new age of financial structures. The hybrid is one where banks are part of a new value system that incorporates digital currencies, financial inclusion, micropayments, and peer-to-peer exchange, because that is what the networked age needs. It needs the ability for everything with a chip inside to transact in real-time for near-free. We’re not there yet, but this revolution is in early days. It’s just 70 years since the first computer was built. The Industrial Revolution took three centuries to play out. Give this revolution another few decades and then we will know exactly what we built.

http://www.digitalistmag.com/digital-economy/2016/06/24/the-new-age-of-financial-services-open-sourced-04284310


Hi everyone, still here, and still holding DNotes. :) :) Very cool story, One big interconnected world.

Had a great Canada Day weekend + wishing everyone down south Happy 4th of July!
Title: Re: DNotes General Discussion
Post by: wiser on July 04, 2016, 12:54:50 PM

Since dropping out of BCT, it appears we have lost significant value. Analysis anyone?

I don't believe leaving bitcointalk was a significant contributor. There was a large amount sold Polo and created a significant downtrend without the liquidity to support it, and of course recovering from such a downtrend is much more costly than just bringing the price back up to the same level. When we have more liquidity, market support, and buyer power large sells won't be as much of an issue. Though we would like to see DNotes much closer to what we consider the true value now, and it is a bit disheartening to see the price go down, it doesn't affect our long term mission and objectives.

RJF, it is disheartening to see DNotes trading at significantly below what we believe to be fair value. Our long term stakeholders should consider this as a buying opportunity. I am traveling and entertaining international visitors until the first week of July but will check in when I have a chance.

I agree, just bad timing and market conditions I suppose. As for "buying opportunity", already been there, bought more.  ;)

Lucky you, I've been waiting nearly 2 weeks for an old POS wallet to sync so I can move that money into DNotes. According to my calculations I only have 11 days to go, so hopefully the price stays down for that duration.

Has anyone else noticed how ridiculously long Proof of Stake currencies take to sync (even with a bootstrap file)? This problem becomes a nightmare when the currency developers feel the need to release a new wallet every month.

It has been a long time since I used a staking wallet, but I do remember it was agonizingly slow. It would be interesting to know if there are any who don't have that problem.

I do remember it taking a while to initially sync, but after that I've never had a problem with the DMD wallet. Everything works like it's supposed to work.

Also saying Hi to everyone. I'm still around, just have to make it a habit to get my DNotes news here now :)

And I wouldn't worry too much about the price now. The price will follow the value once DNote developments are more established and word gets out.
Title: Re: DNotes General Discussion
Post by: DNotes on July 04, 2016, 03:57:21 PM

This is an excellent article and well worth taking the time to read.


The New Age Of Financial Services: Open Sourced

Money originated as a control mechanism for governments of Ancient Sumer to control farmers, based upon shared beliefs. It was then structured during the Industrial Revolution into government-backed institutions, banks, that could issue paper notes and checks that would be as acceptable as gold or coinage, based upon these shared beliefs. We share a belief in banks, because governments say they can be trusted and governments use the banks as a control mechanism that manages the economy. So now we come to bitcoin and the Internet age, and some of these fundamentals are being challenged. Before we get into that though, let’s just take a step back and talk about how the Internet age came around.

The Internet age

Some might claim it dates back Alan Turing, the Enigma machine and the Turing Test, or even further back to the 1930s when the Polish Cipher Bureau was the first to decode German military texts on the Enigma machine. Enigma certainly was the machine that led to the invention of modern computing, as British cryptographers created a programmable, electronic, digital computer called Colossus to crack the codes held in the German messages.

Colossus was designed by the engineer Tommy Flowers, not Alan Turing – he designed a different machine – and was operational at Bletchley Park from February 1944, two years before the American computer ENIAC appeared. ENIAC, short for Electronic Numerical Integrator and Computer, was the first electronic general purpose computer. It had been designed by the U.S. military for meteorological purposes – weather forecasting – and delivered in 1946.

When ENIAC launched, the media called it The Giant Brain, with a speed a thousand times faster than any electro-mechanical machines of its time. ENIAC weighted over 30 tons and took up 1,800 square feet of space. It could process about 385 instructions per second. Compared with an iPhone 6, which can process around 3.5 billion instructions per second, this was rudimentary technology, but we are talking about 70 years ago, and Moore’s Law hadn’t even kicked in yet.

The key is that Colossus and the ENIAC laid the groundwork for all modern computing and became a boom industry in the 1950s. You may think it surprising that, back in 1943, the then-president of IBM, Thomas Watson, predicted that there would be a worldwide market for maybe five computers. Bearing in mind the size and weight of those darned machines, you can see why he thought that way. But, my, how things have changed today.

However, we are still in the early days of the network revolution, and I’m not going to linger over the history of computers here. The reason I mention ENIAC and Colossus is to put our current state of change in perspective. We are 70 years into the transformation that computing is giving to our world.

ValueWeb in financial services

Considering it was 330 years from the emergence of steam power to the last steam power patent, that implies there’s a long way to go in our transformation. However, we can already see that a new age of money is being created in the Internet age. I call this the ValueWeb, connecting everyone on the planet to talk, socialize, communicate, and trade globally, in real-time for almost free. I can make a Skype call for almost no cost to anyone on the planet, thanks to the rapidly diminishing costs of technology. (For example, the cheapest smartphone in the world costs just $34.) In other words, what is happening in our revolution is that we can provide a computer far more powerful than anything before, and put it in the hands of everyone on the planet, so that everyone on the planet is on the network. Once on the network, you get the network effect, which creates exponential possibilities, as everyone can now trade, transact, talk, and target one-to-one, peer-to-peer.

As we connect one-to-one in real-time, it will create massive new flows of trade for markets that were underserved or overlooked. Just look at Africa. African mobile subscribers take to mobile wallets like ducks to water. A quarter of all Africans who have a mobile phone have a mobile wallet, rising to pretty much every citizen in more economically vibrant communities like Kenya, Uganda, and Nigeria. This is because these citizens never had access to a network before; they had no value exchange mechanism, except a physical one that was open to fraud and crime. Africa is leap-frogging other markets by delivering mobile financial inclusion almost overnight.

The same is true in China, India, Indonesia, the Philippines, Brazil, and many other underserved markets. So the first massive change in the network effect of financial inclusion is that the 5 billion people who previously had zero access to digital services are now on the network.

A second big change is the nature of digital currencies, cryptocurrencies, bitcoin, and shared ledgers. This part is building the new rails and pipes for the fourth generation of finance, and we are yet to see how this rebuilding works out. Will all the banks be based on an R3 blockchain? Will all clearing and settlement be via Hyperledger? What role will bitcoin play in the new financial ecosystem?

We don’t know the answers to those questions yet, but what we will see is a new ecosystem that diminishes the role of historical banks. The challenge for historical banks is whether they can rise to the challenge of the new system.

Digital inclusion

This new age of finance, the ValueWeb, is a digital, networked value structure that is real-time, global, connected, digital, and nearly free. It is based upon everything – from the 7 billion humans communicating and trading in real-time globally to their billions of machines and devices, which all have intelligence inside – being connected. This new structure obviously cannot work on a system built for paper and buildings and humans, and it is most likely to be a new layer on top of that old structure.

A new layer of digital inclusion that overcomes the deficiencies of the old structure. A new layer that will see billions of transactions and value transferred at light speed in tiny amounts. In other words, the new age is one where everything can transfer value, immediately and for an amount that starts at a billionth of a dollar if necessary.

This new layer of value exchange is therefore nothing like what we have seen before and, for what was there before, it will supplement the old system and diminish it. Give it half a century and we will probably look back at banking today as we currently look back at cash and barter. They are old methods of transacting for the old historical structures of physical trade. These have been replaced by a new method of transacting in the digital age.

The path forward

In conclusion, I don’t expect banks to disappear, but I do expect a new system to evolve that may include some banks, but will also include new operators that are truly digital. Maybe it is the Googles, Baidus, Alibabas, and Facebooks; or maybe it is the Prospers, Lending Clubs, Zopas, and SoFis. We don’t know the answer yet and, if I were a betting man, I would say it’s a hybrid mix of all, as all evolve to a new age of financial structures. The hybrid is one where banks are part of a new value system that incorporates digital currencies, financial inclusion, micropayments, and peer-to-peer exchange, because that is what the networked age needs. It needs the ability for everything with a chip inside to transact in real-time for near-free. We’re not there yet, but this revolution is in early days. It’s just 70 years since the first computer was built. The Industrial Revolution took three centuries to play out. Give this revolution another few decades and then we will know exactly what we built.

http://www.digitalistmag.com/digital-economy/2016/06/24/the-new-age-of-financial-services-open-sourced-04284310


Hi everyone, still here, and still holding DNotes. :) :) Very cool story, One big interconnected world.

Had a great Canada Day weekend + wishing everyone down south Happy 4th of July!

Hi Minty, glad to see you are still around. This is a great story. Happy Canada Day and 4th of July!
Title: Re: DNotes General Discussion
Post by: DNotes on July 04, 2016, 03:58:30 PM

Since dropping out of BCT, it appears we have lost significant value. Analysis anyone?

I don't believe leaving bitcointalk was a significant contributor. There was a large amount sold Polo and created a significant downtrend without the liquidity to support it, and of course recovering from such a downtrend is much more costly than just bringing the price back up to the same level. When we have more liquidity, market support, and buyer power large sells won't be as much of an issue. Though we would like to see DNotes much closer to what we consider the true value now, and it is a bit disheartening to see the price go down, it doesn't affect our long term mission and objectives.

RJF, it is disheartening to see DNotes trading at significantly below what we believe to be fair value. Our long term stakeholders should consider this as a buying opportunity. I am traveling and entertaining international visitors until the first week of July but will check in when I have a chance.

I agree, just bad timing and market conditions I suppose. As for "buying opportunity", already been there, bought more.  ;)

Lucky you, I've been waiting nearly 2 weeks for an old POS wallet to sync so I can move that money into DNotes. According to my calculations I only have 11 days to go, so hopefully the price stays down for that duration.

Has anyone else noticed how ridiculously long Proof of Stake currencies take to sync (even with a bootstrap file)? This problem becomes a nightmare when the currency developers feel the need to release a new wallet every month.

It has been a long time since I used a staking wallet, but I do remember it was agonizingly slow. It would be interesting to know if there are any who don't have that problem.

I do remember it taking a while to initially sync, but after that I've never had a problem with the DMD wallet. Everything works like it's supposed to work.

Also saying Hi to everyone. I'm still around, just have to make it a habit to get my DNotes news here now :)

And I wouldn't worry too much about the price now. The price will follow the value once DNote developments are more established and word gets out.

Hi Wiser, good to see you again. Yep it is a bit of an adjustment, but for the better in the long run I believe.
Title: Re: DNotes General Discussion
Post by: Chase on July 09, 2016, 11:50:40 PM

This is an interesting article from Chris Skinner discussing fiat currency fluctuations and what people will turn to as these currencies implode. He believes people will turn to a bitcoin-like currency, but not bitcoin.

The case for bitcoin (or something like it)

"It won’t be of course, because bitcoin has too many faults – lack of scalability, cost of processing, trust in structure, challenge of acceptance, understanding of consumers and so on – but it may be the prototype for something far more acceptable in the future. A little bit like the internet before Tim Berners-Lee, bitcoin sits in its own technical basket of geekiness that is waiting for someone, anyone, to break through. Maybe it will be Circle or maybe it will be Ethereum – oh no, the DAO hack  – and I’m pretty sure there will be a breakthrough in the future whereby some cryptocurrency becomes a standardised internet exchange of value."

http://bravenewcoin.com/news/the-case-for-bitcoin-or-something-like-it/
Title: Re: DNotes General Discussion
Post by: Chase on August 02, 2016, 11:08:11 PM

A bad day for the bitcoin industry  :(


The Bitfinex hack today:

Bitfinex director Zane Tackett: "I can confirm that the loss from the hack stands at 119,756btc."
https://www.reddit.com/r/BitcoinMarkets/comments/4vtv1m/bitfinex_down_due_to_bitcoin_security_breach/d61oetn …

If this number is true, can this exchange survive a $65 million loss?

I've never even looked into that exchange so I can't comment specifically on it, but the fact that anyone can start and operate an exchange in countries with no regulation or oversight is worrisome.
Title: Re: DNotes General Discussion
Post by: Shepherd on August 03, 2016, 02:40:26 AM

A bad day for the bitcoin industry  :(


The Bitfinex hack today:

Bitfinex director Zane Tackett: "I can confirm that the loss from the hack stands at 119,756btc."
https://www.reddit.com/r/BitcoinMarkets/comments/4vtv1m/bitfinex_down_due_to_bitcoin_security_breach/d61oetn …

If this number is true, can this exchange survive a $65 million loss?

I've never even looked into that exchange so I can't comment specifically on it, but the fact that anyone can start and operate an exchange in countries with no regulation or oversight is worrisome.


That is rather unfortunate. The price of bitcoin has already started a downward trend since mid-July. On top of the Etherum's struggle, resulting from their recent hard fork, this is definitely not helpful to our industry. Obviously, there is still a lot of growing pain. It pays to move cautiously.
Title: Re: DNotes General Discussion
Post by: TeeGee on August 03, 2016, 11:38:07 PM
It is also really difficult to accept the fact that just one company having a security issue can affect an entire ecosystem!

While I feel for bitfinex, and I'm confident they would have put a lot of effort into maintaining a secure exchange after the fiasco's with Gox / Mintpal etc, there was definitely something awry in their verification processes. When your company not only risks its existence, but the well being of the industry that you work - an extremely high level of fiduciary responsibility should be applied.

Growing pains - this is not forever. When DNotes rises, we may need to to consider auditing business security processes at exchanges and large wallet services in order for the main company (DNotes Global) to include them in our ecosystem. That way the prominent companies that provide third party DNotes services will be more secure after receiving DNotes Global's nod of approval. DNotes holders would still be free to place their DNotes in the trust of anybody they wish - but those companies not yet audited may not be fully integrated to use our full ecosystem, and therefore DNotes users' will have less reason to use them.

When your currency and business ventures survival may depend on large hacks not happening (who needs most of the crypto out there to be in the hands of thieves?), such measures need to be considered. Though I quite like the idea of... perhaps having completely p2p wallets on individuals machines with access that must bypass an online DNotes operated security system. That way no single wallet would have enough funds to affect the DNotes value if it were hacked because it was all p2p, and the company could still provide top level security to its customers. This could be either a local app that needs authentication from the DNotes security system, or it could be an online security layer attached to every offline wallet. Hope that made sense.
Title: Re: DNotes General Discussion
Post by: Shepherd on August 04, 2016, 04:11:44 AM
It is also really difficult to accept the fact that just one company having a security issue can affect an entire ecosystem!

While I feel for bitfinex, and I'm confident they would have put a lot of effort into maintaining a secure exchange after the fiasco's with Gox / Mintpal etc, there was definitely something awry in their verification processes. When your company not only risks its existence, but the well being of the industry that you work - an extremely high level of fiduciary responsibility should be applied.

Growing pains - this is not forever. When DNotes rises, we may need to to consider auditing business security processes at exchanges and large wallet services in order for the main company (DNotes Global) to include them in our ecosystem. That way the prominent companies that provide third party DNotes services will be more secure after receiving DNotes Global's nod of approval. DNotes holders would still be free to place their DNotes in the trust of anybody they wish - but those companies not yet audited may not be fully integrated to use our full ecosystem, and therefore DNotes users' will have less reason to use them.

When your currency and business ventures survival may depend on large hacks not happening (who needs most of the crypto out there to be in the hands of thieves?), such measures need to be considered. Though I quite like the idea of... perhaps having completely p2p wallets on individuals machines with access that must bypass an online DNotes operated security system. That way no single wallet would have enough funds to affect the DNotes value if it were hacked because it was all p2p, and the company could still provide top level security to its customers. This could be either a local app that needs authentication from the DNotes security system, or it could be an online security layer attached to every offline wallet. Hope that made sense.

TeeGee,  most unfortunately our industry seldom get any smooth sailing for long before another fiasco of one kind or another happened. However, it is hard to imagine how such a large amount ($61 million USD) could be hacked and stolen. I am sure the truth will be out soon.

Security and protection of assets should always be the top priorities of any exchange. It will always remain a huge challenge. Frankly, there will always be certain level of risk involved. Consequently, providing auditing for security processes and good business practices as a business may be too demanding for us in the foreseeable future.


Title: Re: DNotes General Discussion
Post by: coinswatch on August 21, 2016, 11:47:15 AM
volume picking up on Poloniex
Title: Re: DNotes General Discussion
Post by: Transforce on August 21, 2016, 11:49:18 AM
I think I'm impressed with what Ive seen so far about Note
Title: Re: DNotes General Discussion
Post by: DNotes on August 21, 2016, 03:36:00 PM
Welcome coinswatch and Transforce!

Thank you for the kind words and support. Please let us know if you have any questions comments or suggestions.
Title: Re: DNotes General Discussion
Post by: percopolis on September 23, 2016, 10:56:00 PM
Anyone know when avera an update of our dear DNOTE? ;)
Title: Re: DNotes General Discussion
Post by: Chase on September 24, 2016, 02:53:18 AM
Anyone know when avera an update of our dear DNOTE? ;)


Hi percopolis,

There was some information posted a few days ago, and other than that, everything stays under wraps until it is ready. DNotes operates more like a business and less like the other crypto communities where everything is known in advance and therefore available to be copied, price pumped, etc.

Here is the information that was posted:


Working diligently as usual and knocking out the list of things to do. We have several projects under way, CRISP for Education and our upcoming partnership with GameCredits and DNotesVault swap. Working with Tim and Mark to really nail down our next development steps and build up our development team up, which on the surface may not sound like a lot, but a lot of time and effort has been put into it to ensure DNotes is moving in the right direction. We have done quite a bit on the Smokey's side this growing season, Smokey's is the life blood that keeps DNotes going, including starting a new seed program and a hosta program.



The DNotes team has long been friends with and respect the work the GameCredits team is doing. We have been working with the GMC team to find a way to integrate our programs into the GMC community so they can have great offerings and services like at the DNotesVault. This project, though still too early to discuss the finer details, with open up the services provided by the DNotesVault to the Game credits community, by creating a communication link between DNotesVault and GameCredits wallet we can allow the users to effectively deposit their GameCredits one of our DNotes programs.


DNotes is very dynamic and the path to success isn't going to be a straight line and heavily dependent on outside factors like regulation. Opposed to a business like Smokey's Daylilies, where we know what we need to do and how to do it as well as the next steps. The worst thing we can do is tell people we are going down ROADA and wind up on ROADB, ROADC, & ROADD etc...

There have been many coins with big plans, roadmaps, graphics, and all kinds of exciting upcoming plans and fell flat or died on the vine (and some that are doing great too!). Our approach is very different and the reason we do this is to build and keep the trust of our supporters, likely the most important thing in finance.

We know everyone is patiently waiting for our next big move. That is why we decided to announce our short term projects and precursor of more to come.

I hope this helps.  :)
Title: Re: DNotes General Discussion
Post by: DNotes on September 24, 2016, 02:41:48 PM
Anyone know when avera an update of our dear DNOTE? ;)


Hi percopolis,

There was some information posted a few days ago, and other than that, everything stays under wraps until it is ready. DNotes operates more like a business and less like the other crypto communities where everything is known in advance and therefore available to be copied, price pumped, etc.

Here is the information that was posted:


Working diligently as usual and knocking out the list of things to do. We have several projects under way, CRISP for Education and our upcoming partnership with GameCredits and DNotesVault swap. Working with Tim and Mark to really nail down our next development steps and build up our development team up, which on the surface may not sound like a lot, but a lot of time and effort has been put into it to ensure DNotes is moving in the right direction. We have done quite a bit on the Smokey's side this growing season, Smokey's is the life blood that keeps DNotes going, including starting a new seed program and a hosta program.



The DNotes team has long been friends with and respect the work the GameCredits team is doing. We have been working with the GMC team to find a way to integrate our programs into the GMC community so they can have great offerings and services like at the DNotesVault. This project, though still too early to discuss the finer details, with open up the services provided by the DNotesVault to the Game credits community, by creating a communication link between DNotesVault and GameCredits wallet we can allow the users to effectively deposit their GameCredits one of our DNotes programs.


DNotes is very dynamic and the path to success isn't going to be a straight line and heavily dependent on outside factors like regulation. Opposed to a business like Smokey's Daylilies, where we know what we need to do and how to do it as well as the next steps. The worst thing we can do is tell people we are going down ROADA and wind up on ROADB, ROADC, & ROADD etc...

There have been many coins with big plans, roadmaps, graphics, and all kinds of exciting upcoming plans and fell flat or died on the vine (and some that are doing great too!). Our approach is very different and the reason we do this is to build and keep the trust of our supporters, likely the most important thing in finance.

We know everyone is patiently waiting for our next big move. That is why we decided to announce our short term projects and precursor of more to come.

I hope this helps.  :)

Thanks Chase and welcome percopolis! That is a good sum of our recent plans. Feel free to ask us any of your questions. We will be working on the next steps in DNotes progression.
Title: Re: DNotes General Discussion
Post by: percopolis on September 25, 2016, 01:08:47 AM
thanks for listening :)
Title: Re: DNotes General Discussion
Post by: mrbum804 on September 25, 2016, 04:40:50 AM
Sounds great! I still have my WHOLE bag of coins! Its been about a year since i posted thought id say hi and say keep up the great work. I can't wait to see what comes next!
Title: Re: DNotes General Discussion
Post by: DNotes on September 25, 2016, 02:16:13 PM
Sounds great! I still have my WHOLE bag of coins! Its been about a year since i posted thought id say hi and say keep up the great work. I can't wait to see what comes next!

Hi mrbum804, good to hear from you! Thank you for the words of encouragement.
Title: Re: DNotes General Discussion
Post by: percopolis on September 25, 2016, 03:24:34 PM
I'm talking about the DNOTE to my friends
we know that it will grow a lot.
and we are already looking forward to this day to arrive  8)
Title: Re: DNotes General Discussion
Post by: DNotes on September 26, 2016, 11:57:42 AM
I'm talking about the DNOTE to my friends
we know that it will grow a lot.
and we are already looking forward to this day to arrive  8)

We appreciate the support percopolis!
Title: Re: DNotes General Discussion
Post by: mrbum804 on October 23, 2016, 06:14:03 PM
Hi all, so this forum is so quite these days and i feel so out of the loop. Whats new these days? There used to be a lot of projects briefly talked about being worked on in the background. I have no idea what is being worked on these days. I see DCEBrief is still active but that's all i really see. What ever happened to the debit card company that was going to utilize 50 alternative coins (including dnotes), bitcoin and be an exchange with fiat currencies? I know you guys are always very busy but it would be nice if you consider just quickly post some of the action. Doesn't have to be all of it. I know you guys always take a smart approach towards what and when things need to be said but its just been some time since I've heard anything. Just my thoughts. Thanks keep up the good work.
Title: Re: DNotes General Discussion
Post by: Shepherd on October 24, 2016, 01:19:21 AM
Hi all, so this forum is so quite these days and i feel so out of the loop. Whats new these days? There used to be a lot of projects briefly talked about being worked on in the background. I have no idea what is being worked on these days. I see DCEBrief is still active but that's all i really see. What ever happened to the debit card company that was going to utilize 50 alternative coins (including dnotes), bitcoin and be an exchange with fiat currencies? I know you guys are always very busy but it would be nice if you consider just quickly post some of the action. Doesn't have to be all of it. I know you guys always take a smart approach towards what and when things need to be said but its just been some time since I've heard anything. Just my thoughts. Thanks keep up the good work.

Hi mrbum804. It is always good to hear from you. Unfortunately, Pay Services has made little progress that we know of. The scope of their project might have been more demanding than what they anticipated.

We have indeed been relatively quiet since last summer, after migrating from Bitcointalk forum to CryptoMoms. I used to spend a great deal time each day to support the forum. During our formative stage it was important to clearly define and articulate the DNotes’ vision. We are now at a different stage in our development. It has been a lot harder for me to spend as much time to support our forum as before. I will try to spend more time writing blog posts this winter.

As mentioned earlier, we have been working with Game Credit to provide a CRISP program for their game players. Although further details have yet to be finalized we have already completed a working “CRISP For Education” plan for further testing and acceptance. As you may know, Game Credit is doing extremely well. We are delighted to work closely with them.

We are actively expanding our development team with part-time openings for experienced software developers in the Chicago (IL) and Fort Wayne (IN) areas. Interested parties may pm me for further details.

I am firmly committed as ever to the success of DNotes and continued to position DNotes as the trusted digital currency for everyone worldwide to participate. This is a long path forward for both DNotes and DNotes Global, Inc. We are actively pursuing a number of projects but still at an early stage. For consistency of our strategic directions it may be most helpful to refer to the last part of “The DNotes Story” as follows: 

…………………

8. A Book for Small Business Owners and Startups

Alan has always been very passionate about helping struggling small business owners having lent his business expertise to many entrepreneurs in the capacity as a small business consultant for more than a decade. As a community, we are often inspired with respect for his business experience and strong leadership as reflected in the management of DNotes. Consequently, we have often encouraged him to write a book one day.

This book is a key foundation block to our ecosystem. It will serve as a launching pad for funding upcoming projects and further development. Equally important is the opportunity for DNotes to connect with small business owners and their employees. I believe that this book will be of great inspiration and help to entrepreneurs.

Furthermore, I trust that this book will also help to promote our CRISP for Retirement and Employee Incentive Benefit programs which will greatly benefit business owners and their employees. Additionally, this chapter will help spread the word and recognition about DNotes, piquing the interest of potential stakeholders. We are proud to have assisted Alan in an editing capacity and in the writing of the DNotes story.

9. Integrated Private Company

Although DNotes is managed as a business, it is not controlled like one. Being a decentralized autonomous organization, the DNotes currency is owned by its entire group of stakeholders on an “at will” basis. Any stakeholder can change ownership at will without notice. We have taken this ownership structure one step further by owning up to a 25% stake of the equity in the privately held for-profit company, DNotes Global, Inc., incorporated in the State of Delaware, USA. By extension, all of DNotes stakeholders have an ownership stake in DNotes Global, Inc.

This company does not control the currency itself. However, among others plans, the company will help to develop and fund our growing ecosystem and projects that are going to be essential in taking DNotes to the next level; to become the dominant digital currency leading to mass global acceptance. Extending the company equity to currency holders is expected to provide significant fundamental and intrinsic value to the currency as the company expands.

Leaderless organizations can be a big hurdle to ongoing development. This has been witnessed in Bitcoin’s community in solving the issue concerning the maximum number of transactions its network can handle simultaneously. We see the potential of chaos and impotence as an inherent weakness of decentralized systems that forego leadership. This risk can be minimized with the presence of a group of developing stakeholders who have sufficient self-interest to help protect and promote the organization.

Digital currency and the blockchain are the best opportunity in a generation to invest in the future from the ground floor. The next several years will be pivotal to DNotes’ rise to preeminence in the financial technology industry. Upon release of this book, Alan and the team will switch into the next phase from planning to execution of technology development. The last two and a half years have been spent carefully analyzing market and consumer behavior, working on our value proposition, building critical infrastructures, and waiting to spring forward at the most opportune moment. We are confident that we will dominate the industry swiftly when we are ready. This book serves to throw the gauntlet in our self-imposed challenge.

Arnold H. Glasow probably said it best when he said “Success is simple. Do what’s right, the right way, at the right time.” DNotes is focused on exploiting its competitive advantages at the most opportune time.


For full details: The DNotes Story – An Unfolding Big Bold Idea of Global Scale
https://bitcointalk.org/index.php?topic=470155.msg14931224#msg14931224
Title: Re: DNotes General Discussion
Post by: mrbum804 on October 25, 2016, 05:17:10 AM
Hi, yes i miss all the posting that used to take place. Thank you for the descriptive and awesome response! Glad to here things are going well! I hope your response is a help to others as well. Maybe someday well get the old community and a new community chatting again. Good luck with everything, ill be looking forward to future post and the future of DNotes! :)
Title: Re: DNotes General Discussion
Post by: RJF on October 28, 2016, 03:38:38 AM
I still miss having DNotes on BCT. How is everyone? Smokeys have a good year? Things are going well I assume?
Title: Re: DNotes General Discussion
Post by: DNotes on October 28, 2016, 03:05:37 PM
I still miss having DNotes on BCT. How is everyone? Smokeys have a good year? Things are going well I assume?

Hey RJF. Doing excellent, how are you doing?

Smokey's is doing great, we will be launching multiple new programs this year, including our own new introductions which have been several years in the making.

DNotes is moving right along and we are putting a lot of effort into expanding our team as we speak.
Title: Re: DNotes General Discussion
Post by: Chase on October 28, 2016, 11:08:56 PM

Zcash launched today and went up to 3299.99999999 BTC for one ZEC - that's over $2.2 million each! Now it is ONLY 29 bitcoin each.

Does anyone else find this disturbing, scary, bad for the industry, etc? Italy has already said they intend on banning it and all other totally anonymous currencies. If it is the tech everyone is salivating over, can it not be copied by someone else?
Title: Re: DNotes General Discussion
Post by: Shepherd on October 29, 2016, 01:46:45 AM

Zcash launched today and went up to 3299.99999999 BTC for one ZEC - that's over $2.2 million each! Now it is ONLY 29 bitcoin each.

Does anyone else find this disturbing, scary, bad for the industry, etc? Italy has already said they intend on banning it and all other totally anonymous currencies. If it is the tech everyone is salivating over, can it not be copied by someone else?

Disturbing indeed and it is not limited to Zcash. There have been quite a few new ones that shot up from no where and enough people are falling for them. We are see red all over, most likely because of Bitcoin going higher. But things change very quickly in our industry. At DNotes, we are quite but busily working on our next phase of development.
Title: Re: DNotes General Discussion
Post by: Shepherd on October 29, 2016, 01:59:50 AM
I still miss having DNotes on BCT. How is everyone? Smokeys have a good year? Things are going well I assume?

Always good to see you, RJF. Things are going well. We are adding to our team with a number of interviews scheduled. We will remain relatively quite during our next phase of development but there exciting plans going forward.

Smokeys Gardens is doing very well. We just acquired another 30+ acres immediately north of our current farm and added hosta and daylily seed to our product lines. I had a very busy summer including a great deal of travelling. I am also quite involved in a sizable social impact investing project, which could have some DNotes involvement in the future.
Title: Re: DNotes General Discussion
Post by: DNotes on November 11, 2016, 07:55:09 PM
(http://dcebrief.com/wp-content/uploads/2016/11/wwadtpll.jpg) (http://chicagotonight.wttw.com/2016/11/09/what-will-donald-trump-presidency-look)
Proud of Laurel Harbridge Yong!
Title: Re: DNotes General Discussion
Post by: Chase on November 17, 2016, 02:15:55 AM
It's official - 'post-election-stress-disorder' is a real thing...

As usual, the media is only stating one side of the story, that being the stress it has caused (particularly the young) Clinton voters because Trump was elected. In order to deal with it, they have started things like walls of 'feel good' post-its in the New York subway, counselling, and group hugs.

There is a greater stress threat for those that are being threatened, bullied, called racists, fired, having their businesses destroyed, etc, because they exercised their democratic right to vote for the other side.

The strong and the wise would see a pro-business president as the opportunity of a lifetime to launch their own business without having to worry about stranglehold regulation and taxes so high it's barely worth the effort. He may not be your 1st choice and you don't have to like him, but you can either make the best of it, or spend the next four years filled with the same hatred and contempt you are accusing the 'other side' of having.

I've been wondering if the almost complete lack of financial literacy among the general population, is preventing them from seeing that it is fiscally impossible to have everything they believe the government should provide and do for them.

It is not my country or election, so my opinion comes only as a concerned friend. There are $millions in valuable resources being wasted here that could be put to good use helping people that REALLY need it.


Definition of terrorism:  The unlawful use of force or violence against persons or property in order to coerce or intimidate a government or the civilian population in furtherance of political or social objectives. Just in case any of us have forgotten...
Title: Re: DNotes General Discussion
Post by: Shepherd on November 17, 2016, 04:42:31 AM
It's official - 'post-election-stress-disorder' is a real thing...

As usual, the media is only stating one side of the story, that being the stress it has caused (particularly the young) Clinton voters because Trump was elected. In order to deal with it, they have started things like walls of 'feel good' post-its in the New York subway, counselling, and group hugs.

There is a greater stress threat for those that are being threatened, bullied, called racists, fired, having their businesses destroyed, etc, because they exercised their democratic right to vote for the other side.

The strong and the wise would see a pro-business president as the opportunity of a lifetime to launch their own business without having to worry about stranglehold regulation and taxes so high it's barely worth the effort. He may not be your 1st choice and you don't have to like him, but you can either make the best of it, or spend the next four years filled with the same hatred and contempt you are accusing the 'other side' of having.

I've been wondering if the almost complete lack of financial literacy among the general population, is preventing them from seeing that it is fiscally impossible to have everything they believe the government should provide and do for them.

It is not my country or election, so my opinion comes only as a concerned friend. There are $millions in valuable resources being wasted here that could be put to good use helping people that REALLY need it.


Definition of terrorism:  The unlawful use of force or violence against persons or property in order to coerce or intimidate a government or the civilian population in furtherance of political or social objectives. Just in case any of us have forgotten...

Thank you, Chase for being a great "concerned friend." We appreciate your valuable observations.

"The strong and the wise would see a pro-business president as the opportunity of a lifetime to launch their own business without having to worry about stranglehold regulation and taxes so high it's barely worth the effort." You are absolutely correct. I am very optimistic that we will see US being managed like a major corporation similar to the way Singapore has been governed for decades. Singapore has been the envy of most Asia countries for as long as I can remember. Today it is one of the financial capitals of the world and among the most friendly to digital currency and Fintech companies.

Meanwhile, I hope someone will come up with a cure for "PESD" ( 'post-election-stress-disorder') real soon.
Title: Re: DNotes General Discussion
Post by: Chase on November 24, 2016, 03:52:50 PM

Happy Thanksgiving to everyone in the U.S. and I hope you have a wonderful day!  :)
Title: Re: DNotes General Discussion
Post by: Chase on January 30, 2017, 12:27:41 AM

I was tempted to put this on Twitter, but figured someone would try to lynch me, lol.  It is mind blowing to see the number of people using their professional social media account to spew hatred toward people who didn't vote the way they did, re-post everything that reinforces their views, and preach their view on everything! In my opinion they are causing more devisiveness than any political leader ever has (almost). EXHAUSTING!

Why doesn't everyone just grow up and play nice...  ;)


Mixing politics and social media could kill your brand

http://m.startribune.com/mixing-politics-and-social-media-could-kill-your-brand/412015496/?section=business
Title: Re: DNotes General Discussion
Post by: BrandonC on January 30, 2017, 01:03:54 AM

I was tempted to put this on Twitter, but figured someone would try to lynch me, lol.  It is mind blowing to see the number of people using their professional social media account to spew hatred toward people who didn't vote the way they did, re-post everything that reinforces their views, and preach their view on everything! In my opinion they are causing more devisiveness than any political leader ever has (almost). EXHAUSTING!

Why doesn't everyone just grow up and play nice...  ;)


Mixing politics and social media could kill your brand

http://m.startribune.com/mixing-politics-and-social-media-could-kill-your-brand/412015496/?section=business

Great find, I'm sure there are more than a few people who need to be reminded of this.
Title: Re: DNotes General Discussion
Post by: Shepherd on January 30, 2017, 01:36:46 AM

I was tempted to put this on Twitter, but figured someone would try to lynch me, lol.  It is mind blowing to see the number of people using their professional social media account to spew hatred toward people who didn't vote the way they did, re-post everything that reinforces their views, and preach their view on everything! In my opinion they are causing more devisiveness than any political leader ever has (almost). EXHAUSTING!

Why doesn't everyone just grow up and play nice...  ;)


Mixing politics and social media could kill your brand

http://m.startribune.com/mixing-politics-and-social-media-could-kill-your-brand/412015496/?section=business

Great find, I'm sure there are more than a few people who need to be reminded of this.

These are challenging times for everyone. I have made a personal effort not to discuss politic at the dinner table. As an entrepreneur, I would advise business owners and brand managers to be very sensitive to brand neutrality in any social media post, if you are committed to business success. It is hard enough to stay in business these days. It is best if we all can get along but certainly a better choice to treat everyone as a potential customer. We have a preference in doing business with friends to enemies.

“ Maintaining brand neutrality in a highly charged environment is critical to your survival. Most companies can't afford to pick sides. That's why one inadvertent tweet or Facebook posting could have dire consequences.

Social media is a great way to build brand communities, address issues and engage customers, but if it isn't carefully managed, one rogue employee could do serious damage. Having clear brand values and social media guidelines is the best way to protect your company's reputation
.”
Title: Re: DNotes General Discussion
Post by: BrandonC on February 06, 2017, 04:05:04 PM
Was anyone else lucky enough to catch the Super Bowl last night? What an unbelievable comeback! That was one of the most exciting games I've ever seen, sure glad I didn't miss it!

I'd like to think DNotes will be the New England Patriots of cryptocurrency  ;)
Title: Re: DNotes General Discussion
Post by: Shepherd on February 06, 2017, 05:11:55 PM
Was anyone else lucky enough to catch the Super Bowl last night? What an unbelievable comeback! That was one of the most exciting games I've ever seen, sure glad I didn't miss it!

I'd like to think DNotes will be the New England Patriots of cryptocurrency  ;)

Thank you for your confidence in DNotes, Brandon.

The Super Bowl last night was amazing. Yes, it was an miraculous comeback with high entertainment value. That was a display of leadership, teamwork, composure, and execution at the finest level. It reminded me of a quote from my book, "where you are right now matters far less than where you are going from here."

Arnold H. Glasow probably said it best when he said “Success is simple. Do what’s right, the right way, at the right time.” DNotes is focused on exploiting its competitive advantages at the most opportune time.
Title: Re: DNotes General Discussion
Post by: TeeGee on February 07, 2017, 12:17:47 AM
Hello everyone.

I have just returned to New Zealand from the USA, where I was lucky enough to meet Alan and his wife in New Orleans. We had a fantastic time, ate a lot of great food, and discussed many of the issues regarding the cryptocurrency industry and DNotes Global's response and plans going forward. I absolutely loved my time in Texas (Austin / San Antonio / Houston) and Louisiana (New Orleans).

I'll be ramping up my contribution within the business and overall plan, having finished study with the view that a mainstream digital currency is the biggest dream I can achieve through creating a real alternative to fiat money (of which I take personal grievance against). I believe more than ever that DNotes is the best team to make this a reality.

That said, the right to divulge more details to the community doesn't fall to myself - though it is all very exciting. I think this will be a very productive year. I imagine there will be more details soon (it has always been one of DNotes key principles to not release details of projects until they are near release and/or direction is 100% confirmed - which if you read the old forum you'll find many instances of this being discussed).

That comeback was pretty crazy for the Patriots eh? I was boarding my plane at about half time. 
Title: Re: DNotes General Discussion
Post by: Shepherd on February 07, 2017, 03:11:23 AM
Hello everyone.

I have just returned to New Zealand from the USA, where I was lucky enough to meet Alan and his wife in New Orleans. We had a fantastic time, ate a lot of great food, and discussed many of the issues regarding the cryptocurrency industry and DNotes Global's response and plans going forward. I absolutely loved my time in Texas (Austin / San Antonio / Houston) and Louisiana (New Orleans).

I'll be ramping up my contribution within the business and overall plan, having finished study with the view that a mainstream digital currency is the biggest dream I can achieve through creating a real alternative to fiat money (of which I take personal grievance against). I believe more than ever that DNotes is the best team to make this a reality.

That said, the right to divulge more details to the community doesn't fall to myself - though it is all very exciting. I think this will be a very productive year. I imagine there will be more details soon (it has always been one of DNotes key principles to not release details of projects until they are near release and/or direction is 100% confirmed - which if you read the old forum you'll find many instances of this being discussed).

That comeback was pretty crazy for the Patriots eh? I was boarding my plane at about half time.

Tim, good to know that you and your sister reached home safe and sound. It was great meeting you and spent some solid time discussing various projects DNotes and DNotes Global are currently working on. We hope you can visit us again soon.

As I have mentioned on a number of occasions, DNotes has a grand vision with some big bold ideas of global scale. Our business model is to seamlessly integrate the decentralized governance and creation of digital currency with the centralized world as we know it. To accomplish this, we have been using the building block concepts. We have been building our ecosystems block by block. They are all strategically linked to become one massive global system one day. In turn, this system will interface with other systems of the world. In brief, that is DNotes path to mass acceptance.

Without disclosing details, we are working on a major upgrade to the DNotes blockchain, migrating it to a hybrid PoS/PoW coin, creating a second digital currency, planning an ICO, positioning to be a significant player in the block chain technology arena, and becoming a serious FinTech participant. Those who believe in our business model and can connect all the dots based my previous posts will get a good idea of our path to fulfill our ultimate vision of  being a trusted global digital currency that is superior to fiat currency.  It will be a digital currency that meets and exceeds the full functions of money and one that anyone worldwide can participate. These will keep us very busy for a long time. Once we become firmly entranced it will be difficult for others to replicate the DNotes'  model.
Title: Re: DNotes General Discussion
Post by: BrandonC on February 07, 2017, 04:42:37 PM
This is all very good news. I'm excited to see how DNotes differentiates its second digital currency from others in the industry who have taken a similar path in releasing 'tokens' on top of their original platform.
Title: Re: DNotes General Discussion
Post by: Shepherd on February 08, 2017, 12:21:40 AM
This is all very good news. I'm excited to see how DNotes differentiates its second digital currency from others in the industry who have taken a similar path in releasing 'tokens' on top of their original platform.

This will certainly be a very exciting year for DNotes. We will disclose more details in the future as we see appropriate. When all the pieces we have been building are integrated into one system it will give us many new capabilities that are difficult for most people to imagine at this time.
Title: Re: DNotes General Discussion
Post by: mrbum804 on February 08, 2017, 02:31:27 AM
This is all very good news. I'm excited to see how DNotes differentiates its second digital currency from others in the industry who have taken a similar path in releasing 'tokens' on top of their original platform.

This will certainly be a very exciting year for DNotes. We will disclose more details in the future as we see appropriate. When all the pieces we have been building are integrated into one system it will give us many new capabilities that are difficult for most people to imagine at this time.

Sorry it took me a few days to get back here.. Alan this all sounds amazing! I also really appreciate the time and effort you take to keep us informed, in the best manner available you see fit, at the time of where your at in the project.. I will say you And your team have done and awesome job following through with EVERYTHING ever mentioned and love your non-hype approach since the beginning. Like Alan said look through the bitcointalk form and this was always the case.. I'm sure I speak for everyone but I cant wait to see what the future entails!
Title: Re: DNotes General Discussion
Post by: TeeGee on February 10, 2017, 12:43:31 AM
This is all very good news. I'm excited to see how DNotes differentiates its second digital currency from others in the industry who have taken a similar path in releasing 'tokens' on top of their original platform.

This will certainly be a very exciting year for DNotes. We will disclose more details in the future as we see appropriate. When all the pieces we have been building are integrated into one system it will give us many new capabilities that are difficult for most people to imagine at this time.

Sorry it took me a few days to get back here.. Alan this all sounds amazing! I also really appreciate the time and effort you take to keep us informed, in the best manner available you see fit, at the time of where your at in the project.. I will say you And your team have done and awesome job following through with EVERYTHING ever mentioned and love your non-hype approach since the beginning. Like Alan said look through the bitcointalk form and this was always the case.. I'm sure I speak for everyone but I cant wait to see what the future entails!

We are indeed very lucky to have competent and experienced people at the helm of DNotes Global. There is a lot to learn about general business strategy from watching DNote's approach to the Fintech and global payments industry. Many have charged off ahead, made mistakes, paid the price, and have joined other projects or given up; others are hanging in there, or even leading the pack by paying the investment cost on technology and strategies for others to observe. DNotes is using its competitors and friends as a model of A/B testing. When we surge ahead, there will not be massive costs imposed or roadblocks to the degree of those that tried to breach the border wall first. The trick is in finding out what works (technology and consumer preference wise), and then using business model superiority to solidify market position once consumer preferences are identified, which makes competitive "catch-up mode" very difficult. From that point on, the trick is doing everything possible to stay ahead and be mindful of market disruption through other new technologies - to never cease to innovate and offer the customer 'more'. 
Title: Re: DNotes General Discussion
Post by: Shepherd on February 10, 2017, 01:14:54 PM
This is all very good news. I'm excited to see how DNotes differentiates its second digital currency from others in the industry who have taken a similar path in releasing 'tokens' on top of their original platform.

This will certainly be a very exciting year for DNotes. We will disclose more details in the future as we see appropriate. When all the pieces we have been building are integrated into one system it will give us many new capabilities that are difficult for most people to imagine at this time.

Sorry it took me a few days to get back here.. Alan this all sounds amazing! I also really appreciate the time and effort you take to keep us informed, in the best manner available you see fit, at the time of where your at in the project.. I will say you And your team have done and awesome job following through with EVERYTHING ever mentioned and love your non-hype approach since the beginning. Like Alan said look through the bitcointalk form and this was always the case.. I'm sure I speak for everyone but I cant wait to see what the future entails!

We are indeed very lucky to have competent and experienced people at the helm of DNotes Global. There is a lot to learn about general business strategy from watching DNote's approach to the Fintech and global payments industry. Many have charged off ahead, made mistakes, paid the price, and have joined other projects or given up; others are hanging in there, or even leading the pack by paying the investment cost on technology and strategies for others to observe. DNotes is using its competitors and friends as a model of A/B testing. When we surge ahead, there will not be massive costs imposed or roadblocks to the degree of those that tried to breach the border wall first. The trick is in finding out what works (technology and consumer preference wise), and then using business model superiority to solidify market position once consumer preferences are identified, which makes competitive "catch-up mode" very difficult. From that point on, the trick is doing everything possible to stay ahead and be mindful of market disruption through other new technologies - to never cease to innovate and offer the customer 'more'.

You are exactly correct, TeeGee.

Business resources, including time and money are limited and precious. Doing the right thing at the right time are among the best strategic disciplines for business success, especially in early stage industry such as digital currency. Despite all the excitement we are still at the formative stage interfacing with the pioneers and early adopters. At this stage, the technology is ahead of regulations. Much of its capabilities are (though some being ingenious) untested and over-hyped. This opens the flood-gate for “me-too” joining the “gold-rush”, including some who are clueless.   

We have no doubt that digital currency along its underpinning block technology and global payment capabilities have world changing implications and massive potential. For almost three years we have been doing the right thing by building a trusted brand while doing our best to educate and encourage more participation.  This is evident by the ecosystem we have built so far – including CryptoMoms, DNotesVault, CRISPs, DNotesEDU, DCEBrief, and the book “Improve Your Odds – The Four Pillars Of Business Success.” Chapter 15 tells the “DNotes Story.” It is a must read for those interested to follow the path we are taking. These are very deliberate creations of a series of building blocks for rapid deployment that can be scaled to meet global demand. They are all strategically linked.

Our next moves are very strategic and well timed. The technology is becoming more matured and settled. This is the right time for us to focus on upgrading the DNotes blockchain to include features that are equal to or better than the competition. Additionally, DNotes is uniquely positioned to bridge the decentralized world with the commercial or centralized world. We are creating a single seamless system integrated to create the best synergistic effect. The significance of DNotes Global, Inc. and the second currency will become quite clear over time. We have a very clear vision of building DNotes to become the trusted global digital currency for everyone worldwide to participate. It will serve the full functions of money and become a viable supplement to fiat currencies. Success in business does not happen by chance. It takes a clear vision with great strategies and almost flawless execution at the right time. 
Title: Re: DNotes General Discussion
Post by: AlfaAlfa on March 25, 2017, 05:05:46 PM
Hello DNotes. I am glad to be part of this project since early 2016. The price was about the same when I entered, around 0.005-0.006 USD. Today, someone got hold of over 2.5 mil coins at around 790-800 sats, with a strategic 3 placed orders at low time intervals. So, my question is: is something big going to happen any time soon? I mean, that's around 20 BTC worth of Dnotes.
Title: Re: DNotes General Discussion
Post by: Shepherd on March 25, 2017, 09:08:32 PM
Hello DNotes. I am glad to be part of this project since early 2016. The price was about the same when I entered, around 0.005-0.006 USD. Today, someone got hold of over 2.5 mil coins at around 790-800 sats, with a strategic 3 placed orders at low time intervals. So, my question is: is something big going to happen any time soon? I mean, that's around 20 BTC worth of Dnotes.

Hi AlfaAlfa, good to meet you and thank you for supporting DNotes since early 2016. There has been increased buying of DNotes the last few days. I noticed that other coins have been doing better as well.

If you have not done so, it is important to read the “DNotes Story”: https://dcebrief.com/the-dnotes-story-an-unfolding-big-bold-idea-of-global-scale/

We have been focusing on technology upgrade to DNotes 2.0 and always working on multiple projects that we believe are essential as we strive to accomplish our strategic mission. This is a very long-term commitment to build a trusted brand as a significant player in the digital currency and FinTech space. The DNotes Story should give you a better understanding of our strategic path.
Title: Re: DNotes General Discussion
Post by: Chase on March 27, 2017, 01:30:08 PM

This is always nice to see - DCEBrief was mentioned as a source in a Cointelegraph article:


Cryptocurrencies are in a gray zone when it comes to legislation in many parts of the world. In the United States, the situation can vary from state to state. Last year, North Carolina managed to pass a law that regulated Bitcoin and other cryptocurrencies but according to dcebrief.com, a similar attempt by Alaska did not meet success.

https://cointelegraph.com/news/to-apply-for-alaska-bitcoin-licence-fork-over-your-fingerprints
Title: Re: DNotes General Discussion
Post by: Shepherd on March 27, 2017, 05:15:49 PM

This is always nice to see - DCEBrief was mentioned as a source in a Cointelegraph article:


Cryptocurrencies are in a gray zone when it comes to legislation in many parts of the world. In the United States, the situation can vary from state to state. Last year, North Carolina managed to pass a law that regulated Bitcoin and other cryptocurrencies but according to dcebrief.com, a similar attempt by Alaska did not meet success.

https://cointelegraph.com/news/to-apply-for-alaska-bitcoin-licence-fork-over-your-fingerprints

Nice. DCEBrief has a great future and a very important role to play in our industry.
Title: Re: DNotes General Discussion
Post by: BrandonC on April 28, 2017, 09:49:08 PM
I noticed there are a couple additional trading pairs for DNotes on Cryptopia, DNotes/LTC (https://www.cryptopia.co.nz/Exchange?market=NOTE_LTC) and DNotes/DOGE (https://www.cryptopia.co.nz/Exchange?market=NOTE_DOGE) - The new trading pairs with two great currencies are a welcome addition for DNotes, as Dogecoin and Litecoin holders can diversify their portfolio by investing a small amount in DNotes while it is still trading for peanuts.
Title: Re: DNotes General Discussion
Post by: Chase on May 12, 2017, 06:51:26 PM

I noticed there are a couple additional trading pairs for DNotes on Cryptopia, DNotes/LTC (https://www.cryptopia.co.nz/Exchange?market=NOTE_LTC) and DNotes/DOGE (https://www.cryptopia.co.nz/Exchange?market=NOTE_DOGE) - The new trading pairs with two great currencies are a welcome addition for DNotes, as Dogecoin and Litecoin holders can diversify their portfolio by investing a small amount in DNotes while it is still trading for peanuts.

Good news for DNotes!
Title: Re: DNotes General Discussion
Post by: Chase on May 12, 2017, 06:59:11 PM

I've started a thread on the Bitcoin.com forum to announce the launch of the new DNotes website.

https://forum.bitcoin.com/alternative-cryptocurrencies-altcoins/dnotes-t25536.html

...and one at Cryptocointalk:

https://cryptocointalk.com/topic/54432-dnotes/#entry239567


Title: Re: DNotes General Discussion
Post by: DNotes on May 13, 2017, 01:28:21 PM

I've started a thread on the Bitcoin.com forum to announce the launch of the new DNotes website.

https://forum.bitcoin.com/alternative-cryptocurrencies-altcoins/dnotes-t25536.html

...and one at Cryptocointalk:

https://cryptocointalk.com/topic/54432-dnotes/#entry239567

Excellent! Thank you Chase! Anywhere you can think to place it would help.
Title: Re: DNotes General Discussion
Post by: DNotes on May 19, 2017, 06:41:47 PM
Please visit our new DNotes Bitcointalk thread:

https://bitcointalk.org/index.php?topic=1924858

(https://dcebrief.com/wp-content/uploads/2017/05/ThreadPt1.jpg) (https://bitcointalk.org/index.php?topic=1924858)
Title: Re: DNotes General Discussion
Post by: Shepherd on May 19, 2017, 10:09:19 PM
Please visit our new DNotes Bitcointalk thread:

https://bitcointalk.org/index.php?topic=1924858

(https://dcebrief.com/wp-content/uploads/2017/05/ThreadPt1.jpg) (https://bitcointalk.org/index.php?topic=1924858)

This marks the beginning of a new chapter for DNotes. Come and join us: https://bitcointalk.org/index.php?topic=1924858.0
Title: Re: DNotes General Discussion
Post by: Shepherd on May 21, 2017, 03:51:01 PM
Please visit our new DNotes Bitcointalk thread:

https://bitcointalk.org/index.php?topic=1924858

(https://dcebrief.com/wp-content/uploads/2017/05/ThreadPt1.jpg) (https://bitcointalk.org/index.php?topic=1924858)

If you have not done so, be sure to visit our new DNotes Forum. https://bitcointalk.org/index.php?topic=1924858

A new press release has just been circulated. We are expecting that will be well received and published in many online and print publications worldwide.
Title: Re: DNotes General Discussion
Post by: TeeGee on May 22, 2017, 07:33:43 PM
Some thoughts on DNotes strategic move to C#

Moving to C# was a great strategic move that should allow for better corporate world participation for distributed ledgers. Most languages allow for the implementation of anything - though C# has many advantages over other languages for development.

Since the DNotes platform is to work primarily to engage the corporate community, it is best to look at what companies look for when deciding on a language to employ:


Common use

Corporate entities put a large emphasis on reducing risk. Using the most commonly used coding languages that are proven and strongly supported, which makes finding capable programmers easy.

C# is widely supported, with it being easy to find programmers worldwide. By comparison, C++ (the code used for Bitcoin core and most blockchains) is very difficult to find highly capable programmers for - which makes developing and finding coders for C++ very expensive and time consuming.

Programming speed and cost

Companies both large and small are hyper-aware of the cost to creating applications, for which C# is a much better alternative than C/C++. Programmers in C# are much more productive in this regard due to C#'s forgiving nature in debugging. C#'s integration with the .NET framework and standard libraries (pre-programmed code) makes finding solutions much faster than C++ where much time can be spend writing code that should have already been written. Businesses need their enterprise applications to be written, tested and integrated quickly and will always prefer to use language which get them the best ROI in the fastest time.

Ease of hiring programmers

Microsoft and Oracle certify developers. Corporations hiring a lot of people find it much easier to confirm that the people they are considering hiring know they have the required base level of coding ability. By contrast, most top coders in C++ are very difficult to employ as they are rarer in number due to C++'s steeper learning curve.

When rapid and agile business application development is the primary goal, C# must be considered as one of the, if not the best programming language to opt for.
Title: Re: DNotes General Discussion
Post by: Shepherd on May 23, 2017, 04:50:26 AM
Some thoughts on DNotes strategic move to C#

Moving to C# was a great strategic move that should allow for better corporate world participation for distributed ledgers. Most languages allow for the implementation of anything - though C# has many advantages over other languages for development.

Since the DNotes platform is to work primarily to engage the corporate community, it is best to look at what companies look for when deciding on a language to employ:


Common use

Corporate entities put a large emphasis on reducing risk. Using the most commonly used coding languages that are proven and strongly supported, which makes finding capable programmers easy.

C# is widely supported, with it being easy to find programmers worldwide. By comparison, C++ (the code used for Bitcoin core and most blockchains) is very difficult to find highly capable programmers for - which makes developing and finding coders for C++ very expensive and time consuming.

Programming speed and cost

Companies both large and small are hyper-aware of the cost to creating applications, for which C# is a much better alternative than C/C++. Programmers in C# are much more productive in this regard due to C#'s forgiving nature in debugging. C#'s integration with the .NET framework and standard libraries (pre-programmed code) makes finding solutions much faster than C++ where much time can be spend writing code that should have already been written. Businesses need their enterprise applications to be written, tested and integrated quickly and will always prefer to use language which get them the best ROI in the fastest time.

Ease of hiring programmers

Microsoft and Oracle certify developers. Corporations hiring a lot of people find it much easier to confirm that the people they are considering hiring know they have the required base level of coding ability. By contrast, most top coders in C++ are very difficult to employ as they are rarer in number due to C++'s steeper learning curve.

When rapid and agile business application development is the primary goal, C# must be considered as one of the, if not the best programming language to opt for.

Thanks, TeeGee. Well explained without getting too technical. From a long-term strategic prospective, this will place DNotes in solid technology leadership to be a formidable player in the corporate space which has been seeing increasing demand to deploy projects involving smart contracts and the blockchain technologies. The only other coin that we know of at this time, coding in C#, is Startis. We certain appreciate their leadership and contributions to our industry.
Title: Re: DNotes General Discussion
Post by: DNotes on June 04, 2017, 04:59:21 PM
Investing in Bitcoin and other digital currencies is certainly not for the faint of heart and no one will deny that it is speculative. Speculators will practically pay any price if they believe that they can turn around and sell them at higher prices. “ … a Speculative Asset with “No Intrinsic Value” may sound debatable but tough to defend.

Some may be creating more fundamental value than others but most may not bother. Over the longer-term it pays to be able to differentiate. At DNotes we have been devoting a lot of resources to ensure that DNotes will have significant “Intrinsic Value” one day.
 
Bitcoin a Speculative Asset with “No Intrinsic Value”, Says Business Insider Founder
Samburaj Das on 30/05/2017

As bitcoin captures the world’s attention while soaring to unprecedented heights, the cryptocurrency has been labelled as an asset primed for a bubble, with no intrinsic value.

Henry Blodget is the founder, CEO and editor of prominent financial news publication Business Insider stated:

Look, this is a perfect asset for a speculative bubble…There is a finite supply. There is no intrinsic value. If anybody is persuading you that it should somehow be related to some GDP or gold…put down the Kool-Aid and back away.”

Source: https://www.cryptocoinsnews.com/bitcoin-speculative-asset-no-intrinsic-value-says-business-insider-founder/


He's right about bitcoin's intrinsic value, of course - though he could substitute virtually any means of exchange or asset in place of "bitcoin" and be equally correct. Fortunately, Dnotes' unique value proposition isn't based on speculation from a trading standpoint or on some noble hope that the marketplace will figure out how to use it to make a worthwhile contribution to mankind's progress. After all, hope is not a strategy. DNotes is unique in that the team that's brought it to life remains committed to building a dynamic ecosystem capable of bridging the gap between cutting-edge decentralized digital technology and the clunkier centralized financial systems that continue to leave billions of the world's citizens underserved or altogether ignored.

I continue to believe that this digital currency is one that can help to transform the world and create solutions that help to empower ordinary citizens in almost every nation on the planet. It's that important, and the video series will hopefully help to flesh that out in a way that makes sense to not only crypto-enthusiasts but crypto-neophytes who may be trying to understand why any of this matters.

With that said, I'd offer my own humble opinion about some content that I'd like to see explored in greater depth in a future video: paint a picture of what the world could look like for average consumers, businesses, and those who are underserved by the banking world once the DNotes strategy is implemented on a broader scale. Technical analysis and feature explanations are important for early and future stakeholders, but less crypto-savvy individuals will need the dots connected for them before they understand how it can eventually benefit them in their everyday lives.*

Hope might not be a strategy, but the DNotes strategic vision is one that can inspire hope.

*I apologize in advance if that sort of video was already produced and I somehow missed the link. Been suffering from a touch of bronchitis, so it's entirely possible that it escaped my notice.



Absolutely, a glimpse into the future of DNotes is an excellent idea! Agree, we will have to make it understandable for everyone who may be interested. As Tim mentioned, it will be great if we can incorporate both elements for the crypto savvy as well as breaking it down. It does pose a bit of a challenge to make it and engage everyone.
Title: Re: DNotes General Discussion
Post by: TeeGee on June 10, 2017, 03:21:10 PM
Hello all! Apologies for the forum absence. Alan (DYNA), Joe (DNotes) and myself met up with MiningHabit for some food and a drink. Then we met another supporter, Sam who works for a fund in downtown Chicago at the Illinois Blockchain Center conference, as well as many other power players in the industry.


Joe, Tim, MiningHabit, and Alan.
(http://i.imgur.com/oG0teBt.jpg)

Myself (left) with Alan (right) and Sam (next to him) and a couple great students we respectfully won't name without permission.
(http://i.imgur.com/ir6qllA.jpg)



Title: Re: DNotes General Discussion
Post by: bankgb009 on January 22, 2018, 08:30:28 AM
 ??? ??? ??? ??? ???
Title: Re: DNotes General Discussion
Post by: bankgb009 on January 22, 2018, 08:31:36 AM
Great++  :( :( :( 8) 8) 8)
Title: Re: DNotes General Discussion
Post by: namnoizaza on January 25, 2018, 10:03:04 AM
good ;) ;) ;) ;)
Title: Re: DNotes General Discussion
Post by: Adsixnine on May 30, 2018, 08:20:21 AM
Great :) I agree.